Best Cheap Auto Insurance in David, KY (2021)

The average David, KY auto insurance rates are $578 per month. The minimum auto insurance in David is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in David, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in David is USAA
  • The most expensive auto insurance company in David for teen drivers is Travelers
  • The minimum auto insurance required in David, Kentucky is 25/50/25

David, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in David can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in David, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in David to other Kentucky cities, including Florence auto insurance rates, Bowling Green auto insurance rates, and Nicholasville auto insurance rates to see how David, Kentucky auto insurance rates stack up.

Before you buy David, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free David, Kentucky auto insurance quotes.

Minimum Auto Insurance in David, Kentucky

David, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in David, Kentucky.

Minimum Required Auto Insurance Coverage in David, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap David, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in David, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in David, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,027 $5,918 $5,552 $5,899 $22,970 $25,415 $6,494 $6,761
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,657 $5,079 $3,998 $4,506 $18,458 $20,441 $4,806 $4,919
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,266 $3,085 $2,959 $2,963 $16,524 $18,732 $4,054 $4,083
State Farm $2,466 $2,466 $2,185 $2,185 $6,630 $8,414 $2,732 $3,016
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

Cheap David, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in David, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in David, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in David, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,970 $25,415
GEICO $8,902 $10,417
Liberty Mutual $18,458 $20,441
Nationwide $12,492 $15,331
Progressive $16,524 $18,732
State Farm $6,630 $8,414
Travelers $19,996 $32,496
USAA $5,350 $5,640

Cheap David, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in David, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in David, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,552 $5,899
GEICO $4,595 $4,158
Liberty Mutual $3,998 $4,506
Nationwide $5,035 $5,213
Progressive $2,959 $2,963
State Farm $2,185 $2,185
Travelers $3,851 $3,859
USAA $1,848 $1,893

Cheap David, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in David, Kentucky compared to the annual auto insurance rates with a clean record in David, Kentucky.

Annual David, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,756 $11,488 $12,345 $9,929
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,950 $10,757 $8,323 $7,402
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,734 $8,593 $6,533 $6,973
State Farm $3,480 $4,043 $3,762 $3,762
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,290 $3,241 $3,858 $2,753

Cheap David, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in David, Kentucky is not easy. Compare the annual rates for DUI auto insurance in David, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in David, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,345
GEICO $8,597
Liberty Mutual $8,323
Nationwide $10,149
Progressive $6,533
State Farm $3,762
Travelers $12,529
USAA $3,858

Cheap David, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how David, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in David, Kentucky

Insurance Company Poor Fair Good
Allstate $14,327 $9,643 $7,919
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,028 $7,309 $5,737
Nationwide $9,520 $7,384 $6,351
Progressive $7,769 $6,784 $6,322
State Farm $5,392 $3,297 $2,596
Travelers $10,741 $9,067 $9,038
USAA $4,520 $2,528 $2,059

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Cheap David, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in David, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in David, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in David, Kentucky

ZIP Code Average Annual Rates
41616 $6,311

Cheap David, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect David, Kentucky auto insurance. Find the cheapest annual David, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in David, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,630 $10,630
GEICO $5,341 $5,438
Liberty Mutual $8,358 $8,358
Nationwide $7,752 $7,752
Progressive $6,958 $6,958
State Farm $3,671 $3,852
Travelers $9,615 $9,615
USAA $2,919 $3,153

Cheap David, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in David, Kentucky? Check out the comparison of annual David, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in David, Kentucky

Insurance Company Low Medium High
Allstate $9,166 $10,538 $12,185
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,739 $8,276 $9,059
Nationwide $7,743 $7,625 $7,887
Progressive $6,212 $6,791 $7,872
State Farm $3,523 $3,748 $4,013
Travelers $9,076 $9,643 $10,127
USAA $2,877 $3,027 $3,203

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Best By Category: Cheapest Auto Insurance in David, Kentucky

Compare the cheapest auto insurance companies in David, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in David, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest David, Kentucky Auto Insurance Companies

What auto insurance companies in David, Kentucky are the cheapest? Compare the top David, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in David, Kentucky

Insurance Company Average Annual Rates
Allstate $10,630
GEICO $5,390
Liberty Mutual $8,358
Nationwide $7,752
Progressive $6,958
State Farm $3,762
Travelers $9,615
USAA $3,036

Compare David, Kentucky Auto Insurance Quotes

Before you buy David, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free David, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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