Best Cheap Auto Insurance in Dauphin, PA (2021)

The average Dauphin, PA auto insurance rates are $288 per month. The minimum auto insurance in Dauphin is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Dauphin, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Dauphin for teen drivers is Travelers
  • The cheapest auto insurance company in Dauphin is USAA
  • The average commute length in Dauphin is 21.3 minutes

Dauphin, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Dauphin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dauphin, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Dauphin to other Pennsylvania cities, including Scranton auto insurance rates, Reading auto insurance rates, and Harrisburg auto insurance rates to see how Dauphin, Pennsylvania auto insurance rates stack up.

Before you buy Dauphin, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dauphin, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Dauphin, Pennsylvania

Dauphin, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dauphin, Pennsylvania.

Minimum Required Auto Insurance Coverage in Dauphin, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Dauphin, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dauphin, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dauphin, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,222 $2,055 $2,055 $7,426 $7,426 $2,436 $2,436
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,719 $1,719 $1,628 $1,628 $4,880 $4,880 $1,930 $1,930
Progressive $2,654 $2,654 $2,373 $2,373 $8,708 $8,708 $3,405 $3,405
State Farm $1,442 $1,442 $1,272 $1,272 $5,149 $5,149 $1,590 $1,590
Travelers $1,425 $1,425 $1,536 $1,536 $20,443 $20,443 $1,711 $1,711
USAA $991 $991 $897 $897 $2,986 $2,986 $1,308 $1,308

Cheap Dauphin, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dauphin, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Dauphin, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Dauphin, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,426 $7,426
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $4,880 $4,880
Progressive $8,708 $8,708
State Farm $5,149 $5,149
Travelers $20,443 $20,443
USAA $2,986 $2,986

Cheap Dauphin, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Dauphin, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dauphin, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,055 $2,055
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,628 $1,628
Progressive $2,373 $2,373
State Farm $1,272 $1,272
Travelers $1,536 $1,536
USAA $897 $897

Cheap Dauphin, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dauphin, Pennsylvania compared to the annual auto insurance rates with a clean record in Dauphin, Pennsylvania.

Annual Dauphin, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,385 $3,984 $3,385 $3,385
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,832 $2,453 $3,419 $2,454
Progressive $3,881 $5,388 $3,989 $3,882
State Farm $2,163 $2,564 $2,363 $2,363
Travelers $4,453 $6,340 $7,981 $6,340
USAA $1,246 $1,717 $1,828 $1,390

Cheap Dauphin, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dauphin, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Dauphin, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Dauphin, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,385
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,419
Progressive $3,989
State Farm $2,363
Travelers $7,981
USAA $1,828

Cheap Dauphin, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dauphin, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dauphin, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,519 $3,368 $2,717
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,978 $2,452 $2,189
Progressive $5,665 $3,985 $3,204
State Farm $3,364 $2,082 $1,643
Travelers $6,829 $6,171 $5,836
USAA $1,919 $1,438 $1,278

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Cheap Dauphin, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dauphin, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Dauphin, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dauphin, Pennsylvania

ZIP Code Average Annual Rates
17018 $4,256

Cheap Dauphin, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Dauphin, Pennsylvania auto insurance. Find the cheapest annual Dauphin, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dauphin, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,464 $3,605
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,540 $2,540
Progressive $4,285 $4,285
State Farm $2,294 $2,433
Travelers $6,279 $6,279
USAA $1,502 $1,589

Cheap Dauphin, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dauphin, Pennsylvania? Check out the comparison of annual Dauphin, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dauphin, Pennsylvania

Insurance Company Low Medium High
Allstate $3,384 $3,556 $3,664
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,561 $2,573 $2,484
Progressive $3,941 $4,324 $4,589
State Farm $2,219 $2,393 $2,478
Travelers $6,372 $6,279 $6,186
USAA $1,438 $1,560 $1,639

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Best By Category: Cheapest Auto Insurance in Dauphin, Pennsylvania

Compare the cheapest auto insurance companies in Dauphin, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dauphin, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Dauphin, Pennsylvania Auto Insurance Companies

What auto insurance companies in Dauphin, Pennsylvania are the cheapest? Compare the top Dauphin, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dauphin, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,535
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,540
Progressive $4,285
State Farm $2,363
Travelers $6,279
USAA $1,545

What affects auto insurance rates in Dauphin, Pennsylvania?

There are a lot of reasons why auto insurance rates in Dauphin, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dauphin, Pennsylvania. Many local factors may affect your Dauphin auto insurance rates.

Dauphin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dauphin, Pennsylvania commute length is 21.3 minutes according to City-Data.

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Compare Dauphin, Pennsylvania Auto Insurance Quotes

Before you buy Dauphin, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dauphin, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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