Best Cheap Auto Insurance in Danville, IL (2021)

The average Danville, IL auto insurance rates are $251 per month. The minimum auto insurance in Danville is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Danville, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Danville, Illinois is 25/50/20
  • Average auto insurance rates in Danville, IL for senior drivers are $1,722 per year
  • The most expensive auto insurance company in Danville for teen drivers is Farmers

Danville, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Danville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Danville, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Danville to other Illinois cities, including Aurora auto insurance rates, Chicago auto insurance rates, and Springfield auto insurance rates to see how Danville, Illinois auto insurance rates stack up.

Before you buy Danville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Danville, Illinois auto insurance quotes.

Minimum Auto Insurance in Danville, Illinois

Danville, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Danville, Illinois.

Minimum Required Auto Insurance Coverage in Danville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Danville, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Danville, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,068 $3,082 $3,207 $3,207 $7,995 $10,406 $3,690 $3,990
American Family $2,052 $2,052 $1,882 $1,882 $5,824 $8,052 $2,052 $2,643
Farmers $2,246 $2,247 $1,990 $2,105 $9,740 $10,165 $2,565 $2,682
GEICO $1,475 $1,501 $1,419 $1,713 $4,613 $4,804 $1,860 $1,777
Liberty Mutual $1,390 $1,502 $1,156 $1,292 $4,419 $4,918 $1,455 $1,539
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,818 $1,712 $1,500 $1,578 $6,593 $7,386 $2,155 $2,313
State Farm $1,421 $1,421 $1,277 $1,277 $4,140 $5,238 $1,607 $1,851
Travelers $1,519 $1,601 $1,391 $1,482 $4,431 $5,570 $1,608 $1,693
USAA $1,605 $1,643 $1,496 $1,486 $5,099 $5,631 $2,117 $2,342

Cheap Danville, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Danville, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Danville, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Danville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,995 $10,406
American Family $5,824 $8,052
Farmers $9,740 $10,165
GEICO $4,613 $4,804
Liberty Mutual $4,419 $4,918
Nationwide $4,608 $5,912
Progressive $6,593 $7,386
State Farm $4,140 $5,238
Travelers $4,431 $5,570
USAA $5,099 $5,631

Cheap Danville, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Danville, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Danville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,207 $3,207
American Family $1,882 $1,882
Farmers $1,990 $2,105
GEICO $1,419 $1,713
Liberty Mutual $1,156 $1,292
Nationwide $1,508 $1,597
Progressive $1,500 $1,578
State Farm $1,277 $1,277
Travelers $1,391 $1,482
USAA $1,496 $1,486

Cheap Danville, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Danville, Illinois compared to the annual auto insurance rates with a clean record in Danville, Illinois.

Annual Danville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,444 $5,866 $5,477 $4,535
American Family $2,427 $3,466 $4,574 $2,752
Farmers $3,562 $4,593 $4,478 $4,238
GEICO $1,745 $2,342 $3,322 $2,172
Liberty Mutual $1,847 $2,602 $2,296 $2,090
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,582 $3,826 $2,862 $3,257
State Farm $2,078 $2,480 $2,279 $2,279
Travelers $1,918 $2,514 $2,809 $2,406
USAA $1,913 $2,740 $3,752 $2,304

Cheap Danville, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Danville, Illinois is not easy. Compare the annual rates for DUI auto insurance in Danville, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Danville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,477
American Family $4,574
Farmers $4,478
GEICO $3,322
Liberty Mutual $2,296
Nationwide $3,236
Progressive $2,862
State Farm $2,279
Travelers $2,809
USAA $3,752

Cheap Danville, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Danville, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Danville, Illinois

Insurance Company Poor Fair Good
Allstate $6,151 $4,450 $3,890
American Family $4,386 $2,993 $2,535
Farmers $4,788 $4,030 $3,834
GEICO $3,835 $1,881 $1,469
Liberty Mutual $3,126 $1,947 $1,554
Nationwide $3,151 $2,545 $2,230
Progressive $3,577 $3,026 $2,792
State Farm $3,308 $1,986 $1,543
Travelers $2,940 $2,371 $1,925
USAA $3,567 $2,448 $2,017

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Cheap Danville, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Danville, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Danville, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Danville, Illinois

ZIP Code Average Annual Rates
61832 $2,949
61834 $2,983

Cheap Danville, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Danville, Illinois auto insurance. Find the cheapest annual Danville, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Danville, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,830 $4,830
American Family $3,263 $3,347
Farmers $4,218 $4,218
GEICO $2,353 $2,437
Liberty Mutual $2,209 $2,209
Nationwide $2,642 $2,642
Progressive $3,132 $3,132
State Farm $2,222 $2,336
Travelers $2,317 $2,506
USAA $2,602 $2,753

Cheap Danville, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Danville, Illinois? Check out the comparison of annual Danville, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danville, Illinois

Insurance Company Low Medium High
Allstate $4,695 $4,826 $4,970
American Family $3,165 $3,426 $3,323
Farmers $4,007 $4,114 $4,531
GEICO $2,184 $2,390 $2,611
Liberty Mutual $2,090 $2,204 $2,332
Nationwide $2,636 $2,662 $2,629
Progressive $2,836 $3,112 $3,448
State Farm $2,148 $2,281 $2,407
Travelers $2,257 $2,409 $2,570
USAA $2,489 $2,674 $2,869

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Best By Category: Cheapest Auto Insurance in Danville, Illinois

Compare the cheapest auto insurance companies in Danville, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Danville, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Danville, Illinois Auto Insurance Companies

What auto insurance companies in Danville, Illinois are the cheapest? Compare the top Danville, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Danville, Illinois

Insurance Company Average Annual Rates
Allstate $4,830
American Family $3,305
Farmers $4,218
GEICO $2,395
Liberty Mutual $2,209
Nationwide $2,642
Progressive $3,132
State Farm $2,279
Travelers $2,412
USAA $2,677

What affects auto insurance rates in Danville, Illinois?

There are a lot of reasons why auto insurance rates in Danville, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Danville, Illinois. Many local factors may affect your Danville auto insurance rates.

Danville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Danville, Illinois commute length is 14.7 minutes according to City-Data.

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Compare Danville, Illinois Auto Insurance Quotes

Before you buy Danville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Danville, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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