Best Cheap Auto Insurance in Danbury, TX (2021)

The average Danbury, TX auto insurance rates are $341 per month. The minimum auto insurance in Danbury is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Danbury, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Danbury for teen drivers is Progressive
  • The cheapest auto insurance company in Danbury is USAA
  • The minimum auto insurance required in Danbury, Texas is 30/60/25

Danbury, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Danbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Danbury, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Danbury to other Texas cities, including Austin auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates to see how Danbury, Texas auto insurance rates stack up.

Before you buy Danbury, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Danbury, Texas auto insurance quotes.

Minimum Auto Insurance in Danbury, Texas

Danbury, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Danbury, Texas.

Minimum Required Auto Insurance Coverage in Danbury, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Danbury, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Danbury, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danbury, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,777 $3,804 $3,726 $3,726 $10,135 $12,231 $4,679 $4,866
American Family $3,247 $3,655 $3,105 $3,596 $9,289 $12,081 $4,807 $5,481
GEICO $2,428 $2,630 $2,354 $2,688 $5,380 $5,565 $2,630 $2,613
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,622 $2,477 $2,340 $2,385 $11,260 $12,521 $3,101 $3,125
State Farm $1,834 $1,834 $1,633 $1,633 $4,388 $5,588 $1,994 $2,053
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

Cheap Danbury, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Danbury, Texas is a challenge. Take a look at the annual teen auto insurance rates in Danbury, Texas.

Annual Auto Insurance Rates for Teen Drivers in Danbury, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,135 $12,231
American Family $9,289 $12,081
GEICO $5,380 $5,565
Nationwide $6,629 $8,499
Progressive $11,260 $12,521
State Farm $4,388 $5,588
USAA $4,572 $4,949

Cheap Danbury, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Danbury, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Danbury, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,726 $3,726
American Family $3,105 $3,596
GEICO $2,354 $2,688
Nationwide $2,055 $2,173
Progressive $2,340 $2,385
State Farm $1,633 $1,633
USAA $1,528 $1,506

Cheap Danbury, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Danbury, Texas compared to the annual auto insurance rates with a clean record in Danbury, Texas.

Annual Danbury, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,518 $7,070 $7,366 $4,518
American Family $5,134 $6,594 $5,766 $5,134
GEICO $2,788 $3,698 $3,069 $3,588
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $4,336 $5,636 $5,060 $4,884
State Farm $2,327 $2,670 $3,154 $2,327
USAA $1,864 $2,771 $3,274 $2,140

Cheap Danbury, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Danbury, Texas is not easy. Compare the annual rates for DUI auto insurance in Danbury, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Danbury, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,366
American Family $5,766
GEICO $3,069
Nationwide $4,772
Progressive $5,060
State Farm $3,154
USAA $3,274

Cheap Danbury, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Danbury, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Danbury, Texas

Insurance Company Poor Fair Good
Allstate $7,458 $5,464 $4,681
American Family $7,655 $4,979 $4,339
GEICO $5,072 $2,871 $1,915
Nationwide $4,455 $3,582 $3,112
Progressive $5,586 $4,849 $4,502
State Farm $3,708 $2,310 $1,841
USAA $3,666 $2,141 $1,729

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Cheap Danbury, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Danbury, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Danbury, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Danbury, Texas

ZIP Code Average Annual Rates
77534 $6,169

Cheap Danbury, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Danbury, Texas auto insurance. Find the cheapest annual Danbury, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Danbury, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,719 $6,017
American Family $5,657 $5,657
GEICO $3,226 $3,346
Nationwide $3,716 $3,716
Progressive $4,979 $4,979
State Farm $2,620 $2,620
USAA $2,481 $2,544

Cheap Danbury, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Danbury, Texas? Check out the comparison of annual Danbury, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danbury, Texas

Insurance Company Low Medium High
Allstate $5,744 $5,821 $6,038
American Family $5,194 $5,405 $6,373
GEICO $3,101 $3,243 $3,513
Nationwide $3,996 $3,558 $3,595
Progressive $4,730 $4,953 $5,253
State Farm $2,477 $2,611 $2,771
USAA $2,416 $2,500 $2,621

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Best By Category: Cheapest Auto Insurance in Danbury, Texas

Compare the cheapest auto insurance companies in Danbury, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Danbury, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Danbury, Texas Auto Insurance Companies

What auto insurance companies in Danbury, Texas are the cheapest? Compare the top Danbury, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Danbury, Texas

Insurance Company Average Annual Rates
Allstate $5,868
American Family $5,657
GEICO $3,286
Nationwide $3,716
Progressive $4,979
State Farm $2,620
USAA $2,512

What affects auto insurance rates in Danbury, Texas?

There are a lot of reasons why auto insurance rates in Danbury, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Danbury, Texas. Many local factors may affect your Danbury auto insurance rates.

Danbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Danbury, Texas commute length is 31.1 minutes according to City-Data.

Danbury Traffic

How does Danbury, Texas rank for traffic? According to Inrix Danbury, Texas is the 852nd most congested worldwide.

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Compare Danbury, Texas Auto Insurance Quotes

Before you buy Danbury, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Danbury, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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