Best Cheap Auto Insurance in Danbury, IA (2021)

The average Danbury, IA auto insurance rates are $256 per month. The minimum auto insurance in Danbury is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Danbury, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Danbury, Iowa is 20/40/15
  • The most expensive auto insurance company in Danbury for teen drivers is Travelers
  • The average commute length in Danbury is 21.0 minutes

Danbury, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Danbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Danbury, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Danbury to other Iowa cities, including West Des Moines auto insurance rates, Sioux City auto insurance rates, and Waterloo auto insurance rates to see how Danbury, Iowa auto insurance rates stack up.

Before you buy Danbury, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Danbury, Iowa auto insurance quotes.

Minimum Auto Insurance in Danbury, Iowa

Danbury, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Danbury, Iowa.

Minimum Required Auto Insurance Coverage in Danbury, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Danbury, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Danbury, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danbury, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,992 $1,918 $1,635 $1,702 $4,935 $5,577 $2,401 $2,613
State Farm $1,442 $1,442 $1,271 $1,271 $3,963 $5,022 $1,622 $1,847
Travelers $2,551 $2,604 $2,473 $2,481 $11,246 $17,958 $2,649 $3,140
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

Cheap Danbury, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Danbury, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Danbury, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Danbury, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,305 $7,426
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $4,935 $5,577
State Farm $3,963 $5,022
Travelers $11,246 $17,958
USAA $3,484 $3,704

Cheap Danbury, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Danbury, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Danbury, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,770 $1,770
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,635 $1,702
State Farm $1,271 $1,271
Travelers $2,473 $2,481
USAA $1,182 $1,208

Cheap Danbury, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Danbury, Iowa compared to the annual auto insurance rates with a clean record in Danbury, Iowa.

Annual Danbury, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $2,285 $3,757 $2,478 $2,867
State Farm $2,065 $2,405 $2,235 $2,235
Travelers $4,113 $5,473 $7,332 $5,632
USAA $1,475 $1,981 $2,577 $1,693

Cheap Danbury, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Danbury, Iowa is not easy. Compare the annual rates for DUI auto insurance in Danbury, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Danbury, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,217
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $2,478
State Farm $2,235
Travelers $7,332
USAA $2,577

Cheap Danbury, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Danbury, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Danbury, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,918 $2,879 $2,420
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $3,362 $2,716 $2,462
State Farm $3,183 $1,969 $1,553
Travelers $6,345 $5,413 $5,155
USAA $2,542 $1,743 $1,509

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Cheap Danbury, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Danbury, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Danbury, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Danbury, Iowa

ZIP Code Average Annual Rates
51019 $2,593

Cheap Danbury, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Danbury, Iowa auto insurance. Find the cheapest annual Danbury, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Danbury, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,204 $3,361
American Family $3,037 $3,108
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,847 $2,847
State Farm $2,181 $2,289
Travelers $5,638 $5,638
USAA $1,861 $2,002

Cheap Danbury, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Danbury, Iowa? Check out the comparison of annual Danbury, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danbury, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,086 $3,243 $2,888
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,703 $2,853 $2,984
State Farm $2,118 $2,249 $2,338
Travelers $5,289 $5,724 $5,900
USAA $1,835 $1,937 $2,022

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Best By Category: Cheapest Auto Insurance in Danbury, Iowa

Compare the cheapest auto insurance companies in Danbury, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Danbury, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Danbury, Iowa Auto Insurance Companies

What auto insurance companies in Danbury, Iowa are the cheapest? Compare the top Danbury, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Danbury, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,073
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,847
State Farm $2,235
Travelers $5,638
USAA $1,931

What affects auto insurance rates in Danbury, Iowa?

There are a lot of reasons why auto insurance rates in Danbury, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Danbury, Iowa. Many local factors may affect your Danbury auto insurance rates.

Danbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Danbury, Iowa commute length is 21.0 minutes according to City-Data.

Danbury Traffic

How does Danbury, Iowa rank for traffic? According to Inrix Danbury, Iowa is the 852nd most congested worldwide.

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Compare Danbury, Iowa Auto Insurance Quotes

Before you buy Danbury, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Danbury, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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