Best Cheap Auto Insurance in Danbury, CT (2021)

The average Danbury, CT auto insurance rates are $385 per month. The minimum auto insurance in Danbury is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Danbury, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Danbury is State Farm
  • The average commute length in Danbury is 28.6 minutes
  • Average auto insurance rates in Danbury, CT for senior drivers are $2,313 per year

Danbury, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Danbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Danbury, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Danbury to other Connecticut cities, including Bridgeport auto insurance rates, Meriden auto insurance rates, and Waterbury auto insurance rates to see how Danbury, Connecticut auto insurance rates stack up.

Before you buy Danbury, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Danbury, Connecticut auto insurance quotes.

Minimum Auto Insurance in Danbury, Connecticut

Danbury, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Danbury, Connecticut.

Minimum Required Auto Insurance Coverage in Danbury, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Danbury, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Danbury, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Danbury, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,768 $3,731 $3,470 $3,714 $11,441 $13,502 $3,945 $4,146
GEICO $2,444 $2,451 $2,267 $2,285 $5,740 $6,789 $2,359 $2,288
Liberty Mutual $3,550 $3,861 $2,730 $3,367 $17,838 $20,105 $3,592 $3,920
Nationwide $2,475 $2,502 $2,221 $2,330 $6,942 $8,810 $2,878 $3,096
Progressive $2,447 $2,278 $2,089 $2,173 $10,238 $11,349 $2,793 $3,128
State Farm $1,713 $1,713 $1,574 $1,574 $5,178 $6,499 $1,924 $2,211
Travelers $1,765 $1,792 $1,757 $1,752 $13,473 $21,676 $1,922 $2,169
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

Cheap Danbury, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Danbury, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Danbury, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Danbury, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,441 $13,502
GEICO $5,740 $6,789
Liberty Mutual $17,838 $20,105
Nationwide $6,942 $8,810
Progressive $10,238 $11,349
State Farm $5,178 $6,499
Travelers $13,473 $21,676
USAA $6,316 $6,631

Cheap Danbury, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Danbury, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Danbury, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,470 $3,714
GEICO $2,267 $2,285
Liberty Mutual $2,730 $3,367
Nationwide $2,221 $2,330
Progressive $2,089 $2,173
State Farm $1,574 $1,574
Travelers $1,757 $1,752
USAA $1,862 $1,838

Cheap Danbury, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Danbury, Connecticut compared to the annual auto insurance rates with a clean record in Danbury, Connecticut.

Annual Danbury, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $6,270 $7,423 $5,083
GEICO $2,098 $2,754 $5,884 $2,576
Liberty Mutual $6,453 $8,083 $8,005 $6,941
Nationwide $3,177 $4,153 $4,758 $3,540
Progressive $3,895 $5,649 $4,097 $4,607
State Farm $2,606 $2,862 $2,862 $2,862
Travelers $4,662 $5,048 $7,346 $6,097
USAA $2,529 $3,178 $4,803 $2,529

Cheap Danbury, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Danbury, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Danbury, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Danbury, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,423
GEICO $5,884
Liberty Mutual $8,005
Nationwide $4,758
Progressive $4,097
State Farm $2,862
Travelers $7,346
USAA $4,803

Cheap Danbury, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Danbury, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Danbury, Connecticut

Insurance Company Poor Fair Good
Allstate $7,600 $5,741 $4,553
GEICO $4,843 $2,919 $2,222
Liberty Mutual $10,466 $6,521 $5,125
Nationwide $5,184 $3,470 $3,067
Progressive $4,962 $4,455 $4,269
State Farm $3,891 $2,494 $2,009
Travelers $6,569 $5,477 $5,318
USAA $4,309 $2,908 $2,561

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Cheap Danbury, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Danbury, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Danbury, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Danbury, Connecticut

ZIP Code Average Annual Rates
6810 $4,669
6811 $4,669

Cheap Danbury, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Danbury, Connecticut auto insurance. Find the cheapest annual Danbury, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Danbury, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,965 $5,965
GEICO $3,276 $3,380
Liberty Mutual $7,370 $7,370
Nationwide $3,907 $3,907
Progressive $4,562 $4,562
State Farm $2,730 $2,866
Travelers $5,788 $5,788
USAA $3,220 $3,298

Cheap Danbury, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Danbury, Connecticut? Check out the comparison of annual Danbury, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Danbury, Connecticut

Insurance Company Low Medium High
Allstate $5,616 $5,955 $6,323
GEICO $3,072 $3,287 $3,625
Liberty Mutual $7,085 $7,316 $7,710
Nationwide $3,968 $3,939 $3,813
Progressive $4,235 $4,520 $4,931
State Farm $2,630 $2,802 $2,961
Travelers $5,389 $5,750 $6,225
USAA $3,055 $3,263 $3,461

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Best By Category: Cheapest Auto Insurance in Danbury, Connecticut

Compare the cheapest auto insurance companies in Danbury, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Danbury, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Danbury, Connecticut Auto Insurance Companies

What auto insurance companies in Danbury, Connecticut are the cheapest? Compare the top Danbury, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Danbury, Connecticut

Insurance Company Average Annual Rates
Allstate $5,965
GEICO $3,328
Liberty Mutual $7,370
Nationwide $3,907
Progressive $4,562
State Farm $2,798
Travelers $5,788
USAA $3,259

What affects auto insurance rates in Danbury, Connecticut?

There are a lot of reasons why auto insurance rates in Danbury, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Danbury, Connecticut. Many local factors may affect your Danbury auto insurance rates.

Danbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Danbury, Connecticut commute length is 28.6 minutes according to City-Data.

Danbury Traffic

How does Danbury, Connecticut rank for traffic? According to Inrix Danbury, Connecticut is the 852nd most congested worldwide.

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Compare Danbury, Connecticut Auto Insurance Quotes

Before you buy Danbury, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Danbury, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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