Best Cheap Auto Insurance in Damariscotta, ME (2021)

The average Damariscotta, ME auto insurance rates are $216 per month. The minimum auto insurance in Damariscotta is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Damariscotta, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Damariscotta is 33.5 minutes
  • The cheapest auto insurance company in Damariscotta is USAA
  • The most expensive auto insurance company in Damariscotta for teen drivers is Progressive

Damariscotta, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Damariscotta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Damariscotta, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Damariscotta to other Maine cities, including Portland auto insurance rates, Westbrook auto insurance rates, and Bangor auto insurance rates to see how Damariscotta, Maine auto insurance rates stack up.

Before you buy Damariscotta, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Damariscotta, Maine auto insurance quotes.

Minimum Auto Insurance in Damariscotta, Maine

Damariscotta, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Damariscotta, Maine.

Minimum Required Auto Insurance Coverage in Damariscotta, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Damariscotta, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Damariscotta, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Damariscotta, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,745 $1,792 $1,566 $1,698 $4,375 $5,883 $1,897 $2,125
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,929 $1,891 $1,929 $1,891 $8,067 $9,063 $2,247 $2,540
State Farm $1,368 $1,368 $1,294 $1,294 $4,407 $5,498 $1,529 $1,674
Travelers $1,029 $1,064 $935 $956 $4,151 $5,588 $1,020 $1,168
USAA $849 $837 $845 $825 $2,792 $3,079 $1,079 $1,134

Cheap Damariscotta, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Damariscotta, Maine is a challenge. Take a look at the annual teen auto insurance rates in Damariscotta, Maine.

Annual Auto Insurance Rates for Teen Drivers in Damariscotta, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,375 $5,883
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,229 $9,309
Progressive $8,067 $9,063
State Farm $4,407 $5,498
Travelers $4,151 $5,588
USAA $2,792 $3,079

Cheap Damariscotta, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Damariscotta, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Damariscotta, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,566 $1,698
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,807 $2,807
Progressive $1,929 $1,891
State Farm $1,294 $1,294
Travelers $935 $956
USAA $845 $825

Cheap Damariscotta, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Damariscotta, Maine compared to the annual auto insurance rates with a clean record in Damariscotta, Maine.

Annual Damariscotta, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,148 $2,913 $3,049 $2,431
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,961 $5,004 $3,296 $3,519
State Farm $2,089 $2,519 $2,304 $2,304
Travelers $1,658 $1,842 $2,309 $2,146
USAA $1,087 $1,431 $2,007 $1,195

Cheap Damariscotta, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Damariscotta, Maine is not easy. Compare the annual rates for DUI auto insurance in Damariscotta, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Damariscotta, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,049
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,364
Progressive $3,296
State Farm $2,304
Travelers $2,309
USAA $2,007

Cheap Damariscotta, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Damariscotta, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Damariscotta, Maine

Insurance Company Poor Fair Good
Allstate $3,310 $2,525 $2,071
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,176 $3,582 $3,327
State Farm $3,356 $2,004 $1,552
Travelers $2,340 $1,918 $1,709
USAA $1,875 $1,291 $1,124

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Cheap Damariscotta, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Damariscotta, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Damariscotta, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Damariscotta, Maine

ZIP Code Average Annual Rates
4543 $2,239

Cheap Damariscotta, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Damariscotta, Maine auto insurance. Find the cheapest annual Damariscotta, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Damariscotta, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,635 $2,635
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,179 $4,353
Progressive $3,695 $3,695
State Farm $2,229 $2,379
Travelers $1,989 $1,989
USAA $1,390 $1,470

Cheap Damariscotta, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Damariscotta, Maine? Check out the comparison of annual Damariscotta, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Damariscotta, Maine

Insurance Company Low Medium High
Allstate $2,605 $2,606 $2,694
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,618 $3,625 $3,841
State Farm $2,243 $2,279 $2,390
Travelers $1,957 $1,961 $2,048
USAA $1,402 $1,413 $1,475

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Best By Category: Cheapest Auto Insurance in Damariscotta, Maine

Compare the cheapest auto insurance companies in Damariscotta, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Damariscotta, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Damariscotta, Maine Auto Insurance Companies

What auto insurance companies in Damariscotta, Maine are the cheapest? Compare the top Damariscotta, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Damariscotta, Maine

Insurance Company Average Annual Rates
Allstate $2,635
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,266
Progressive $3,695
State Farm $2,304
Travelers $1,989
USAA $1,430

What affects auto insurance rates in Damariscotta, Maine?

There are a lot of reasons why auto insurance rates in Damariscotta, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Damariscotta, Maine. Many local factors may affect your Damariscotta auto insurance rates.

Damariscotta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Damariscotta, Maine commute length is 33.5 minutes according to City-Data.

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Compare Damariscotta, Maine Auto Insurance Quotes

Before you buy Damariscotta, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Damariscotta, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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