Best Cheap Auto Insurance in Dalhart, TX (2021)

The average Dalhart, TX auto insurance rates are $323 per month. The minimum auto insurance in Dalhart is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Dalhart, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Dalhart for teen drivers is Progressive
  • The average commute length in Dalhart is 13.4 minutes
  • The minimum auto insurance required in Dalhart, Texas is 30/60/25

Dalhart, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Dalhart can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dalhart, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Dalhart to other Texas cities, including Houston auto insurance rates, Arlington auto insurance rates, and El Paso auto insurance rates to see how Dalhart, Texas auto insurance rates stack up.

Before you buy Dalhart, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dalhart, Texas auto insurance quotes.

Minimum Auto Insurance in Dalhart, Texas

Dalhart, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dalhart, Texas.

Minimum Required Auto Insurance Coverage in Dalhart, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Dalhart, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dalhart, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dalhart, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,768 $3,664 $3,664 $9,235 $11,239 $4,592 $4,834
American Family $3,239 $3,550 $2,811 $3,176 $7,221 $9,577 $4,403 $5,008
GEICO $2,288 $2,428 $2,136 $2,354 $4,776 $5,021 $2,473 $2,511
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,502 $2,387 $2,215 $2,265 $10,149 $11,304 $2,962 $3,003
State Farm $1,740 $1,740 $1,539 $1,539 $4,006 $5,077 $1,881 $1,944
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap Dalhart, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dalhart, Texas is a challenge. Take a look at the annual teen auto insurance rates in Dalhart, Texas.

Annual Auto Insurance Rates for Teen Drivers in Dalhart, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,235 $11,239
American Family $7,221 $9,577
GEICO $4,776 $5,021
Nationwide $7,453 $9,632
Progressive $10,149 $11,304
State Farm $4,006 $5,077
USAA $4,047 $4,518

Cheap Dalhart, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Dalhart, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dalhart, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,664 $3,664
American Family $2,811 $3,176
GEICO $2,136 $2,354
Nationwide $2,351 $2,503
Progressive $2,215 $2,265
State Farm $1,539 $1,539
USAA $1,497 $1,531

Cheap Dalhart, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dalhart, Texas compared to the annual auto insurance rates with a clean record in Dalhart, Texas.

Annual Dalhart, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,464 $6,591 $6,833 $4,464
American Family $4,475 $5,609 $4,932 $4,475
GEICO $2,548 $3,301 $2,851 $3,294
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,012 $5,164 $4,692 $4,526
State Farm $2,180 $2,477 $2,897 $2,180
USAA $1,833 $2,638 $3,094 $2,103

Cheap Dalhart, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dalhart, Texas is not easy. Compare the annual rates for DUI auto insurance in Dalhart, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Dalhart, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,833
American Family $4,932
GEICO $2,851
Nationwide $5,466
Progressive $4,692
State Farm $2,897
USAA $3,094

Cheap Dalhart, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dalhart, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dalhart, Texas

Insurance Company Poor Fair Good
Allstate $7,130 $5,198 $4,435
American Family $6,896 $4,132 $3,591
GEICO $4,618 $2,622 $1,755
Nationwide $5,100 $4,065 $3,531
Progressive $5,200 $4,466 $4,129
State Farm $3,447 $2,145 $1,708
USAA $3,624 $2,022 $1,606

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Cheap Dalhart, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dalhart, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Dalhart, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dalhart, Texas

ZIP Code Average Annual Rates
79022 $5,612

Cheap Dalhart, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Dalhart, Texas auto insurance. Find the cheapest annual Dalhart, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dalhart, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,465 $5,711
American Family $4,873 $4,873
GEICO $2,936 $3,061
Nationwide $4,232 $4,232
Progressive $4,598 $4,598
State Farm $2,433 $2,433
USAA $2,385 $2,449

Cheap Dalhart, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dalhart, Texas? Check out the comparison of annual Dalhart, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dalhart, Texas

Insurance Company Low Medium High
Allstate $5,473 $5,545 $5,745
American Family $4,635 $4,750 $5,234
GEICO $2,881 $2,970 $3,144
Nationwide $4,596 $4,046 $4,054
Progressive $4,364 $4,575 $4,856
State Farm $2,321 $2,426 $2,553
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in Dalhart, Texas

Compare the cheapest auto insurance companies in Dalhart, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dalhart, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Dalhart, Texas Auto Insurance Companies

What auto insurance companies in Dalhart, Texas are the cheapest? Compare the top Dalhart, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dalhart, Texas

Insurance Company Average Annual Rates
Allstate $5,588
American Family $4,873
GEICO $2,998
Nationwide $4,232
Progressive $4,598
State Farm $2,433
USAA $2,417

What affects auto insurance rates in Dalhart, Texas?

There are a lot of reasons why auto insurance rates in Dalhart, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dalhart, Texas. Many local factors may affect your Dalhart auto insurance rates.

Dalhart Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Dalhart, Texas auto theft statistics, there have been 15 auto thefts in the city.

Dalhart Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dalhart, Texas commute length is 13.4 minutes according to City-Data.

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Compare Dalhart, Texas Auto Insurance Quotes

Before you buy Dalhart, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dalhart, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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