Best Cheap Auto Insurance in Dakota Ridge, CO (2021)

The average Dakota Ridge, CO auto insurance rates are $344 per month. The minimum auto insurance in Dakota Ridge is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Dakota Ridge, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Dakota Ridge, CO for senior drivers are $2,419 per year
  • The most expensive auto insurance company in Dakota Ridge for teen drivers is Allstate
  • The cheapest auto insurance company in Dakota Ridge is Liberty Mutual

Dakota Ridge, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Dakota Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dakota Ridge, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Dakota Ridge to other Colorado cities, including Westminster auto insurance rates, Fort Collins auto insurance rates, and Denver auto insurance rates to see how Dakota Ridge, Colorado auto insurance rates stack up.

Before you buy Dakota Ridge, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dakota Ridge, Colorado auto insurance quotes.

Minimum Auto Insurance in Dakota Ridge, Colorado

Dakota Ridge, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dakota Ridge, Colorado.

Minimum Required Auto Insurance Coverage in Dakota Ridge, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Dakota Ridge, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dakota Ridge, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dakota Ridge, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,625 $3,394 $3,259 $3,293 $12,662 $13,332 $4,007 $4,026
American Family $2,776 $2,776 $2,503 $2,503 $6,740 $9,060 $2,776 $3,398
Farmers $3,295 $3,261 $2,984 $3,233 $12,705 $12,767 $3,606 $3,617
GEICO $2,061 $2,263 $2,227 $2,561 $6,568 $6,911 $1,878 $1,889
Liberty Mutual $1,918 $1,842 $1,627 $1,796 $6,097 $6,662 $1,940 $1,954
Nationwide $2,681 $2,725 $2,400 $2,531 $6,874 $8,777 $3,095 $3,339
Progressive $2,511 $2,344 $2,213 $2,200 $8,827 $9,850 $2,823 $2,736
State Farm $2,276 $2,276 $2,067 $2,067 $6,746 $8,511 $2,554 $3,028
USAA $2,127 $2,108 $2,046 $2,031 $5,484 $6,257 $2,728 $2,944

Cheap Dakota Ridge, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dakota Ridge, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Dakota Ridge, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Dakota Ridge, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,662 $13,332
American Family $6,740 $9,060
Farmers $12,705 $12,767
GEICO $6,568 $6,911
Liberty Mutual $6,097 $6,662
Nationwide $6,874 $8,777
Progressive $8,827 $9,850
State Farm $6,746 $8,511
USAA $5,484 $6,257

Cheap Dakota Ridge, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Dakota Ridge, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dakota Ridge, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,293
American Family $2,503 $2,503
Farmers $2,984 $3,233
GEICO $2,227 $2,561
Liberty Mutual $1,627 $1,796
Nationwide $2,400 $2,531
Progressive $2,213 $2,200
State Farm $2,067 $2,067
USAA $2,046 $2,031

Cheap Dakota Ridge, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dakota Ridge, Colorado compared to the annual auto insurance rates with a clean record in Dakota Ridge, Colorado.

Annual Dakota Ridge, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,075 $5,842 $7,134 $5,748
American Family $3,011 $4,252 $5,589 $3,414
Farmers $4,797 $6,180 $6,096 $5,660
GEICO $2,302 $3,624 $4,257 $2,996
Liberty Mutual $2,618 $3,061 $3,163 $3,076
Nationwide $3,119 $4,259 $5,401 $3,432
Progressive $3,614 $5,115 $3,814 $4,209
State Farm $3,380 $4,001 $3,691 $3,691
USAA $2,340 $2,870 $5,018 $2,634

Cheap Dakota Ridge, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dakota Ridge, Colorado is not easy. Compare the annual rates for DUI auto insurance in Dakota Ridge, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Dakota Ridge, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,134
American Family $5,589
Farmers $6,096
GEICO $4,257
Liberty Mutual $3,163
Nationwide $5,401
Progressive $3,814
State Farm $3,691
USAA $5,018

Cheap Dakota Ridge, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dakota Ridge, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dakota Ridge, Colorado

Insurance Company Poor Fair Good
Allstate $7,587 $5,852 $4,411
American Family $5,280 $3,762 $3,157
Farmers $6,599 $5,360 $5,091
GEICO $3,964 $3,295 $2,626
Liberty Mutual $4,249 $2,613 $2,077
Nationwide $4,897 $3,883 $3,379
Progressive $4,754 $4,069 $3,741
State Farm $5,118 $3,295 $2,659
USAA $4,733 $2,723 $2,190

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Cheap Dakota Ridge, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dakota Ridge, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Dakota Ridge, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dakota Ridge, Colorado

ZIP Code Average Annual Rates
80127 $3,658
80235 $3,971
80465 $3,813

Cheap Dakota Ridge, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Dakota Ridge, Colorado auto insurance. Find the cheapest annual Dakota Ridge, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dakota Ridge, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,950 $5,950
American Family $3,979 $4,154
Farmers $5,683 $5,683
GEICO $3,227 $3,362
Liberty Mutual $2,980 $2,980
Nationwide $4,053 $4,053
Progressive $4,188 $4,188
State Farm $3,599 $3,782
USAA $3,125 $3,306

Cheap Dakota Ridge, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dakota Ridge, Colorado? Check out the comparison of annual Dakota Ridge, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dakota Ridge, Colorado

Insurance Company Low Medium High
Allstate $5,630 $5,930 $6,289
American Family $3,850 $4,150 $4,200
Farmers $4,928 $5,596 $6,527
GEICO $2,899 $3,223 $3,762
Liberty Mutual $2,796 $2,969 $3,173
Nationwide $4,038 $4,057 $4,063
Progressive $3,820 $4,203 $4,541
State Farm $3,413 $3,693 $3,967
USAA $3,052 $3,216 $3,379

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Best By Category: Cheapest Auto Insurance in Dakota Ridge, Colorado

Compare the cheapest auto insurance companies in Dakota Ridge, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dakota Ridge, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Dakota Ridge, Colorado Auto Insurance Companies

What auto insurance companies in Dakota Ridge, Colorado are the cheapest? Compare the top Dakota Ridge, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dakota Ridge, Colorado

Insurance Company Average Annual Rates
Allstate $5,950
American Family $4,066
Farmers $5,683
GEICO $3,295
Liberty Mutual $2,980
Nationwide $4,053
Progressive $4,188
State Farm $3,691
USAA $3,216

What affects auto insurance rates in Dakota Ridge, Colorado?

There are a lot of reasons why auto insurance rates in Dakota Ridge, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dakota Ridge, Colorado. Many local factors may affect your Dakota Ridge auto insurance rates.

Dakota Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dakota Ridge, Colorado commute length is 29.2 minutes according to City-Data.

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Compare Dakota Ridge, Colorado Auto Insurance Quotes

Before you buy Dakota Ridge, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dakota Ridge, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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