Best Cheap Auto Insurance in Dacono, CO (2021)

The average Dacono, CO auto insurance rates are $315 per month. The minimum auto insurance in Dacono is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Dacono, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Dacono, CO for senior drivers are $2,217 per year
  • The most expensive auto insurance company in Dacono for teen drivers is Allstate
  • The cheapest auto insurance company in Dacono is Liberty Mutual

Dacono, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Dacono can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dacono, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Dacono to other Colorado cities, including Centennial auto insurance rates, Westminster auto insurance rates, and Fort Collins auto insurance rates to see how Dacono, Colorado auto insurance rates stack up.

Before you buy Dacono, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dacono, Colorado auto insurance quotes.

Minimum Auto Insurance in Dacono, Colorado

Dacono, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dacono, Colorado.

Minimum Required Auto Insurance Coverage in Dacono, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Dacono, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Dacono, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Dacono, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,229 $3,004 $2,933 $2,960 $11,769 $12,389 $3,504 $3,495
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,996 $2,959 $2,711 $2,927 $11,608 $11,678 $3,313 $3,349
GEICO $2,007 $2,202 $2,129 $2,418 $6,301 $6,681 $1,835 $1,871
Liberty Mutual $1,865 $1,808 $1,585 $1,743 $5,499 $5,997 $1,882 $1,901
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,523 $2,359 $2,228 $2,214 $8,767 $9,790 $2,834 $2,750
State Farm $1,912 $1,912 $1,735 $1,735 $5,631 $7,118 $2,145 $2,536
USAA $1,918 $1,903 $1,845 $1,835 $4,885 $5,575 $2,453 $2,647

Cheap Dacono, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Dacono, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Dacono, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Dacono, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $12,389
American Family $5,928 $7,971
Farmers $11,608 $11,678
GEICO $6,301 $6,681
Liberty Mutual $5,499 $5,997
Nationwide $6,181 $7,890
Progressive $8,767 $9,790
State Farm $5,631 $7,118
USAA $4,885 $5,575

Cheap Dacono, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Dacono, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Dacono, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,933 $2,960
American Family $2,212 $2,212
Farmers $2,711 $2,927
GEICO $2,129 $2,418
Liberty Mutual $1,585 $1,743
Nationwide $2,185 $2,305
Progressive $2,228 $2,214
State Farm $1,735 $1,735
USAA $1,845 $1,835

Cheap Dacono, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dacono, Colorado compared to the annual auto insurance rates with a clean record in Dacono, Colorado.

Annual Dacono, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,575 $5,301 $6,547 $5,220
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,371 $5,641 $5,569 $5,190
GEICO $2,242 $3,482 $4,067 $2,930
Liberty Mutual $2,438 $2,857 $2,967 $2,878
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,610 $5,108 $3,809 $4,205
State Farm $2,833 $3,348 $3,090 $3,090
USAA $2,106 $2,576 $4,481 $2,368

Cheap Dacono, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Dacono, Colorado is not easy. Compare the annual rates for DUI auto insurance in Dacono, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Dacono, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,547
American Family $4,915
Farmers $5,569
GEICO $4,067
Liberty Mutual $2,967
Nationwide $4,877
Progressive $3,809
State Farm $3,090
USAA $4,481

Cheap Dacono, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Dacono, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Dacono, Colorado

Insurance Company Poor Fair Good
Allstate $6,893 $5,325 $4,013
American Family $4,646 $3,318 $2,787
Farmers $6,018 $4,904 $4,656
GEICO $3,825 $3,180 $2,536
Liberty Mutual $3,981 $2,434 $1,940
Nationwide $4,426 $3,509 $3,057
Progressive $4,758 $4,063 $3,728
State Farm $4,286 $2,759 $2,226
USAA $4,239 $2,443 $1,966

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Cheap Dacono, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Dacono, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Dacono, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Dacono, Colorado

ZIP Code Average Annual Rates
80514 $3,497

Cheap Dacono, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Dacono, Colorado auto insurance. Find the cheapest annual Dacono, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Dacono, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,410 $5,410
American Family $3,507 $3,661
Farmers $5,193 $5,193
GEICO $3,113 $3,248
Liberty Mutual $2,785 $2,785
Nationwide $3,664 $3,664
Progressive $4,183 $4,183
State Farm $3,013 $3,168
USAA $2,802 $2,963

Cheap Dacono, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Dacono, Colorado? Check out the comparison of annual Dacono, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Dacono, Colorado

Insurance Company Low Medium High
Allstate $5,079 $5,391 $5,761
American Family $3,388 $3,658 $3,705
Farmers $4,579 $5,124 $5,876
GEICO $2,860 $3,119 $3,563
Liberty Mutual $2,620 $2,774 $2,960
Nationwide $3,642 $3,667 $3,682
Progressive $3,795 $4,197 $4,557
State Farm $2,855 $3,093 $3,324
USAA $2,733 $2,882 $3,033

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Best By Category: Cheapest Auto Insurance in Dacono, Colorado

Compare the cheapest auto insurance companies in Dacono, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Dacono, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Dacono, Colorado Auto Insurance Companies

What auto insurance companies in Dacono, Colorado are the cheapest? Compare the top Dacono, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Dacono, Colorado

Insurance Company Average Annual Rates
Allstate $5,410
American Family $3,584
Farmers $5,193
GEICO $3,180
Liberty Mutual $2,785
Nationwide $3,664
Progressive $4,183
State Farm $3,090
USAA $2,883

What affects auto insurance rates in Dacono, Colorado?

There are a lot of reasons why auto insurance rates in Dacono, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dacono, Colorado. Many local factors may affect your Dacono auto insurance rates.

Dacono Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dacono, Colorado commute length is 29.6 minutes according to City-Data.

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Compare Dacono, Colorado Auto Insurance Quotes

Before you buy Dacono, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dacono, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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