Best Cheap Auto Insurance in Cutler Bay, FL (2021)

The average Cutler Bay, FL auto insurance rates are $558 per month. The minimum auto insurance in Cutler Bay is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Cutler Bay, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cutler Bay, Florida is 10/20/10
  • Average auto insurance rates in Cutler Bay, FL for senior drivers are $4,041 per year
  • The most expensive auto insurance company in Cutler Bay for teen drivers is Allstate

Cutler Bay, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Cutler Bay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cutler Bay, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Cutler Bay to other Florida cities, including Tampa auto insurance rates, Jacksonville auto insurance rates, and St. Petersburg auto insurance rates to see how Cutler Bay, Florida auto insurance rates stack up.

Before you buy Cutler Bay, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cutler Bay, Florida auto insurance quotes.

Minimum Auto Insurance in Cutler Bay, Florida

Cutler Bay, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cutler Bay, Florida.

Minimum Required Auto Insurance Coverage in Cutler Bay, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cutler Bay, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cutler Bay, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cutler Bay, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $7,300 $6,729 $6,219 $6,180 $23,603 $24,863 $6,860 $6,783
GEICO $3,617 $3,631 $3,379 $3,379 $6,552 $8,229 $3,994 $4,046
Liberty Mutual $5,565 $5,565 $5,080 $5,080 $12,004 $18,608 $5,565 $7,616
Nationwide $4,412 $4,353 $3,908 $4,062 $10,646 $13,153 $4,863 $5,064
Progressive $4,789 $4,540 $4,057 $4,353 $13,356 $14,486 $5,861 $5,575
State Farm $3,661 $3,661 $3,283 $3,283 $9,942 $12,351 $4,083 $4,265
USAA $2,338 $2,310 $2,155 $2,160 $7,933 $9,299 $2,963 $3,232

Cheap Cutler Bay, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cutler Bay, Florida is a challenge. Take a look at the annual teen auto insurance rates in Cutler Bay, Florida.

Annual Auto Insurance Rates for Teen Drivers in Cutler Bay, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,603 $24,863
GEICO $6,552 $8,229
Liberty Mutual $12,004 $18,608
Nationwide $10,646 $13,153
Progressive $13,356 $14,486
State Farm $9,942 $12,351
USAA $7,933 $9,299

Cheap Cutler Bay, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Cutler Bay, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cutler Bay, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $6,219 $6,180
GEICO $3,379 $3,379
Liberty Mutual $5,080 $5,080
Nationwide $3,908 $4,062
Progressive $4,057 $4,353
State Farm $3,283 $3,283
USAA $2,155 $2,160

Cheap Cutler Bay, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cutler Bay, Florida compared to the annual auto insurance rates with a clean record in Cutler Bay, Florida.

Annual Cutler Bay, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,576 $11,573 $12,551 $10,568
GEICO $3,167 $4,084 $6,143 $5,020
Liberty Mutual $5,892 $7,630 $11,007 $8,012
Nationwide $5,382 $5,913 $7,957 $5,978
Progressive $5,622 $8,318 $7,015 $7,554
State Farm $5,073 $6,059 $5,566 $5,566
USAA $3,198 $3,915 $5,737 $3,346

Cheap Cutler Bay, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cutler Bay, Florida is not easy. Compare the annual rates for DUI auto insurance in Cutler Bay, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Cutler Bay, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,551
GEICO $6,143
Liberty Mutual $11,007
Nationwide $7,957
Progressive $7,015
State Farm $5,566
USAA $5,737

Cheap Cutler Bay, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cutler Bay, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cutler Bay, Florida

Insurance Company Poor Fair Good
Allstate $15,752 $9,721 $7,728
GEICO $6,764 $4,043 $3,004
Liberty Mutual $10,542 $7,679 $6,185
Nationwide $7,981 $5,764 $5,178
Progressive $9,327 $6,602 $5,453
State Farm $7,680 $4,973 $4,046
USAA $6,643 $3,196 $2,308

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Cheap Cutler Bay, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Cutler Bay, Florida auto insurance. Find the cheapest annual Cutler Bay, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cutler Bay, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,752 $11,382
GEICO $4,581 $4,626
Liberty Mutual $7,865 $8,405
Nationwide $6,308 $6,308
Progressive $7,127 $7,127
State Farm $5,349 $5,783
USAA $4,002 $4,096

Cheap Cutler Bay, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cutler Bay, Florida? Check out the comparison of annual Cutler Bay, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cutler Bay, Florida

Insurance Company Low Medium High
Allstate $8,616 $11,626 $12,959
GEICO $3,877 $4,750 $5,184
Liberty Mutual $7,487 $8,353 $8,566
Nationwide $5,062 $6,543 $7,318
Progressive $6,105 $7,276 $8,001
State Farm $4,914 $5,675 $6,109
USAA $3,512 $4,190 $4,445

Best By Category: Cheapest Auto Insurance in Cutler Bay, Florida

Compare the cheapest auto insurance companies in Cutler Bay, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cutler Bay, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Cutler Bay, Florida Auto Insurance Companies

What auto insurance companies in Cutler Bay, Florida are the cheapest? Compare the top Cutler Bay, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cutler Bay, Florida

Insurance Company Average Annual Rates
Allstate $11,067
GEICO $4,603
Liberty Mutual $8,135
Nationwide $6,308
Progressive $7,127
State Farm $5,566
USAA $4,049

What affects auto insurance rates in Cutler Bay, Florida?

There are a lot of reasons why auto insurance rates in Cutler Bay, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cutler Bay, Florida. Many local factors may affect your Cutler Bay auto insurance rates.

Cutler Bay Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cutler Bay, Florida auto theft statistics, there have been 81 auto thefts in the city.

Cutler Bay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cutler Bay, Florida commute length is 43.9 minutes according to City-Data.

Compare Cutler Bay, Florida Auto Insurance Quotes

Before you buy Cutler Bay, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cutler Bay, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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