Best Cheap Auto Insurance in Cumming, GA (2021)

The average Cumming, GA auto insurance rates are $409 per month. The minimum auto insurance in Cumming is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Cumming, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Cumming is 26.3 minutes
  • The minimum auto insurance required in Cumming, Georgia is 25/50/25
  • Average auto insurance rates in Cumming, GA for senior drivers are $2,661 per year

Cumming, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Cumming can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cumming, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Cumming to other Georgia cities, including Savannah auto insurance rates, Sandy Springs auto insurance rates, and Columbus auto insurance rates to see how Cumming, Georgia auto insurance rates stack up.

Before you buy Cumming, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cumming, Georgia auto insurance quotes.

Minimum Auto Insurance in Cumming, Georgia

Cumming, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cumming, Georgia.

Minimum Required Auto Insurance Coverage in Cumming, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cumming, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cumming, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cumming, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,962 $2,962 $2,838 $2,838 $7,033 $9,075 $3,320 $3,626
GEICO $1,828 $1,817 $1,783 $1,783 $5,771 $6,922 $2,417 $2,676
Liberty Mutual $5,572 $6,056 $4,545 $5,157 $24,456 $27,300 $5,907 $6,273
Nationwide $2,546 $2,626 $2,537 $2,769 $7,726 $9,883 $3,085 $3,331
Progressive $3,132 $2,860 $2,710 $2,861 $10,464 $11,568 $3,627 $3,790
State Farm $2,224 $2,224 $2,004 $2,004 $6,074 $7,956 $2,446 $2,653
USAA $1,826 $1,820 $1,711 $1,707 $6,743 $7,957 $2,274 $2,503

Cheap Cumming, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cumming, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Cumming, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Cumming, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,033 $9,075
GEICO $5,771 $6,922
Liberty Mutual $24,456 $27,300
Nationwide $7,726 $9,883
Progressive $10,464 $11,568
State Farm $6,074 $7,956
USAA $6,743 $7,957

Cheap Cumming, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Cumming, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cumming, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,838
GEICO $1,783 $1,783
Liberty Mutual $4,545 $5,157
Nationwide $2,537 $2,769
Progressive $2,710 $2,861
State Farm $2,004 $2,004
USAA $1,711 $1,707

Cheap Cumming, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cumming, Georgia compared to the annual auto insurance rates with a clean record in Cumming, Georgia.

Annual Cumming, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,552 $5,514 $4,518 $3,743
GEICO $2,115 $2,640 $5,406 $2,337
Liberty Mutual $8,081 $11,069 $12,719 $10,763
Nationwide $3,355 $3,916 $5,942 $4,038
Progressive $3,969 $7,167 $4,746 $4,625
State Farm $3,133 $3,764 $3,448 $3,448
USAA $2,535 $3,223 $4,682 $2,830

Cheap Cumming, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cumming, Georgia is not easy. Compare the annual rates for DUI auto insurance in Cumming, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Cumming, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,518
GEICO $5,406
Liberty Mutual $12,719
Nationwide $5,942
Progressive $4,746
State Farm $3,448
USAA $4,682

Cheap Cumming, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cumming, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cumming, Georgia

Insurance Company Poor Fair Good
Allstate $5,602 $3,907 $3,486
GEICO $3,930 $2,737 $2,706
Liberty Mutual $15,234 $9,387 $7,354
Nationwide $5,100 $4,172 $3,667
Progressive $5,714 $5,003 $4,662
State Farm $4,888 $3,044 $2,412
USAA $4,305 $3,044 $2,604

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Cheap Cumming, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cumming, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Cumming, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cumming, Georgia

ZIP Code Average Annual Rates
30028 $4,746
30040 $4,807
30041 $4,774

Cheap Cumming, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Cumming, Georgia auto insurance. Find the cheapest annual Cumming, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cumming, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,234 $4,430
GEICO $3,073 $3,176
Liberty Mutual $10,658 $10,658
Nationwide $4,313 $4,313
Progressive $5,127 $5,127
State Farm $3,448 $3,448
USAA $3,166 $3,469

Cheap Cumming, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cumming, Georgia? Check out the comparison of annual Cumming, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cumming, Georgia

Insurance Company Low Medium High
Allstate $4,040 $4,370 $4,586
GEICO $2,908 $3,143 $3,322
Liberty Mutual $10,232 $10,605 $11,138
Nationwide $4,171 $4,390 $4,378
Progressive $4,699 $5,045 $5,636
State Farm $3,225 $3,451 $3,669
USAA $3,158 $3,300 $3,494

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Best By Category: Cheapest Auto Insurance in Cumming, Georgia

Compare the cheapest auto insurance companies in Cumming, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cumming, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Cumming, Georgia Auto Insurance Companies

What auto insurance companies in Cumming, Georgia are the cheapest? Compare the top Cumming, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cumming, Georgia

Insurance Company Average Annual Rates
Allstate $4,332
GEICO $3,125
Liberty Mutual $10,658
Nationwide $4,313
Progressive $5,127
State Farm $3,448
USAA $3,318

What affects auto insurance rates in Cumming, Georgia?

There are a lot of reasons why auto insurance rates in Cumming, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cumming, Georgia. Many local factors may affect your Cumming auto insurance rates.

Cumming Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cumming, Georgia commute length is 26.3 minutes according to City-Data.

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Compare Cumming, Georgia Auto Insurance Quotes

Before you buy Cumming, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cumming, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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