Best Cheap Auto Insurance in Cullom, IL (2021)

The average Cullom, IL auto insurance rates are $247 per month. The minimum auto insurance in Cullom is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Cullom, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cullom, Illinois is 25/50/20
  • The most expensive auto insurance company in Cullom for teen drivers is Farmers
  • The cheapest auto insurance company in Cullom is State Farm

Cullom, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Cullom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cullom, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Cullom to other Illinois cities, including Naperville auto insurance rates, Champaign auto insurance rates, and Elgin auto insurance rates to see how Cullom, Illinois auto insurance rates stack up.

Before you buy Cullom, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cullom, Illinois auto insurance quotes.

Minimum Auto Insurance in Cullom, Illinois

Cullom, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cullom, Illinois.

Minimum Required Auto Insurance Coverage in Cullom, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Cullom, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cullom, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cullom, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,919 $3,046 $3,046 $7,645 $9,966 $3,499 $3,786
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,163 $2,162 $1,920 $2,030 $9,265 $9,652 $2,474 $2,590
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,294 $1,396 $1,077 $1,203 $4,271 $4,751 $1,351 $1,425
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,713 $1,620 $1,409 $1,474 $6,284 $7,053 $2,046 $2,229
State Farm $1,266 $1,266 $1,131 $1,131 $3,639 $4,612 $1,431 $1,648
Travelers $1,409 $1,487 $1,275 $1,359 $3,909 $4,861 $1,495 $1,575
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Cheap Cullom, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cullom, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Cullom, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Cullom, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,966
American Family $6,324 $8,770
Farmers $9,265 $9,652
GEICO $4,847 $5,129
Liberty Mutual $4,271 $4,751
Nationwide $4,722 $6,058
Progressive $6,284 $7,053
State Farm $3,639 $4,612
Travelers $3,909 $4,861
USAA $5,442 $6,030

Cheap Cullom, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Cullom, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cullom, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,055 $2,055
Farmers $1,920 $2,030
GEICO $1,521 $1,797
Liberty Mutual $1,077 $1,203
Nationwide $1,536 $1,628
Progressive $1,409 $1,474
State Farm $1,131 $1,131
Travelers $1,275 $1,359
USAA $1,598 $1,592

Cheap Cullom, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cullom, Illinois compared to the annual auto insurance rates with a clean record in Cullom, Illinois.

Annual Cullom, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $5,597 $5,236 $4,315
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,403 $4,388 $4,279 $4,058
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,747 $2,476 $2,178 $1,983
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,456 $3,644 $2,716 $3,099
State Farm $1,841 $2,190 $2,016 $2,016
Travelers $1,735 $2,261 $2,517 $2,171
USAA $2,050 $2,931 $4,024 $2,468

Cheap Cullom, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cullom, Illinois is not easy. Compare the annual rates for DUI auto insurance in Cullom, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Cullom, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,236
American Family $4,998
Farmers $4,279
GEICO $3,482
Liberty Mutual $2,178
Nationwide $3,308
Progressive $2,716
State Farm $2,016
Travelers $2,517
USAA $4,024

Cheap Cullom, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cullom, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cullom, Illinois

Insurance Company Poor Fair Good
Allstate $5,850 $4,244 $3,711
American Family $4,795 $3,261 $2,757
Farmers $4,583 $3,850 $3,663
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,962 $1,851 $1,475
Nationwide $3,222 $2,602 $2,278
Progressive $3,393 $2,880 $2,663
State Farm $2,930 $1,755 $1,361
Travelers $2,657 $2,124 $1,733
USAA $3,831 $2,620 $2,154

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Cheap Cullom, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cullom, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Cullom, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cullom, Illinois

ZIP Code Average Annual Rates
60929 $2,908

Cheap Cullom, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Cullom, Illinois auto insurance. Find the cheapest annual Cullom, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cullom, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,602 $4,602
American Family $3,558 $3,651
Farmers $4,032 $4,032
GEICO $2,519 $2,617
Liberty Mutual $2,096 $2,096
Nationwide $2,701 $2,701
Progressive $2,979 $2,979
State Farm $1,965 $2,066
Travelers $2,087 $2,256
USAA $2,787 $2,949

Cheap Cullom, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cullom, Illinois? Check out the comparison of annual Cullom, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cullom, Illinois

Insurance Company Low Medium High
Allstate $4,478 $4,598 $4,729
American Family $3,484 $3,736 $3,593
Farmers $3,841 $3,940 $4,315
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,975 $2,091 $2,222
Nationwide $2,706 $2,719 $2,678
Progressive $2,763 $2,972 $3,201
State Farm $1,910 $2,019 $2,118
Travelers $2,045 $2,169 $2,300
USAA $2,681 $2,865 $3,059

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Best By Category: Cheapest Auto Insurance in Cullom, Illinois

Compare the cheapest auto insurance companies in Cullom, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cullom, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Cullom, Illinois Auto Insurance Companies

What auto insurance companies in Cullom, Illinois are the cheapest? Compare the top Cullom, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cullom, Illinois

Insurance Company Average Annual Rates
Allstate $4,602
American Family $3,604
Farmers $4,032
GEICO $2,568
Liberty Mutual $2,096
Nationwide $2,701
Progressive $2,979
State Farm $2,016
Travelers $2,171
USAA $2,868

What affects auto insurance rates in Cullom, Illinois?

There are a lot of reasons why auto insurance rates in Cullom, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cullom, Illinois. Many local factors may affect your Cullom auto insurance rates.

Cullom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cullom, Illinois commute length is 31.2 minutes according to City-Data.

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Compare Cullom, Illinois Auto Insurance Quotes

Before you buy Cullom, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cullom, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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