Best Cheap Auto Insurance in Cullen, LA (2021)

The average Cullen, LA auto insurance rates are $373 per month. The minimum auto insurance in Cullen is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Cullen, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cullen, LA for senior drivers are $2,797 per year
  • The cheapest auto insurance company in Cullen is State Farm
  • The average commute length in Cullen is 15.8 minutes

Cullen, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Cullen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cullen, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Cullen to other Louisiana cities, including Baton Rouge auto insurance rates, Kenner auto insurance rates, and Alexandria auto insurance rates to see how Cullen, Louisiana auto insurance rates stack up.

Before you buy Cullen, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cullen, Louisiana auto insurance quotes.

Minimum Auto Insurance in Cullen, Louisiana

Cullen, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cullen, Louisiana.

Minimum Required Auto Insurance Coverage in Cullen, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cullen, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cullen, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cullen, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,789 $3,213 $3,274 $3,960 $10,533 $11,212 $2,715 $2,675
Progressive $2,650 $2,486 $2,220 $2,372 $10,780 $12,009 $3,067 $3,198
State Farm $2,175 $2,175 $1,975 $1,975 $6,172 $7,751 $2,417 $2,713
USAA $2,255 $2,225 $2,172 $2,169 $6,642 $7,842 $2,789 $3,067

Cheap Cullen, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cullen, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Cullen, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Cullen, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,533 $11,212
Progressive $10,780 $12,009
State Farm $6,172 $7,751
USAA $6,642 $7,842

Cheap Cullen, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Cullen, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cullen, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,274 $3,960
Progressive $2,220 $2,372
State Farm $1,975 $1,975
USAA $2,172 $2,169

Cheap Cullen, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cullen, Louisiana compared to the annual auto insurance rates with a clean record in Cullen, Louisiana.

Annual Cullen, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,438 $5,551 $6,785 $4,412
Progressive $4,040 $5,429 $5,198 $4,724
State Farm $3,154 $3,685 $3,419 $3,419
USAA $2,783 $3,839 $4,643 $3,315

Cheap Cullen, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cullen, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Cullen, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Cullen, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $6,785
Progressive $5,198
State Farm $3,419
USAA $4,643

Cheap Cullen, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cullen, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cullen, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,000 $5,209 $3,930
Progressive $5,478 $4,695 $4,370
State Farm $4,739 $3,052 $2,466
USAA $5,054 $3,208 $2,673

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Cheap Cullen, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cullen, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Cullen, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cullen, Louisiana

ZIP Code Average Annual Rates
71075 $4,165

Cheap Cullen, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Cullen, Louisiana auto insurance. Find the cheapest annual Cullen, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cullen, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,950 $5,143
Progressive $4,848 $4,848
State Farm $3,333 $3,505
USAA $3,534 $3,756

Cheap Cullen, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cullen, Louisiana? Check out the comparison of annual Cullen, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cullen, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,311 $5,063 $5,765
Progressive $4,237 $4,817 $5,490
State Farm $3,014 $3,411 $3,832
USAA $3,236 $3,693 $4,007

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Best By Category: Cheapest Auto Insurance in Cullen, Louisiana

Compare the cheapest auto insurance companies in Cullen, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cullen, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cullen, Louisiana Auto Insurance Companies

What auto insurance companies in Cullen, Louisiana are the cheapest? Compare the top Cullen, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cullen, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,046
Progressive $4,848
State Farm $3,419
USAA $3,645

What affects auto insurance rates in Cullen, Louisiana?

There are a lot of reasons why auto insurance rates in Cullen, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cullen, Louisiana. Many local factors may affect your Cullen auto insurance rates.

Cullen Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cullen, Louisiana auto theft statistics, there have been 0 auto thefts in the city.

Cullen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cullen, Louisiana commute length is 15.8 minutes according to City-Data.

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Compare Cullen, Louisiana Auto Insurance Quotes

Before you buy Cullen, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cullen, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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