Best Cheap Auto Insurance in Crozet, VA (2021)

The average Crozet, VA auto insurance rates are $198 per month. The minimum auto insurance in Crozet is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Crozet, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Crozet, VA for senior drivers are $1,368 per year
  • The minimum auto insurance required in Crozet, Virginia is 25/50/20
  • The average commute length in Crozet is 28.1 minutes

Crozet, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Crozet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crozet, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Crozet to other Virginia cities, including Portsmouth auto insurance rates, Chesapeake auto insurance rates, and Hampton auto insurance rates to see how Crozet, Virginia auto insurance rates stack up.

Before you buy Crozet, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crozet, Virginia auto insurance quotes.

Minimum Auto Insurance in Crozet, Virginia

Crozet, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crozet, Virginia.

Minimum Required Auto Insurance Coverage in Crozet, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Crozet, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Crozet, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crozet, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,927 $1,820 $1,917 $1,917 $6,057 $6,982 $2,511 $2,517
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,461 $1,471 $1,295 $1,332 $3,470 $4,482 $1,611 $1,756
Progressive $1,190 $1,135 $1,075 $1,078 $5,406 $6,079 $1,444 $1,482
State Farm $1,610 $1,610 $1,445 $1,445 $4,793 $6,020 $1,819 $2,096
USAA $1,142 $1,124 $1,070 $1,076 $3,547 $4,216 $1,470 $1,615

Cheap Crozet, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Crozet, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Crozet, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Crozet, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,057 $6,982
GEICO $3,070 $4,128
Nationwide $3,470 $4,482
Progressive $5,406 $6,079
State Farm $4,793 $6,020
USAA $3,547 $4,216

Cheap Crozet, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Crozet, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Crozet, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,917 $1,917
GEICO $1,386 $1,386
Nationwide $1,295 $1,332
Progressive $1,075 $1,078
State Farm $1,445 $1,445
USAA $1,070 $1,076

Cheap Crozet, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crozet, Virginia compared to the annual auto insurance rates with a clean record in Crozet, Virginia.

Annual Crozet, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,403 $3,815 $3,514 $3,093
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,833 $1,833 $2,692 $2,082
Progressive $2,020 $2,670 $2,404 $2,351
State Farm $2,382 $2,827 $2,605 $2,605
USAA $1,476 $1,920 $2,535 $1,699

Cheap Crozet, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Crozet, Virginia is not easy. Compare the annual rates for DUI auto insurance in Crozet, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Crozet, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,514
GEICO $3,052
Nationwide $2,692
Progressive $2,404
State Farm $2,605
USAA $2,535

Cheap Crozet, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Crozet, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Crozet, Virginia

Insurance Company Poor Fair Good
Allstate $3,905 $3,134 $2,579
GEICO $2,262 $1,923 $1,923
Nationwide $2,502 $2,006 $1,820
Progressive $2,635 $2,301 $2,148
State Farm $3,706 $2,296 $1,812
USAA $2,548 $1,738 $1,436

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Cheap Crozet, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Crozet, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Crozet, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Crozet, Virginia

ZIP Code Average Annual Rates
22932 $2,040

Cheap Crozet, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Crozet, Virginia auto insurance. Find the cheapest annual Crozet, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Crozet, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,111 $3,301
GEICO $1,998 $2,074
Nationwide $2,110 $2,110
Progressive $2,361 $2,361
State Farm $2,541 $2,668
USAA $1,837 $1,978

Cheap Crozet, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Crozet, Virginia? Check out the comparison of annual Crozet, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crozet, Virginia

Insurance Company Low Medium High
Allstate $3,125 $3,207 $3,286
GEICO $1,969 $2,035 $2,104
Nationwide $2,223 $2,088 $2,018
Progressive $2,272 $2,339 $2,473
State Farm $2,465 $2,601 $2,748
USAA $1,828 $1,911 $1,984

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Best By Category: Cheapest Auto Insurance in Crozet, Virginia

Compare the cheapest auto insurance companies in Crozet, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Crozet, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Crozet, Virginia Auto Insurance Companies

What auto insurance companies in Crozet, Virginia are the cheapest? Compare the top Crozet, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Crozet, Virginia

Insurance Company Average Annual Rates
Allstate $3,206
GEICO $2,036
Nationwide $2,110
Progressive $2,361
State Farm $2,605
USAA $1,907

What affects auto insurance rates in Crozet, Virginia?

There are a lot of reasons why auto insurance rates in Crozet, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Crozet, Virginia. Many local factors may affect your Crozet auto insurance rates.

Crozet Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Crozet, Virginia commute length is 28.1 minutes according to City-Data.

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Compare Crozet, Virginia Auto Insurance Quotes

Before you buy Crozet, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crozet, Virginia auto insurance quotes.

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