Best Cheap Auto Insurance in Crosslake, MN (2021)

The average Crosslake, MN auto insurance rates are $406 per month. The minimum auto insurance in Crosslake is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Crosslake, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Crosslake is State Farm
  • The average commute length in Crosslake is 22.0 minutes
  • The most expensive auto insurance company in Crosslake for teen drivers is Liberty Mutual

Crosslake, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Crosslake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crosslake, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Crosslake to other Minnesota cities, including Minneapolis auto insurance rates, Bloomington auto insurance rates, and Brooklyn Park auto insurance rates to see how Crosslake, Minnesota auto insurance rates stack up.

Before you buy Crosslake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crosslake, Minnesota auto insurance quotes.

Minimum Auto Insurance in Crosslake, Minnesota

Crosslake, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crosslake, Minnesota.

Minimum Required Auto Insurance Coverage in Crosslake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Crosslake, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Crosslake, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crosslake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,972 $2,972 $2,853 $2,853 $6,715 $9,730 $3,615 $3,797
American Family $2,279 $2,279 $2,062 $2,062 $6,143 $8,967 $2,279 $2,583
Farmers $2,128 $2,129 $2,053 $2,166 $6,130 $6,220 $2,792 $2,794
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,040 $2,059 $1,809 $1,928 $5,063 $6,193 $2,377 $2,481
State Farm $1,635 $1,635 $1,448 $1,448 $3,446 $4,237 $1,888 $1,567
USAA $2,194 $2,178 $1,994 $1,999 $5,782 $6,337 $2,869 $3,059

Cheap Crosslake, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Crosslake, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Crosslake, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Crosslake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,715 $9,730
American Family $6,143 $8,967
Farmers $6,130 $6,220
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,063 $6,193
State Farm $3,446 $4,237
USAA $5,782 $6,337

Cheap Crosslake, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Crosslake, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Crosslake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,853 $2,853
American Family $2,062 $2,062
Farmers $2,053 $2,166
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,809 $1,928
State Farm $1,448 $1,448
USAA $1,994 $1,999

Cheap Crosslake, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crosslake, Minnesota compared to the annual auto insurance rates with a clean record in Crosslake, Minnesota.

Annual Crosslake, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,269 $4,682 $5,560 $4,241
American Family $2,410 $4,324 $4,862 $2,732
Farmers $2,826 $3,550 $3,605 $3,225
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,359 $3,157 $3,648 $2,811
State Farm $1,997 $2,329 $2,163 $2,163
USAA $2,454 $3,118 $4,708 $2,926

Cheap Crosslake, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Crosslake, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Crosslake, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Crosslake, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,560
American Family $4,862
Farmers $3,605
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,648
State Farm $2,163
USAA $4,708

Cheap Crosslake, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Crosslake, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Crosslake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,533 $3,519 $3,263
American Family $4,861 $3,256 $2,629
Farmers $4,094 $3,002 $2,809
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,566 $2,867 $2,549
State Farm $3,154 $1,928 $1,406
USAA $5,192 $2,526 $2,187

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Cheap Crosslake, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Crosslake, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Crosslake, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Crosslake, Minnesota

ZIP Code Average Annual Rates
56442 $3,714

Cheap Crosslake, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Crosslake, Minnesota auto insurance. Find the cheapest annual Crosslake, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Crosslake, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,438 $4,438
American Family $3,540 $3,624
Farmers $3,302 $3,302
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,994 $2,994
State Farm $2,104 $2,221
USAA $3,258 $3,345

Cheap Crosslake, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Crosslake, Minnesota? Check out the comparison of annual Crosslake, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crosslake, Minnesota

Insurance Company Low Medium High
Allstate $4,376 $4,435 $4,503
American Family $3,584 $3,683 $3,479
Farmers $3,186 $3,316 $3,403
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,853 $3,013 $3,115
State Farm $2,083 $2,170 $2,236
USAA $3,210 $3,299 $3,396

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Best By Category: Cheapest Auto Insurance in Crosslake, Minnesota

Compare the cheapest auto insurance companies in Crosslake, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Crosslake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Crosslake, Minnesota Auto Insurance Companies

What auto insurance companies in Crosslake, Minnesota are the cheapest? Compare the top Crosslake, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Crosslake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,438
American Family $3,582
Farmers $3,302
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,994
State Farm $2,163
USAA $3,301

What affects auto insurance rates in Crosslake, Minnesota?

There are a lot of reasons why auto insurance rates in Crosslake, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Crosslake, Minnesota. Many local factors may affect your Crosslake auto insurance rates.

Crosslake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Crosslake, Minnesota commute length is 22.0 minutes according to City-Data.

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Compare Crosslake, Minnesota Auto Insurance Quotes

Before you buy Crosslake, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crosslake, Minnesota auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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