Best Cheap Auto Insurance in Cross Plains, WI (2021)

The average Cross Plains, WI auto insurance rates are $228 per month. The minimum auto insurance in Cross Plains is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Cross Plains, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Cross Plains, WI for senior drivers are $1,491 per year
  • The minimum auto insurance required in Cross Plains, Wisconsin is 25/50/10
  • The cheapest auto insurance company in Cross Plains is American Family

Cross Plains, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Cross Plains can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cross Plains, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Cross Plains to other Wisconsin cities, including Janesville auto insurance rates, Green Bay auto insurance rates, and Milwaukee auto insurance rates to see how Cross Plains, Wisconsin auto insurance rates stack up.

Before you buy Cross Plains, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cross Plains, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Cross Plains, Wisconsin

Cross Plains, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cross Plains, Wisconsin.

Minimum Required Auto Insurance Coverage in Cross Plains, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cross Plains, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cross Plains, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cross Plains, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,236 $2,356 $2,065 $2,279 $7,292 $9,322 $2,268 $2,464
American Family $852 $886 $819 $821 $2,651 $2,901 $1,010 $1,071
Farmers $1,802 $1,799 $1,592 $1,691 $8,792 $9,115 $2,049 $2,137
GEICO $1,064 $1,184 $1,123 $1,304 $3,672 $3,958 $984 $1,004
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $3,025 $3,168 $2,529 $2,654 $6,489 $10,021 $3,703 $4,327
Progressive $1,581 $1,486 $1,299 $1,361 $6,403 $7,194 $1,899 $2,067
State Farm $1,291 $1,291 $1,166 $1,166 $3,964 $4,976 $1,462 $1,686
USAA $1,263 $1,254 $1,152 $1,163 $3,289 $3,796 $1,630 $1,779

Cheap Cross Plains, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cross Plains, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Cross Plains, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Cross Plains, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,322
American Family $2,651 $2,901
Farmers $8,792 $9,115
GEICO $3,672 $3,958
Liberty Mutual $5,632 $6,300
Nationwide $6,489 $10,021
Progressive $6,403 $7,194
State Farm $3,964 $4,976
USAA $3,289 $3,796

Cheap Cross Plains, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Cross Plains, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cross Plains, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,279
American Family $819 $821
Farmers $1,592 $1,691
GEICO $1,123 $1,304
Liberty Mutual $1,243 $1,404
Nationwide $2,529 $2,654
Progressive $1,299 $1,361
State Farm $1,166 $1,166
USAA $1,152 $1,163

Cheap Cross Plains, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cross Plains, Wisconsin compared to the annual auto insurance rates with a clean record in Cross Plains, Wisconsin.

Annual Cross Plains, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $4,245 $3,971 $3,838
American Family $1,318 $1,396 $1,396 $1,396
Farmers $3,152 $3,993 $3,778 $3,565
GEICO $1,222 $2,007 $2,347 $1,571
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,796 $4,391 $5,380 $4,391
Progressive $2,659 $3,248 $2,766 $2,973
State Farm $1,936 $2,314 $2,125 $2,125
USAA $1,498 $1,894 $2,559 $1,712

Cheap Cross Plains, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cross Plains, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Cross Plains, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Cross Plains, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,971
American Family $1,396
Farmers $3,778
GEICO $2,347
Liberty Mutual $2,986
Nationwide $5,380
Progressive $2,766
State Farm $2,125
USAA $2,559

Cheap Cross Plains, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cross Plains, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cross Plains, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,964 $3,422 $2,971
American Family $1,844 $1,214 $1,071
Farmers $4,082 $3,468 $3,315
GEICO $2,340 $1,673 $1,347
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $5,047 $4,211 $4,211
Progressive $3,284 $2,818 $2,631
State Farm $3,170 $1,820 $1,386
USAA $2,938 $1,560 $1,249

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Cheap Cross Plains, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cross Plains, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Cross Plains, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cross Plains, Wisconsin

ZIP Code Average Annual Rates
53528 $2,687

Cheap Cross Plains, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Cross Plains, Wisconsin auto insurance. Find the cheapest annual Cross Plains, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cross Plains, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,694 $3,877
American Family $1,353 $1,399
Farmers $3,622 $3,622
GEICO $1,756 $1,818
Liberty Mutual $2,650 $2,650
Nationwide $4,489 $4,489
Progressive $2,911 $2,911
State Farm $2,073 $2,178
USAA $1,891 $1,941

Cheap Cross Plains, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cross Plains, Wisconsin? Check out the comparison of annual Cross Plains, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cross Plains, Wisconsin

Insurance Company Low Medium High
Allstate $3,649 $3,778 $3,930
American Family $1,355 $1,390 $1,384
Farmers $3,319 $3,596 $3,952
GEICO $1,664 $1,791 $1,904
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,335 $4,489 $4,644
Progressive $2,720 $2,940 $3,074
State Farm $1,992 $2,133 $2,251
USAA $1,842 $1,918 $1,987

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Best By Category: Cheapest Auto Insurance in Cross Plains, Wisconsin

Compare the cheapest auto insurance companies in Cross Plains, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cross Plains, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Cross Plains, Wisconsin Auto Insurance Companies

What auto insurance companies in Cross Plains, Wisconsin are the cheapest? Compare the top Cross Plains, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cross Plains, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,786
American Family $1,376
Farmers $3,622
GEICO $1,787
Liberty Mutual $2,650
Nationwide $4,489
Progressive $2,911
State Farm $2,125
USAA $1,916

What affects auto insurance rates in Cross Plains, Wisconsin?

There are a lot of reasons why auto insurance rates in Cross Plains, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cross Plains, Wisconsin. Many local factors may affect your Cross Plains auto insurance rates.

Cross Plains Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cross Plains, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Cross Plains Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cross Plains, Wisconsin commute length is 20.9 minutes according to City-Data.

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Compare Cross Plains, Wisconsin Auto Insurance Quotes

Before you buy Cross Plains, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cross Plains, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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