Best Cheap Auto Insurance in Crosby, MN (2021)

The average Crosby, MN auto insurance rates are $401 per month. The minimum auto insurance in Crosby is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Crosby, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Crosby is State Farm
  • The most expensive auto insurance company in Crosby for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Crosby, Minnesota is 30/60/10

Crosby, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Crosby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crosby, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Crosby to other Minnesota cities, including Bloomington auto insurance rates, Plymouth auto insurance rates, and Minneapolis auto insurance rates to see how Crosby, Minnesota auto insurance rates stack up.

Before you buy Crosby, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crosby, Minnesota auto insurance quotes.

Minimum Auto Insurance in Crosby, Minnesota

Crosby, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crosby, Minnesota.

Minimum Required Auto Insurance Coverage in Crosby, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Crosby, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Crosby, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crosby, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,977 $2,977 $2,858 $2,858 $6,720 $9,735 $3,620 $3,803
American Family $2,206 $2,206 $1,999 $1,999 $6,000 $8,711 $2,206 $2,492
Farmers $1,895 $1,895 $1,828 $1,928 $5,343 $5,409 $2,481 $2,463
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,040 $2,059 $1,809 $1,928 $5,063 $6,193 $2,377 $2,481
State Farm $1,635 $1,635 $1,447 $1,447 $3,438 $4,216 $1,885 $1,568
USAA $2,194 $2,178 $1,994 $1,999 $5,782 $6,337 $2,869 $3,059

Cheap Crosby, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Crosby, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Crosby, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Crosby, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,720 $9,735
American Family $6,000 $8,711
Farmers $5,343 $5,409
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,063 $6,193
State Farm $3,438 $4,216
USAA $5,782 $6,337

Cheap Crosby, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Crosby, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Crosby, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,858 $2,858
American Family $1,999 $1,999
Farmers $1,828 $1,928
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,809 $1,928
State Farm $1,447 $1,447
USAA $1,994 $1,999

Cheap Crosby, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crosby, Minnesota compared to the annual auto insurance rates with a clean record in Crosby, Minnesota.

Annual Crosby, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,274 $4,688 $5,566 $4,246
American Family $2,335 $4,213 $4,714 $2,648
Farmers $2,490 $3,123 $3,164 $2,844
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,359 $3,157 $3,648 $2,811
State Farm $1,993 $2,324 $2,159 $2,159
USAA $2,454 $3,118 $4,708 $2,926

Cheap Crosby, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Crosby, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Crosby, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Crosby, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,566
American Family $4,714
Farmers $3,164
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,648
State Farm $2,159
USAA $4,708

Cheap Crosby, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Crosby, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Crosby, Minnesota

Insurance Company Poor Fair Good
Allstate $6,538 $3,524 $3,268
American Family $4,733 $3,156 $2,543
Farmers $3,614 $2,636 $2,465
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,566 $2,867 $2,549
State Farm $3,148 $1,925 $1,403
USAA $5,192 $2,526 $2,187

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Cheap Crosby, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Crosby, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Crosby, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Crosby, Minnesota

ZIP Code Average Annual Rates
56441 $3,659

Cheap Crosby, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Crosby, Minnesota auto insurance. Find the cheapest annual Crosby, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Crosby, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,444 $4,444
American Family $3,437 $3,518
Farmers $2,905 $2,905
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,994 $2,994
State Farm $2,100 $2,217
USAA $3,258 $3,345

Cheap Crosby, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Crosby, Minnesota? Check out the comparison of annual Crosby, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crosby, Minnesota

Insurance Company Low Medium High
Allstate $4,379 $4,439 $4,512
American Family $3,468 $3,573 $3,391
Farmers $2,805 $2,917 $2,994
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,853 $3,013 $3,115
State Farm $2,080 $2,166 $2,231
USAA $3,210 $3,299 $3,396

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Best By Category: Cheapest Auto Insurance in Crosby, Minnesota

Compare the cheapest auto insurance companies in Crosby, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Crosby, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Crosby, Minnesota Auto Insurance Companies

What auto insurance companies in Crosby, Minnesota are the cheapest? Compare the top Crosby, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Crosby, Minnesota

Insurance Company Average Annual Rates
Allstate $4,444
American Family $3,477
Farmers $2,905
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,994
State Farm $2,159
USAA $3,301

What affects auto insurance rates in Crosby, Minnesota?

There are a lot of reasons why auto insurance rates in Crosby, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Crosby, Minnesota. Many local factors may affect your Crosby auto insurance rates.

Crosby Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Crosby, Minnesota commute length is 26.3 minutes according to City-Data.

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Compare Crosby, Minnesota Auto Insurance Quotes

Before you buy Crosby, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crosby, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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