Best Cheap Auto Insurance in Crofton, KY (2021)

The average Crofton, KY auto insurance rates are $339 per month. The minimum auto insurance in Crofton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Crofton, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Crofton, KY for senior drivers are $2,276 per year
  • The minimum auto insurance required in Crofton, Kentucky is 25/50/25
  • The cheapest auto insurance company in Crofton is USAA

Crofton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Crofton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crofton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Crofton to other Kentucky cities, including Covington auto insurance rates, Independence auto insurance rates, and Nicholasville auto insurance rates to see how Crofton, Kentucky auto insurance rates stack up.

Before you buy Crofton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crofton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Crofton, Kentucky

Crofton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crofton, Kentucky.

Minimum Required Auto Insurance Coverage in Crofton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Crofton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Crofton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crofton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,250 $3,237 $2,912 $3,108 $11,510 $12,925 $3,656 $3,890
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,438 $2,639 $2,100 $2,337 $9,627 $10,606 $2,539 $2,621
Nationwide $2,865 $2,875 $2,588 $2,712 $6,272 $7,843 $3,227 $3,396
Progressive $2,156 $2,071 $1,917 $1,935 $10,059 $11,392 $2,678 $2,756
State Farm $1,935 $1,935 $1,729 $1,729 $5,911 $7,458 $2,162 $2,440
Travelers $2,001 $2,038 $1,960 $1,965 $9,336 $14,911 $2,089 $2,420
USAA $1,813 $1,822 $1,629 $1,664 $4,786 $5,056 $2,298 $2,524

Cheap Crofton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Crofton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Crofton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Crofton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,510 $12,925
GEICO $6,168 $7,329
Liberty Mutual $9,627 $10,606
Nationwide $6,272 $7,843
Progressive $10,059 $11,392
State Farm $5,911 $7,458
Travelers $9,336 $14,911
USAA $4,786 $5,056

Cheap Crofton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Crofton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Crofton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $3,108
GEICO $3,218 $2,914
Liberty Mutual $2,100 $2,337
Nationwide $2,588 $2,712
Progressive $1,917 $1,935
State Farm $1,729 $1,729
Travelers $1,960 $1,965
USAA $1,629 $1,664

Cheap Crofton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crofton, Kentucky compared to the annual auto insurance rates with a clean record in Crofton, Kentucky.

Annual Crofton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,657 $6,011 $6,361 $5,214
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,646 $5,584 $4,351 $3,873
Nationwide $3,161 $4,084 $5,164 $3,480
Progressive $3,620 $5,324 $4,131 $4,406
State Farm $2,883 $3,442 $3,163 $3,163
Travelers $4,007 $4,123 $5,933 $4,296
USAA $2,034 $2,879 $3,436 $2,447

Cheap Crofton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Crofton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Crofton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Crofton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,361
GEICO $6,130
Liberty Mutual $4,351
Nationwide $5,164
Progressive $4,131
State Farm $3,163
Travelers $5,933
USAA $3,436

Cheap Crofton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Crofton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Crofton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,364 $5,075 $4,245
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,226 $3,832 $3,032
Nationwide $4,825 $3,790 $3,302
Progressive $4,908 $4,251 $3,953
State Farm $4,582 $2,758 $2,147
Travelers $5,121 $4,334 $4,315
USAA $4,022 $2,246 $1,828

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Crofton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Crofton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Crofton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Crofton, Kentucky

ZIP Code Average Annual Rates
42217 $3,631

Cheap Crofton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Crofton, Kentucky auto insurance. Find the cheapest annual Crofton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Crofton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,561 $5,561
GEICO $3,750 $3,821
Liberty Mutual $4,363 $4,363
Nationwide $3,972 $3,972
Progressive $4,370 $4,370
State Farm $3,087 $3,238
Travelers $4,590 $4,590
USAA $2,599 $2,799

Cheap Crofton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Crofton, Kentucky? Check out the comparison of annual Crofton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crofton, Kentucky

Insurance Company Low Medium High
Allstate $5,230 $5,542 $5,911
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,163 $4,335 $4,591
Nationwide $4,032 $3,926 $3,959
Progressive $4,066 $4,321 $4,724
State Farm $3,007 $3,161 $3,319
Travelers $4,370 $4,613 $4,786
USAA $2,590 $2,694 $2,814

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Crofton, Kentucky

Compare the cheapest auto insurance companies in Crofton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Crofton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Crofton, Kentucky Auto Insurance Companies

What auto insurance companies in Crofton, Kentucky are the cheapest? Compare the top Crofton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Crofton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,561
GEICO $3,785
Liberty Mutual $4,363
Nationwide $3,972
Progressive $4,370
State Farm $3,163
Travelers $4,590
USAA $2,699

What affects auto insurance rates in Crofton, Kentucky?

There are a lot of reasons why auto insurance rates in Crofton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Crofton, Kentucky. Many local factors may affect your Crofton auto insurance rates.

Crofton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Crofton, Kentucky commute length is 21.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Crofton, Kentucky Auto Insurance Quotes

Before you buy Crofton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crofton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption