Best Cheap Auto Insurance in Cripple Creek, CO (2021)

The average Cripple Creek, CO auto insurance rates are $331 per month. The minimum auto insurance in Cripple Creek is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Cripple Creek, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Cripple Creek is 11.6 minutes
  • The minimum auto insurance required in Cripple Creek, Colorado is 25/50/15
  • Average auto insurance rates in Cripple Creek, CO for senior drivers are $2,341 per year

Cripple Creek, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Cripple Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cripple Creek, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Cripple Creek to other Colorado cities, including Pueblo auto insurance rates, Thornton auto insurance rates, and Colorado Springs auto insurance rates to see how Cripple Creek, Colorado auto insurance rates stack up.

Before you buy Cripple Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cripple Creek, Colorado auto insurance quotes.

Minimum Auto Insurance in Cripple Creek, Colorado

Cripple Creek, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cripple Creek, Colorado.

Minimum Required Auto Insurance Coverage in Cripple Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cripple Creek, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cripple Creek, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cripple Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,539 $3,308 $3,180 $3,213 $12,381 $13,009 $3,906 $3,930
American Family $2,586 $2,586 $2,332 $2,332 $6,279 $8,437 $2,586 $3,168
Farmers $3,297 $3,274 $2,993 $3,225 $12,124 $12,193 $3,606 $3,644
GEICO $1,889 $2,062 $2,016 $2,295 $5,858 $6,169 $1,725 $1,744
Liberty Mutual $1,778 $1,721 $1,492 $1,641 $5,645 $6,184 $1,811 $1,856
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,519 $2,357 $2,204 $2,195 $8,590 $9,606 $2,836 $2,758
State Farm $2,252 $2,252 $2,017 $2,017 $6,387 $8,101 $2,517 $2,978
USAA $2,483 $2,486 $2,360 $2,371 $6,250 $7,173 $3,205 $3,498

Cheap Cripple Creek, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cripple Creek, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Cripple Creek, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Cripple Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,381 $13,009
American Family $6,279 $8,437
Farmers $12,124 $12,193
GEICO $5,858 $6,169
Liberty Mutual $5,645 $6,184
Nationwide $5,787 $7,409
Progressive $8,590 $9,606
State Farm $6,387 $8,101
USAA $6,250 $7,173

Cheap Cripple Creek, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Cripple Creek, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cripple Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,180 $3,213
American Family $2,332 $2,332
Farmers $2,993 $3,225
GEICO $2,016 $2,295
Liberty Mutual $1,492 $1,641
Nationwide $2,070 $2,189
Progressive $2,204 $2,195
State Farm $2,017 $2,017
USAA $2,360 $2,371

Cheap Cripple Creek, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cripple Creek, Colorado compared to the annual auto insurance rates with a clean record in Cripple Creek, Colorado.

Annual Cripple Creek, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,943 $5,694 $6,984 $5,611
American Family $2,801 $3,971 $5,203 $3,177
Farmers $4,693 $6,014 $5,931 $5,540
GEICO $2,096 $3,268 $3,776 $2,739
Liberty Mutual $2,431 $2,833 $2,940 $2,861
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,575 $5,016 $3,773 $4,168
State Farm $3,287 $3,843 $3,565 $3,565
USAA $2,712 $3,312 $5,826 $3,063

Cheap Cripple Creek, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cripple Creek, Colorado is not easy. Compare the annual rates for DUI auto insurance in Cripple Creek, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Cripple Creek, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,984
American Family $5,203
Farmers $5,931
GEICO $3,776
Liberty Mutual $2,940
Nationwide $4,607
Progressive $3,773
State Farm $3,565
USAA $5,826

Cheap Cripple Creek, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cripple Creek, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cripple Creek, Colorado

Insurance Company Poor Fair Good
Allstate $7,408 $5,709 $4,307
American Family $4,920 $3,505 $2,940
Farmers $6,456 $5,218 $4,960
GEICO $3,570 $2,970 $2,370
Liberty Mutual $3,957 $2,419 $1,923
Nationwide $4,179 $3,306 $2,883
Progressive $4,706 $4,013 $3,680
State Farm $4,951 $3,181 $2,563
USAA $5,531 $3,141 $2,512

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cripple Creek, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cripple Creek, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Cripple Creek, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cripple Creek, Colorado

ZIP Code Average Annual Rates
80813 $3,660

Cheap Cripple Creek, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Cripple Creek, Colorado auto insurance. Find the cheapest annual Cripple Creek, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cripple Creek, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,808 $5,808
American Family $3,706 $3,870
Farmers $5,544 $5,544
GEICO $2,905 $3,034
Liberty Mutual $2,766 $2,766
Nationwide $3,456 $3,456
Progressive $4,133 $4,133
State Farm $3,478 $3,653
USAA $3,621 $3,835

Cheap Cripple Creek, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cripple Creek, Colorado? Check out the comparison of annual Cripple Creek, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cripple Creek, Colorado

Insurance Company Low Medium High
Allstate $5,508 $5,790 $6,127
American Family $3,587 $3,866 $3,911
Farmers $4,857 $5,464 $6,312
GEICO $2,627 $2,903 $3,379
Liberty Mutual $2,625 $2,757 $2,917
Nationwide $3,455 $3,454 $3,458
Progressive $3,788 $4,145 $4,466
State Farm $3,338 $3,566 $3,790
USAA $3,572 $3,728 $3,885

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Cripple Creek, Colorado

Compare the cheapest auto insurance companies in Cripple Creek, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cripple Creek, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Cripple Creek, Colorado Auto Insurance Companies

What auto insurance companies in Cripple Creek, Colorado are the cheapest? Compare the top Cripple Creek, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cripple Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,808
American Family $3,788
Farmers $5,544
GEICO $2,970
Liberty Mutual $2,766
Nationwide $3,456
Progressive $4,133
State Farm $3,565
USAA $3,728

What affects auto insurance rates in Cripple Creek, Colorado?

There are a lot of reasons why auto insurance rates in Cripple Creek, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cripple Creek, Colorado. Many local factors may affect your Cripple Creek auto insurance rates.

Cripple Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cripple Creek, Colorado commute length is 11.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Cripple Creek, Colorado Auto Insurance Quotes

Before you buy Cripple Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cripple Creek, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption