Best Cheap Auto Insurance in Crestone, CO (2021)

The average Crestone, CO auto insurance rates are $299 per month. The minimum auto insurance in Crestone is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Crestone, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Crestone is GEICO
  • The minimum auto insurance required in Crestone, Colorado is 25/50/15
  • The most expensive auto insurance company in Crestone for teen drivers is Farmers

Crestone, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Crestone can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Crestone, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Crestone to other Colorado cities, including Thornton auto insurance rates, Fort Collins auto insurance rates, and Arvada auto insurance rates to see how Crestone, Colorado auto insurance rates stack up.

Before you buy Crestone, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Crestone, Colorado auto insurance quotes.

Minimum Auto Insurance in Crestone, Colorado

Crestone, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Crestone, Colorado.

Minimum Required Auto Insurance Coverage in Crestone, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Crestone, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Crestone, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Crestone, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,141 $2,952 $2,815 $2,846 $10,448 $10,948 $3,491 $3,527
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,949 $2,928 $2,671 $2,869 $11,072 $11,185 $3,258 $3,318
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,712 $1,674 $1,458 $1,600 $5,083 $5,533 $1,729 $1,747
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,532 $2,372 $2,192 $2,188 $8,453 $9,466 $2,858 $2,785
State Farm $1,909 $1,909 $1,704 $1,704 $5,378 $6,818 $2,132 $2,530
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Crestone, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Crestone, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Crestone, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Crestone, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $10,948
American Family $5,805 $7,777
Farmers $11,072 $11,185
GEICO $5,010 $5,334
Liberty Mutual $5,083 $5,533
Nationwide $5,513 $7,064
Progressive $8,453 $9,466
State Farm $5,378 $6,818
USAA $5,325 $6,108

Cheap Crestone, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Crestone, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Crestone, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,815 $2,846
American Family $2,162 $2,162
Farmers $2,671 $2,869
GEICO $1,674 $1,875
Liberty Mutual $1,458 $1,600
Nationwide $1,977 $2,093
Progressive $2,192 $2,188
State Farm $1,704 $1,704
USAA $2,042 $2,056

Cheap Crestone, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Crestone, Colorado compared to the annual auto insurance rates with a clean record in Crestone, Colorado.

Annual Crestone, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,309 $4,931 $5,987 $4,858
American Family $2,591 $3,685 $4,805 $2,938
Farmers $4,248 $5,454 $5,383 $5,041
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,250 $2,631 $2,732 $2,656
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,561 $4,949 $3,758 $4,155
State Farm $2,779 $3,242 $3,010 $3,010
USAA $2,344 $2,849 $4,987 $2,642

Cheap Crestone, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Crestone, Colorado is not easy. Compare the annual rates for DUI auto insurance in Crestone, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Crestone, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,987
American Family $4,805
Farmers $5,383
GEICO $3,204
Liberty Mutual $2,732
Nationwide $4,398
Progressive $3,758
State Farm $3,010
USAA $4,987

Cheap Crestone, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Crestone, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Crestone, Colorado

Insurance Company Poor Fair Good
Allstate $6,409 $4,927 $3,727
American Family $4,558 $3,240 $2,716
Farmers $5,842 $4,744 $4,508
GEICO $3,041 $2,533 $2,026
Liberty Mutual $3,671 $2,244 $1,787
Nationwide $3,990 $3,154 $2,751
Progressive $4,681 $3,984 $3,652
State Farm $4,182 $2,686 $2,164
USAA $4,757 $2,700 $2,160

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Cheap Crestone, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Crestone, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Crestone, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Crestone, Colorado

ZIP Code Average Annual Rates
81131 $3,310

Cheap Crestone, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Crestone, Colorado auto insurance. Find the cheapest annual Crestone, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Crestone, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,021 $5,021
American Family $3,430 $3,579
Farmers $5,031 $5,031
GEICO $2,481 $2,586
Liberty Mutual $2,567 $2,567
Nationwide $3,298 $3,298
Progressive $4,106 $4,106
State Farm $2,938 $3,083
USAA $3,115 $3,296

Cheap Crestone, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Crestone, Colorado? Check out the comparison of annual Crestone, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Crestone, Colorado

Insurance Company Low Medium High
Allstate $4,755 $5,004 $5,305
American Family $3,338 $3,578 $3,598
Farmers $4,447 $4,963 $5,684
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,424 $2,556 $2,721
Nationwide $3,323 $3,295 $3,276
Progressive $3,807 $4,116 $4,394
State Farm $2,836 $3,011 $3,184
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Crestone, Colorado

Compare the cheapest auto insurance companies in Crestone, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Crestone, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Crestone, Colorado Auto Insurance Companies

What auto insurance companies in Crestone, Colorado are the cheapest? Compare the top Crestone, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Crestone, Colorado

Insurance Company Average Annual Rates
Allstate $5,021
American Family $3,505
Farmers $5,031
GEICO $2,533
Liberty Mutual $2,567
Nationwide $3,298
Progressive $4,106
State Farm $3,010
USAA $3,206

Compare Crestone, Colorado Auto Insurance Quotes

Before you buy Crestone, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Crestone, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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