Best Cheap Auto Insurance in Creede, CO (2021)

The average Creede, CO auto insurance rates are $301 per month. The minimum auto insurance in Creede is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Creede, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Creede is GEICO
  • The most expensive auto insurance company in Creede for teen drivers is Allstate
  • The average commute length in Creede is 9.3 minutes

Creede, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Creede can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Creede, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Creede to other Colorado cities, including Pueblo auto insurance rates, Arvada auto insurance rates, and Fort Collins auto insurance rates to see how Creede, Colorado auto insurance rates stack up.

Before you buy Creede, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Creede, Colorado auto insurance quotes.

Minimum Auto Insurance in Creede, Colorado

Creede, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Creede, Colorado.

Minimum Required Auto Insurance Coverage in Creede, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Creede, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Creede, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Creede, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $2,908 $2,887 $2,636 $2,825 $10,699 $10,804 $3,214 $3,282
GEICO $1,630 $1,778 $1,697 $1,906 $5,085 $5,411 $1,500 $1,542
Liberty Mutual $1,784 $1,767 $1,499 $1,642 $4,985 $5,448 $1,809 $1,858
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,542 $2,379 $2,173 $2,174 $8,460 $9,494 $2,884 $2,817
State Farm $1,904 $1,904 $1,703 $1,703 $5,442 $6,879 $2,129 $2,536
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Creede, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Creede, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Creede, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Creede, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,676 $7,600
Farmers $10,699 $10,804
GEICO $5,085 $5,411
Liberty Mutual $4,985 $5,448
Nationwide $5,513 $7,064
Progressive $8,460 $9,494
State Farm $5,442 $6,879
USAA $5,325 $6,108

Cheap Creede, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Creede, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Creede, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,115 $2,115
Farmers $2,636 $2,825
GEICO $1,697 $1,906
Liberty Mutual $1,499 $1,642
Nationwide $1,977 $2,093
Progressive $2,173 $2,174
State Farm $1,703 $1,703
USAA $2,042 $2,056

Cheap Creede, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Creede, Colorado compared to the annual auto insurance rates with a clean record in Creede, Colorado.

Annual Creede, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,146 $5,314 $5,244 $4,923
GEICO $1,824 $2,815 $3,254 $2,381
Liberty Mutual $2,267 $2,658 $2,782 $2,689
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,578 $4,926 $3,778 $4,179
State Farm $2,786 $3,264 $3,025 $3,025
USAA $2,344 $2,849 $4,987 $2,642

Cheap Creede, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Creede, Colorado is not easy. Compare the annual rates for DUI auto insurance in Creede, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Creede, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,468
American Family $4,697
Farmers $5,244
GEICO $3,254
Liberty Mutual $2,782
Nationwide $4,398
Progressive $3,778
State Farm $3,025
USAA $4,987

Cheap Creede, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Creede, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Creede, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,458 $3,168 $2,657
Farmers $5,700 $4,624 $4,396
GEICO $3,083 $2,569 $2,054
Liberty Mutual $3,727 $2,262 $1,808
Nationwide $3,990 $3,154 $2,751
Progressive $4,687 $3,993 $3,666
State Farm $4,203 $2,699 $2,174
USAA $4,757 $2,700 $2,160

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Cheap Creede, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Creede, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Creede, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Creede, Colorado

ZIP Code Average Annual Rates
81130 $3,336

Cheap Creede, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Creede, Colorado auto insurance. Find the cheapest annual Creede, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Creede, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,354 $3,500
Farmers $4,907 $4,907
GEICO $2,515 $2,622
Liberty Mutual $2,599 $2,599
Nationwide $3,298 $3,298
Progressive $4,115 $4,115
State Farm $2,953 $3,097
USAA $3,115 $3,296

Cheap Creede, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Creede, Colorado? Check out the comparison of annual Creede, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Creede, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,258 $3,499 $3,526
Farmers $4,375 $4,846 $5,500
GEICO $2,364 $2,533 $2,808
Liberty Mutual $2,479 $2,591 $2,727
Nationwide $3,323 $3,295 $3,276
Progressive $3,889 $4,124 $4,332
State Farm $2,852 $3,026 $3,198
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Creede, Colorado

Compare the cheapest auto insurance companies in Creede, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Creede, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Creede, Colorado Auto Insurance Companies

What auto insurance companies in Creede, Colorado are the cheapest? Compare the top Creede, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Creede, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,427
Farmers $4,907
GEICO $2,569
Liberty Mutual $2,599
Nationwide $3,298
Progressive $4,115
State Farm $3,025
USAA $3,206

What affects auto insurance rates in Creede, Colorado?

There are a lot of reasons why auto insurance rates in Creede, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Creede, Colorado. Many local factors may affect your Creede auto insurance rates.

Creede Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Creede, Colorado commute length is 9.3 minutes according to City-Data.

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Compare Creede, Colorado Auto Insurance Quotes

Before you buy Creede, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Creede, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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