Best Cheap Auto Insurance in Craig, CO (2021)

The average Craig, CO auto insurance rates are $318 per month. The minimum auto insurance in Craig is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Craig, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Craig for teen drivers is Allstate
  • The minimum auto insurance required in Craig, Colorado is 25/50/15
  • Average auto insurance rates in Craig, CO for senior drivers are $2,236 per year

Craig, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Craig can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Craig, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Craig to other Colorado cities, including Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Aurora auto insurance rates to see how Craig, Colorado auto insurance rates stack up.

Before you buy Craig, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Craig, Colorado auto insurance quotes.

Minimum Auto Insurance in Craig, Colorado

Craig, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Craig, Colorado.

Minimum Required Auto Insurance Coverage in Craig, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Craig, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Craig, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Craig, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,952 $2,925 $2,674 $2,868 $10,982 $11,082 $3,264 $3,326
GEICO $1,667 $1,820 $1,727 $1,930 $5,193 $5,544 $1,535 $1,584
Liberty Mutual $1,881 $1,865 $1,576 $1,727 $5,350 $5,854 $1,910 $1,965
Nationwide $2,136 $2,180 $1,910 $2,023 $5,311 $6,809 $2,446 $2,645
Progressive $2,714 $2,540 $2,322 $2,323 $9,046 $10,142 $3,077 $3,002
State Farm $2,001 $2,001 $1,783 $1,783 $5,626 $7,131 $2,235 $2,655
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

Cheap Craig, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Craig, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Craig, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Craig, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,230 $8,345
Farmers $10,982 $11,082
GEICO $5,193 $5,544
Liberty Mutual $5,350 $5,854
Nationwide $5,311 $6,809
Progressive $9,046 $10,142
State Farm $5,626 $7,131
USAA $5,838 $6,706

Cheap Craig, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Craig, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Craig, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,316 $2,316
Farmers $2,674 $2,868
GEICO $1,727 $1,930
Liberty Mutual $1,576 $1,727
Nationwide $1,910 $2,023
Progressive $2,322 $2,323
State Farm $1,783 $1,783
USAA $2,237 $2,259

Cheap Craig, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Craig, Colorado compared to the annual auto insurance rates with a clean record in Craig, Colorado.

Annual Craig, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,229 $5,429 $5,357 $5,021
GEICO $1,867 $2,870 $3,323 $2,441
Liberty Mutual $2,414 $2,830 $2,960 $2,861
Nationwide $2,447 $3,344 $4,245 $2,694
Progressive $3,817 $5,273 $4,031 $4,462
State Farm $2,910 $3,394 $3,152 $3,152
USAA $2,573 $3,128 $5,481 $2,905

Cheap Craig, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Craig, Colorado is not easy. Compare the annual rates for DUI auto insurance in Craig, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Craig, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,091
American Family $5,160
Farmers $5,357
GEICO $3,323
Liberty Mutual $2,960
Nationwide $4,245
Progressive $4,031
State Farm $3,152
USAA $5,481

Cheap Craig, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Craig, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Craig, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,893 $3,473 $2,906
Farmers $5,811 $4,725 $4,491
GEICO $3,152 $2,625 $2,099
Liberty Mutual $3,967 $2,408 $1,923
Nationwide $3,849 $3,043 $2,656
Progressive $5,010 $4,265 $3,913
State Farm $4,380 $2,811 $2,264
USAA $5,236 $2,963 $2,367

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Cheap Craig, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Craig, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Craig, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Craig, Colorado

ZIP Code Average Annual Rates
81625 $3,513

Cheap Craig, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Craig, Colorado auto insurance. Find the cheapest annual Craig, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Craig, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,678 $3,837
Farmers $5,009 $5,009
GEICO $2,571 $2,680
Liberty Mutual $2,766 $2,766
Nationwide $3,183 $3,183
Progressive $4,396 $4,396
State Farm $3,076 $3,227
USAA $3,421 $3,623

Cheap Craig, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Craig, Colorado? Check out the comparison of annual Craig, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Craig, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,605 $3,834 $3,832
Farmers $4,474 $4,949 $5,604
GEICO $2,439 $2,594 $2,843
Liberty Mutual $2,641 $2,758 $2,899
Nationwide $3,211 $3,180 $3,156
Progressive $4,137 $4,406 $4,644
State Farm $2,978 $3,152 $3,325
USAA $3,387 $3,522 $3,658

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Best By Category: Cheapest Auto Insurance in Craig, Colorado

Compare the cheapest auto insurance companies in Craig, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Craig, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Craig, Colorado Auto Insurance Companies

What auto insurance companies in Craig, Colorado are the cheapest? Compare the top Craig, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Craig, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,757
Farmers $5,009
GEICO $2,625
Liberty Mutual $2,766
Nationwide $3,183
Progressive $4,396
State Farm $3,152
USAA $3,522

What affects auto insurance rates in Craig, Colorado?

There are a lot of reasons why auto insurance rates in Craig, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Craig, Colorado. Many local factors may affect your Craig auto insurance rates.

Craig Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Craig, Colorado commute length is 25.2 minutes according to City-Data.

Craig Traffic

How does Craig, Colorado rank for traffic? According to Inrix Craig, Colorado is the 763rd most congested worldwide.

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Compare Craig, Colorado Auto Insurance Quotes

Before you buy Craig, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Craig, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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