Best Cheap Auto Insurance in Coy, AL (2021)

The average Coy, AL auto insurance rates are $307 per month. The minimum auto insurance in Coy is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Coy, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Coy is USAA
  • The minimum auto insurance required in Coy, Alabama is 25/50/25
  • The most expensive auto insurance company in Coy for teen drivers is Liberty Mutual

Coy, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Coy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coy, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Coy to other Alabama cities, including Mobile auto insurance rates, Birmingham auto insurance rates, and Auburn auto insurance rates to see how Coy, Alabama auto insurance rates stack up.

Before you buy Coy, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coy, Alabama auto insurance quotes.

Minimum Auto Insurance in Coy, Alabama

Coy, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coy, Alabama.

Minimum Required Auto Insurance Coverage in Coy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Coy, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Coy, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Coy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,131 $2,046 $1,913 $1,951 $6,959 $7,462 $2,424 $2,496
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,129 $3,385 $2,568 $2,874 $11,074 $12,321 $3,342 $3,572
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,363 $2,243 $1,934 $2,049 $9,159 $10,261 $2,777 $2,962
State Farm $2,948 $2,948 $2,608 $2,608 $8,055 $10,162 $3,309 $3,780
Travelers $1,499 $1,525 $1,396 $1,394 $7,810 $12,269 $1,421 $1,650
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Cheap Coy, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Coy, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Coy, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Coy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,959 $7,462
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,074 $12,321
Nationwide $4,418 $5,752
Progressive $9,159 $10,261
State Farm $8,055 $10,162
Travelers $7,810 $12,269
USAA $4,083 $4,536

Cheap Coy, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Coy, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Coy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,951
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,568 $2,874
Nationwide $1,577 $1,642
Progressive $1,934 $2,049
State Farm $2,608 $2,608
Travelers $1,396 $1,394
USAA $1,288 $1,268

Cheap Coy, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coy, Alabama compared to the annual auto insurance rates with a clean record in Coy, Alabama.

Annual Coy, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $3,437 $4,020 $3,293
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,145 $5,758 $5,649 $5,581
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,829 $4,762 $4,074 $4,209
State Farm $4,168 $5,022 $4,510 $4,510
Travelers $3,019 $3,170 $4,614 $3,680
USAA $1,703 $2,133 $3,182 $1,843

Cheap Coy, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Coy, Alabama is not easy. Compare the annual rates for DUI auto insurance in Coy, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Coy, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,020
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,649
Nationwide $3,353
Progressive $4,074
State Farm $4,510
Travelers $4,614
USAA $3,182

Cheap Coy, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Coy, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Coy, Alabama

Insurance Company Poor Fair Good
Allstate $4,248 $3,312 $2,708
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,585 $4,629 $3,635
Nationwide $3,171 $2,467 $2,229
Progressive $4,799 $4,071 $3,785
State Farm $7,373 $3,739 $2,545
Travelers $3,953 $3,423 $3,486
USAA $2,984 $1,935 $1,726

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Cheap Coy, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Coy, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Coy, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Coy, Alabama

ZIP Code Average Annual Rates
36435 $3,760

Cheap Coy, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Coy, Alabama auto insurance. Find the cheapest annual Coy, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Coy, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,423 $3,423
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,283 $5,283
Nationwide $2,623 $2,623
Progressive $4,219 $4,219
State Farm $4,445 $4,659
Travelers $3,621 $3,621
USAA $2,114 $2,317

Cheap Coy, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Coy, Alabama? Check out the comparison of annual Coy, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Coy, Alabama

Insurance Company Low Medium High
Allstate $3,314 $3,414 $3,539
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,043 $5,258 $5,549
Nationwide $2,624 $2,595 $2,649
Progressive $3,839 $4,197 $4,620
State Farm $4,350 $4,544 $4,763
Travelers $3,448 $3,693 $3,721
USAA $2,139 $2,204 $2,302

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Best By Category: Cheapest Auto Insurance in Coy, Alabama

Compare the cheapest auto insurance companies in Coy, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Coy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Coy, Alabama Auto Insurance Companies

What auto insurance companies in Coy, Alabama are the cheapest? Compare the top Coy, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Coy, Alabama

Insurance Company Average Annual Rates
Allstate $3,423
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,283
Nationwide $2,623
Progressive $4,219
State Farm $4,552
Travelers $3,621
USAA $2,215

Compare Coy, Alabama Auto Insurance Quotes

Before you buy Coy, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coy, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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