Best Cheap Auto Insurance in Cowarts, AL (2021)

The average Cowarts, AL auto insurance rates are $282 per month. The minimum auto insurance in Cowarts is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Cowarts, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cowarts for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Cowarts is USAA
  • The minimum auto insurance required in Cowarts, Alabama is 25/50/25

Cowarts, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Cowarts can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cowarts, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Cowarts to other Alabama cities, including Birmingham auto insurance rates, Dothan auto insurance rates, and Mobile auto insurance rates to see how Cowarts, Alabama auto insurance rates stack up.

Before you buy Cowarts, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cowarts, Alabama auto insurance quotes.

Minimum Auto Insurance in Cowarts, Alabama

Cowarts, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cowarts, Alabama.

Minimum Required Auto Insurance Coverage in Cowarts, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cowarts, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cowarts, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cowarts, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,185 $2,168 $1,952 $2,075 $8,470 $8,714 $2,479 $2,573
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,616 $1,634 $1,477 $1,526 $4,196 $5,394 $1,790 $1,996
Progressive $2,159 $2,009 $1,770 $1,903 $9,086 $10,120 $2,511 $2,659
State Farm $2,741 $2,741 $2,492 $2,492 $8,448 $10,574 $3,100 $3,575
Travelers $1,264 $1,284 $1,186 $1,183 $6,620 $10,369 $1,204 $1,377
USAA $1,184 $1,201 $1,110 $1,089 $3,505 $3,882 $1,536 $1,657

Cheap Cowarts, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cowarts, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Cowarts, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Cowarts, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,470 $8,714
GEICO $4,889 $4,766
Liberty Mutual $10,527 $11,705
Nationwide $4,196 $5,394
Progressive $9,086 $10,120
State Farm $8,448 $10,574
Travelers $6,620 $10,369
USAA $3,505 $3,882

Cheap Cowarts, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Cowarts, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cowarts, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,952 $2,075
GEICO $1,796 $1,856
Liberty Mutual $2,346 $2,624
Nationwide $1,477 $1,526
Progressive $1,770 $1,903
State Farm $2,492 $2,492
Travelers $1,186 $1,183
USAA $1,110 $1,089

Cheap Cowarts, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cowarts, Alabama compared to the annual auto insurance rates with a clean record in Cowarts, Alabama.

Annual Cowarts, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,220 $4,168 $4,065 $3,855
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,152 $2,152 $3,114 $2,397
Progressive $3,625 $4,582 $3,924 $3,976
State Farm $4,069 $5,071 $4,470 $4,470
Travelers $2,554 $2,680 $3,906 $3,104
USAA $1,461 $1,833 $2,708 $1,580

Cheap Cowarts, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cowarts, Alabama is not easy. Compare the annual rates for DUI auto insurance in Cowarts, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Cowarts, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,690
Farmers $4,065
GEICO $3,486
Liberty Mutual $5,257
Nationwide $3,114
Progressive $3,924
State Farm $4,470
Travelers $3,906
USAA $2,708

Cheap Cowarts, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cowarts, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cowarts, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,288 $3,693 $3,500
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $2,952 $2,313 $2,096
Progressive $4,528 $3,902 $3,651
State Farm $7,330 $3,710 $2,520
Travelers $3,338 $2,895 $2,949
USAA $2,536 $1,663 $1,487

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Cheap Cowarts, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cowarts, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Cowarts, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cowarts, Alabama

ZIP Code Average Annual Rates
36321 $3,463

Cheap Cowarts, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Cowarts, Alabama auto insurance. Find the cheapest annual Cowarts, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cowarts, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,827 $3,827
GEICO $2,560 $2,656
Liberty Mutual $4,927 $4,927
Nationwide $2,454 $2,454
Progressive $4,027 $4,027
State Farm $4,410 $4,631
Travelers $3,061 $3,061
USAA $1,809 $1,982

Cheap Cowarts, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cowarts, Alabama? Check out the comparison of annual Cowarts, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cowarts, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,610 $3,777 $4,095
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,416 $2,437 $2,508
Progressive $3,553 $4,003 $4,525
State Farm $4,258 $4,515 $4,787
Travelers $2,914 $3,121 $3,147
USAA $1,820 $1,884 $1,982

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Best By Category: Cheapest Auto Insurance in Cowarts, Alabama

Compare the cheapest auto insurance companies in Cowarts, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cowarts, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cowarts, Alabama Auto Insurance Companies

What auto insurance companies in Cowarts, Alabama are the cheapest? Compare the top Cowarts, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cowarts, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,827
GEICO $2,608
Liberty Mutual $4,927
Nationwide $2,454
Progressive $4,027
State Farm $4,520
Travelers $3,061
USAA $1,896

What affects auto insurance rates in Cowarts, Alabama?

There are a lot of reasons why auto insurance rates in Cowarts, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cowarts, Alabama. Many local factors may affect your Cowarts auto insurance rates.

Cowarts Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cowarts, Alabama commute length is 24.0 minutes according to City-Data.

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Compare Cowarts, Alabama Auto Insurance Quotes

Before you buy Cowarts, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cowarts, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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