Best Cheap Auto Insurance in Covington, TX (2021)

The average Covington, TX auto insurance rates are $287 per month. The minimum auto insurance in Covington is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Covington, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Covington, TX for senior drivers are $2,083 per year
  • The average commute length in Covington is 21.1 minutes
  • The most expensive auto insurance company in Covington for teen drivers is Progressive

Covington, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Covington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Covington, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Covington to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Corpus Christi auto insurance rates to see how Covington, Texas auto insurance rates stack up.

Before you buy Covington, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Covington, Texas auto insurance quotes.

Minimum Auto Insurance in Covington, Texas

Covington, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Covington, Texas.

Minimum Required Auto Insurance Coverage in Covington, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Covington, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Covington, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Covington, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,115 $3,138 $3,072 $3,072 $8,430 $10,170 $3,864 $4,024
American Family $2,291 $2,536 $2,120 $2,413 $5,805 $7,599 $3,232 $3,675
GEICO $2,061 $2,204 $1,961 $2,187 $4,367 $4,562 $2,225 $2,238
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,160 $2,059 $1,930 $1,962 $9,057 $10,123 $2,564 $2,611
State Farm $1,863 $1,863 $1,655 $1,655 $4,412 $5,617 $2,022 $2,089
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Covington, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Covington, Texas is a challenge. Take a look at the annual teen auto insurance rates in Covington, Texas.

Annual Auto Insurance Rates for Teen Drivers in Covington, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,430 $10,170
American Family $5,805 $7,599
GEICO $4,367 $4,562
Nationwide $6,954 $8,943
Progressive $9,057 $10,123
State Farm $4,412 $5,617
USAA $3,930 $4,294

Cheap Covington, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Covington, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Covington, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,072 $3,072
American Family $2,120 $2,413
GEICO $1,961 $2,187
Nationwide $2,152 $2,282
Progressive $1,930 $1,962
State Farm $1,655 $1,655
USAA $1,355 $1,350

Cheap Covington, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Covington, Texas compared to the annual auto insurance rates with a clean record in Covington, Texas.

Annual Covington, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,835 $6,119 $3,744
American Family $3,393 $4,281 $3,767 $3,393
GEICO $2,319 $3,026 $2,574 $2,983
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,543 $4,576 $4,132 $3,983
State Farm $2,358 $2,697 $3,174 $2,358
USAA $1,658 $2,433 $2,868 $1,902

Cheap Covington, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Covington, Texas is not easy. Compare the annual rates for DUI auto insurance in Covington, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Covington, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,119
American Family $3,767
GEICO $2,574
Nationwide $5,028
Progressive $4,132
State Farm $3,174
USAA $2,868

Cheap Covington, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Covington, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Covington, Texas

Insurance Company Poor Fair Good
Allstate $6,160 $4,535 $3,888
American Family $5,125 $3,200 $2,801
GEICO $4,187 $2,386 $1,604
Nationwide $4,686 $3,760 $3,266
Progressive $4,562 $3,950 $3,663
State Farm $3,749 $2,333 $1,859
USAA $3,262 $1,876 $1,507

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Covington, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Covington, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Covington, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Covington, Texas

ZIP Code Average Annual Rates
76636 $5,131

Cheap Covington, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Covington, Texas auto insurance. Find the cheapest annual Covington, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Covington, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,744 $4,978
American Family $3,709 $3,709
GEICO $2,673 $2,778
Nationwide $3,904 $3,904
Progressive $4,058 $4,058
State Farm $2,647 $2,647
USAA $2,187 $2,243

Cheap Covington, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Covington, Texas? Check out the comparison of annual Covington, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Covington, Texas

Insurance Company Low Medium High
Allstate $4,767 $4,826 $4,989
American Family $3,459 $3,576 $4,092
GEICO $2,602 $2,696 $2,879
Nationwide $4,222 $3,736 $3,754
Progressive $3,872 $4,042 $4,261
State Farm $2,523 $2,641 $2,777
USAA $2,147 $2,207 $2,291

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Covington, Texas

Compare the cheapest auto insurance companies in Covington, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Covington, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Covington, Texas Auto Insurance Companies

What auto insurance companies in Covington, Texas are the cheapest? Compare the top Covington, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Covington, Texas

Insurance Company Average Annual Rates
Allstate $4,861
American Family $3,709
GEICO $2,726
Nationwide $3,904
Progressive $4,058
State Farm $2,647
USAA $2,215

What affects auto insurance rates in Covington, Texas?

There are a lot of reasons why auto insurance rates in Covington, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Covington, Texas. Many local factors may affect your Covington auto insurance rates.

Covington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Covington, Texas commute length is 21.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Covington, Texas Auto Insurance Quotes

Before you buy Covington, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Covington, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption