Best Cheap Auto Insurance in Covington, MI (2021)

The average Covington, MI auto insurance rates are $747 per month. The minimum auto insurance in Covington is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Covington, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Covington, Michigan is 20/40/10
  • Average auto insurance rates in Covington, MI for senior drivers are $5,928 per year
  • The cheapest auto insurance company in Covington is USAA

Covington, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Covington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Covington, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Covington to other Michigan cities, including Grand Rapids auto insurance rates, Detroit auto insurance rates, and Flint auto insurance rates to see how Covington, Michigan auto insurance rates stack up.

Before you buy Covington, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Covington, Michigan auto insurance quotes.

Minimum Auto Insurance in Covington, Michigan

Covington, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Covington, Michigan.

Minimum Required Auto Insurance Coverage in Covington, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Covington, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Covington, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Covington, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,739 $3,739 $3,478 $3,478 $8,648 $8,648 $4,209 $4,209
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $3,914 $3,914 $3,470 $3,470 $10,415 $10,415 $4,294 $4,294
Progressive $2,944 $2,763 $2,589 $2,881 $10,292 $10,963 $3,432 $3,206
State Farm $6,400 $6,400 $5,887 $5,887 $21,698 $21,698 $7,490 $7,490
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Cheap Covington, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Covington, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Covington, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Covington, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,648 $8,648
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $10,415 $10,415
Progressive $10,292 $10,963
State Farm $21,698 $21,698
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheap Covington, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Covington, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Covington, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,478 $3,478
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,470 $3,470
Progressive $2,589 $2,881
State Farm $5,887 $5,887
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheap Covington, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Covington, Michigan compared to the annual auto insurance rates with a clean record in Covington, Michigan.

Annual Covington, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,215 $5,379 $5,296 $5,183
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,747 $6,271 $5,741 $5,335
Progressive $4,146 $5,418 $4,893 $5,078
State Farm $6,753 $8,011 $16,815 $9,897
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheap Covington, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Covington, Michigan is not easy. Compare the annual rates for DUI auto insurance in Covington, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Covington, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,296
GEICO $11,549
Liberty Mutual $28,910
Nationwide $5,741
Progressive $4,893
State Farm $16,815
Travelers $12,018
USAA $4,286

Cheap Covington, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Covington, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Covington, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,504 $4,435 $4,116
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $6,887 $5,221 $4,462
Progressive $5,655 $4,734 $4,262
State Farm $16,804 $8,514 $5,789
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

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Cheap Covington, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Covington, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Covington, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Covington, Michigan

ZIP Code Average Annual Rates
49919 $6,294

Cheap Covington, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Covington, Michigan auto insurance. Find the cheapest annual Covington, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Covington, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,018 $5,018
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $5,523 $5,523
Progressive $4,884 $4,884
State Farm $10,092 $10,646
Travelers $7,683 $7,771
USAA $3,223 $3,297

Cheap Covington, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Covington, Michigan? Check out the comparison of annual Covington, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Covington, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,899 $5,009 $5,148
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,773 $5,431 $5,366
Progressive $4,736 $4,890 $5,025
State Farm $9,885 $10,429 $10,793
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Best By Category: Cheapest Auto Insurance in Covington, Michigan

Compare the cheapest auto insurance companies in Covington, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Covington, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Covington, Michigan Auto Insurance Companies

What auto insurance companies in Covington, Michigan are the cheapest? Compare the top Covington, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Covington, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,018
GEICO $5,148
Liberty Mutual $19,375
Nationwide $5,523
Progressive $4,884
State Farm $10,369
Travelers $7,727
USAA $3,260

Compare Covington, Michigan Auto Insurance Quotes

Before you buy Covington, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Covington, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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