Best Cheap Auto Insurance in Cottonwood Falls, KS (2021)

The average Cottonwood Falls, KS auto insurance rates are $279 per month. The minimum auto insurance in Cottonwood Falls is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Cottonwood Falls, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Cottonwood Falls, Kansas is 25/50/25
  • The average commute length in Cottonwood Falls is 17.8 minutes
  • The most expensive auto insurance company in Cottonwood Falls for teen drivers is Liberty Mutual

Cottonwood Falls, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Cottonwood Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cottonwood Falls, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Cottonwood Falls to other Kansas cities, including Overland Park auto insurance rates, Salina auto insurance rates, and Lenexa auto insurance rates to see how Cottonwood Falls, Kansas auto insurance rates stack up.

Before you buy Cottonwood Falls, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cottonwood Falls, Kansas auto insurance quotes.

Minimum Auto Insurance in Cottonwood Falls, Kansas

Cottonwood Falls, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cottonwood Falls, Kansas.

Minimum Required Auto Insurance Coverage in Cottonwood Falls, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cottonwood Falls, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cottonwood Falls, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cottonwood Falls, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,632 $1,632 $1,473 $1,473 $3,156 $3,784 $1,632 $1,834
Farmers $2,681 $2,670 $2,400 $2,498 $7,055 $7,316 $3,021 $3,194
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,738 $1,795 $1,545 $1,669 $3,500 $4,295 $2,011 $2,144
Progressive $2,366 $2,249 $1,906 $1,992 $8,868 $10,005 $2,801 $3,011
State Farm $1,628 $1,628 $1,422 $1,422 $4,286 $5,468 $1,828 $2,064
Travelers $2,044 $2,079 $1,998 $2,021 $8,320 $12,984 $2,094 $2,462
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Cottonwood Falls, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cottonwood Falls, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Cottonwood Falls, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Cottonwood Falls, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,156 $3,784
Farmers $7,055 $7,316
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,500 $4,295
Progressive $8,868 $10,005
State Farm $4,286 $5,468
Travelers $8,320 $12,984
USAA $4,580 $4,837

Cheap Cottonwood Falls, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Cottonwood Falls, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cottonwood Falls, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,473 $1,473
Farmers $2,400 $2,498
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,545 $1,669
Progressive $1,906 $1,992
State Farm $1,422 $1,422
Travelers $1,998 $2,021
USAA $1,272 $1,296

Cheap Cottonwood Falls, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cottonwood Falls, Kansas compared to the annual auto insurance rates with a clean record in Cottonwood Falls, Kansas.

Annual Cottonwood Falls, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,040 $2,190 $2,040 $2,040
Farmers $3,256 $4,172 $4,066 $3,924
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,752 $2,016 $3,573 $2,007
Progressive $3,834 $4,483 $4,007 $4,275
State Farm $2,293 $2,643 $2,468 $2,468
Travelers $3,091 $4,040 $5,576 $4,294
USAA $1,705 $2,284 $3,352 $1,950

Cheap Cottonwood Falls, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cottonwood Falls, Kansas is not easy. Compare the annual rates for DUI auto insurance in Cottonwood Falls, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Cottonwood Falls, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,040
Farmers $4,066
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,573
Progressive $4,007
State Farm $2,468
Travelers $5,576
USAA $3,352

Cheap Cottonwood Falls, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cottonwood Falls, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cottonwood Falls, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,711 $1,919 $1,601
Farmers $4,545 $3,610 $3,408
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,597 $2,284 $2,131
Progressive $4,750 $4,000 $3,699
State Farm $3,593 $2,148 $1,664
Travelers $4,909 $4,000 $3,842
USAA $3,182 $2,079 $1,707

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Cheap Cottonwood Falls, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cottonwood Falls, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Cottonwood Falls, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cottonwood Falls, Kansas

ZIP Code Average Annual Rates
66845 $3,539

Cheap Cottonwood Falls, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Cottonwood Falls, Kansas auto insurance. Find the cheapest annual Cottonwood Falls, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cottonwood Falls, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,050 $2,104
Farmers $3,854 $3,854
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,337 $2,337
Progressive $4,150 $4,150
State Farm $2,407 $2,529
Travelers $4,250 $4,250
USAA $2,254 $2,392

Cheap Cottonwood Falls, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cottonwood Falls, Kansas? Check out the comparison of annual Cottonwood Falls, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cottonwood Falls, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,098 $2,182 $1,951
Farmers $3,712 $3,835 $4,016
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,461 $2,311 $2,239
Progressive $3,925 $4,118 $4,407
State Farm $2,381 $2,475 $2,548
Travelers $4,029 $4,256 $4,466
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Cottonwood Falls, Kansas

Compare the cheapest auto insurance companies in Cottonwood Falls, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cottonwood Falls, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cottonwood Falls, Kansas Auto Insurance Companies

What auto insurance companies in Cottonwood Falls, Kansas are the cheapest? Compare the top Cottonwood Falls, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cottonwood Falls, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,077
Farmers $3,854
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,337
Progressive $4,150
State Farm $2,468
Travelers $4,250
USAA $2,323

What affects auto insurance rates in Cottonwood Falls, Kansas?

There are a lot of reasons why auto insurance rates in Cottonwood Falls, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cottonwood Falls, Kansas. Many local factors may affect your Cottonwood Falls auto insurance rates.

Cottonwood Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cottonwood Falls, Kansas commute length is 17.8 minutes according to City-Data.

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Compare Cottonwood Falls, Kansas Auto Insurance Quotes

Before you buy Cottonwood Falls, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cottonwood Falls, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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