Best Cheap Auto Insurance in Cottonton, AL (2021)

The average Cottonton, AL auto insurance rates are $322 per month. The minimum auto insurance in Cottonton is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Cottonton, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Cottonton, AL for senior drivers are $2,047 per year
  • The cheapest auto insurance company in Cottonton is USAA
  • The minimum auto insurance required in Cottonton, Alabama is 25/50/25

Cottonton, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Cottonton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cottonton, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Cottonton to other Alabama cities, including Auburn auto insurance rates, Mobile auto insurance rates, and Decatur auto insurance rates to see how Cottonton, Alabama auto insurance rates stack up.

Before you buy Cottonton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cottonton, Alabama auto insurance quotes.

Minimum Auto Insurance in Cottonton, Alabama

Cottonton, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cottonton, Alabama.

Minimum Required Auto Insurance Coverage in Cottonton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cottonton, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cottonton, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cottonton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,676 $2,663 $2,397 $2,532 $9,908 $10,210 $3,041 $3,183
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,198 $3,454 $2,614 $2,924 $11,751 $13,069 $3,412 $3,639
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,517 $2,363 $2,059 $2,212 $9,956 $11,095 $2,921 $3,058
State Farm $3,235 $3,235 $2,930 $2,930 $9,778 $12,270 $3,655 $4,196
Travelers $1,572 $1,597 $1,471 $1,468 $8,465 $13,383 $1,486 $1,709
USAA $1,421 $1,442 $1,330 $1,305 $4,284 $4,750 $1,856 $2,005

Cheap Cottonton, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cottonton, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Cottonton, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Cottonton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $9,908 $10,210
GEICO $5,465 $5,384
Liberty Mutual $11,751 $13,069
Nationwide $4,596 $5,937
Progressive $9,956 $11,095
State Farm $9,778 $12,270
Travelers $8,465 $13,383
USAA $4,284 $4,750

Cheap Cottonton, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Cottonton, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cottonton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,397 $2,532
GEICO $1,993 $2,033
Liberty Mutual $2,614 $2,924
Nationwide $1,600 $1,658
Progressive $2,059 $2,212
State Farm $2,930 $2,930
Travelers $1,471 $1,468
USAA $1,330 $1,305

Cheap Cottonton, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cottonton, Alabama compared to the annual auto insurance rates with a clean record in Cottonton, Alabama.

Annual Cottonton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,858 $4,969 $4,847 $4,630
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,317 $6,016 $5,880 $5,817
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,083 $5,113 $4,404 $4,490
State Farm $4,766 $5,906 $5,222 $5,222
Travelers $3,244 $3,404 $4,976 $3,951
USAA $1,767 $2,220 $3,298 $1,911

Cheap Cottonton, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cottonton, Alabama is not easy. Compare the annual rates for DUI auto insurance in Cottonton, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Cottonton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
Farmers $4,847
GEICO $3,878
Liberty Mutual $5,880
Nationwide $3,420
Progressive $4,404
State Farm $5,222
Travelers $4,976
USAA $3,298

Cheap Cottonton, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cottonton, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cottonton, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,138 $4,409 $4,182
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,887 $4,839 $3,797
Nationwide $3,234 $2,526 $2,287
Progressive $5,123 $4,373 $4,072
State Farm $8,561 $4,332 $2,942
Travelers $4,246 $3,682 $3,753
USAA $3,083 $2,014 $1,800

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Cheap Cottonton, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cottonton, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Cottonton, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cottonton, Alabama

ZIP Code Average Annual Rates
36851 $3,952

Cheap Cottonton, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Cottonton, Alabama auto insurance. Find the cheapest annual Cottonton, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cottonton, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,576 $4,576
GEICO $2,876 $2,987
Liberty Mutual $5,508 $5,508
Nationwide $2,682 $2,682
Progressive $4,523 $4,523
State Farm $5,148 $5,409
Travelers $3,894 $3,894
USAA $2,194 $2,404

Cheap Cottonton, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cottonton, Alabama? Check out the comparison of annual Cottonton, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cottonton, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,352 $4,524 $4,852
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,269 $5,483 $5,771
Nationwide $2,658 $2,662 $2,728
Progressive $3,983 $4,490 $5,095
State Farm $4,974 $5,273 $5,589
Travelers $3,688 $3,972 $4,022
USAA $2,213 $2,286 $2,398

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Best By Category: Cheapest Auto Insurance in Cottonton, Alabama

Compare the cheapest auto insurance companies in Cottonton, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cottonton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cottonton, Alabama Auto Insurance Companies

What auto insurance companies in Cottonton, Alabama are the cheapest? Compare the top Cottonton, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cottonton, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,576
GEICO $2,931
Liberty Mutual $5,508
Nationwide $2,682
Progressive $4,523
State Farm $5,279
Travelers $3,894
USAA $2,299

Compare Cottonton, Alabama Auto Insurance Quotes

Before you buy Cottonton, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cottonton, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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