Best Cheap Auto Insurance in Cotton, GA (2021)

The average Cotton, GA auto insurance rates are $371 per month. The minimum auto insurance in Cotton is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Cotton, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cotton, Georgia is 25/50/25
  • Average auto insurance rates in Cotton, GA for senior drivers are $2,485 per year
  • The most expensive auto insurance company in Cotton for teen drivers is Liberty Mutual

Cotton, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Cotton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cotton, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Cotton to other Georgia cities, including Albany auto insurance rates, Sandy Springs auto insurance rates, and Roswell auto insurance rates to see how Cotton, Georgia auto insurance rates stack up.

Before you buy Cotton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cotton, Georgia auto insurance quotes.

Minimum Auto Insurance in Cotton, Georgia

Cotton, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cotton, Georgia.

Minimum Required Auto Insurance Coverage in Cotton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cotton, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cotton, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cotton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $1,581 $1,558 $1,529 $1,529 $4,652 $5,569 $2,025 $2,251
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,848 $2,945 $2,816 $3,092 $8,605 $11,065 $3,448 $3,736
Progressive $2,539 $2,348 $2,174 $2,285 $7,865 $8,726 $2,941 $3,095
State Farm $1,901 $1,901 $1,704 $1,704 $4,997 $6,575 $2,084 $2,246
USAA $1,642 $1,643 $1,514 $1,529 $5,765 $6,838 $2,045 $2,268

Cheap Cotton, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cotton, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Cotton, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Cotton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $4,652 $5,569
Liberty Mutual $20,620 $23,033
Nationwide $8,605 $11,065
Progressive $7,865 $8,726
State Farm $4,997 $6,575
USAA $5,765 $6,838

Cheap Cotton, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Cotton, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cotton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $1,529 $1,529
Liberty Mutual $4,088 $4,641
Nationwide $2,816 $3,092
Progressive $2,174 $2,285
State Farm $1,704 $1,704
USAA $1,514 $1,529

Cheap Cotton, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cotton, Georgia compared to the annual auto insurance rates with a clean record in Cotton, Georgia.

Annual Cotton, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $1,739 $2,182 $4,475 $1,949
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,728 $4,364 $6,681 $4,505
Progressive $3,146 $5,505 $3,675 $3,660
State Farm $2,637 $3,141 $2,889 $2,889
USAA $2,230 $2,812 $4,098 $2,483

Cheap Cotton, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cotton, Georgia is not easy. Compare the annual rates for DUI auto insurance in Cotton, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Cotton, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
GEICO $4,475
Liberty Mutual $10,982
Nationwide $6,681
Progressive $3,675
State Farm $2,889
USAA $4,098

Cheap Cotton, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cotton, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cotton, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $3,253 $2,286 $2,220
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,716 $4,653 $4,089
Progressive $4,517 $3,885 $3,588
State Farm $4,092 $2,551 $2,024
USAA $3,792 $2,658 $2,267

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Cheap Cotton, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cotton, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Cotton, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cotton, Georgia

ZIP Code Average Annual Rates
31739 $4,283

Cheap Cotton, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Cotton, Georgia auto insurance. Find the cheapest annual Cotton, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cotton, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,604 $4,820
GEICO $2,542 $2,631
Liberty Mutual $9,217 $9,217
Nationwide $4,819 $4,819
Progressive $3,997 $3,997
State Farm $2,889 $2,889
USAA $2,773 $3,038

Cheap Cotton, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cotton, Georgia? Check out the comparison of annual Cotton, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cotton, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $2,410 $2,598 $2,752
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,641 $4,904 $4,914
Progressive $3,682 $3,936 $4,372
State Farm $2,701 $2,890 $3,076
USAA $2,772 $2,890 $3,055

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Best By Category: Cheapest Auto Insurance in Cotton, Georgia

Compare the cheapest auto insurance companies in Cotton, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cotton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Cotton, Georgia Auto Insurance Companies

What auto insurance companies in Cotton, Georgia are the cheapest? Compare the top Cotton, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cotton, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $2,586
Liberty Mutual $9,217
Nationwide $4,819
Progressive $3,997
State Farm $2,889
USAA $2,906

Compare Cotton, Georgia Auto Insurance Quotes

Before you buy Cotton, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cotton, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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