Best Cheap Auto Insurance in Cotopaxi, CO (2021)

The average Cotopaxi, CO auto insurance rates are $312 per month. The minimum auto insurance in Cotopaxi is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Cotopaxi, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cotopaxi, Colorado is 25/50/15
  • The cheapest auto insurance company in Cotopaxi is State Farm
  • Average auto insurance rates in Cotopaxi, CO for senior drivers are $2,222 per year

Cotopaxi, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Cotopaxi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cotopaxi, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Cotopaxi to other Colorado cities, including Pueblo auto insurance rates, Lakewood auto insurance rates, and Thornton auto insurance rates to see how Cotopaxi, Colorado auto insurance rates stack up.

Before you buy Cotopaxi, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cotopaxi, Colorado auto insurance quotes.

Minimum Auto Insurance in Cotopaxi, Colorado

Cotopaxi, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cotopaxi, Colorado.

Minimum Required Auto Insurance Coverage in Cotopaxi, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cotopaxi, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cotopaxi, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cotopaxi, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $3,252 $3,223 $2,946 $3,170 $12,114 $12,207 $3,569 $3,611
GEICO $1,871 $2,043 $1,990 $2,263 $5,809 $6,127 $1,710 $1,734
Liberty Mutual $1,872 $1,836 $1,590 $1,744 $5,256 $5,723 $1,888 $1,912
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,402 $2,246 $2,076 $2,071 $8,150 $9,131 $2,717 $2,648
State Farm $1,655 $1,655 $1,483 $1,483 $4,696 $5,943 $1,850 $2,194
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

Cheap Cotopaxi, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cotopaxi, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Cotopaxi, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Cotopaxi, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,867 $7,848
Farmers $12,114 $12,207
GEICO $5,809 $6,127
Liberty Mutual $5,256 $5,723
Nationwide $5,787 $7,409
Progressive $8,150 $9,131
State Farm $4,696 $5,943
USAA $5,735 $6,602

Cheap Cotopaxi, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Cotopaxi, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cotopaxi, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,184 $2,184
Farmers $2,946 $3,170
GEICO $1,990 $2,263
Liberty Mutual $1,590 $1,744
Nationwide $2,070 $2,189
Progressive $2,076 $2,071
State Farm $1,483 $1,483
USAA $2,214 $2,238

Cheap Cotopaxi, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cotopaxi, Colorado compared to the annual auto insurance rates with a clean record in Cotopaxi, Colorado.

Annual Cotopaxi, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,661 $5,981 $5,896 $5,506
GEICO $2,079 $3,236 $3,742 $2,717
Liberty Mutual $2,381 $2,795 $2,914 $2,821
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,411 $4,733 $3,600 $3,976
State Farm $2,415 $2,825 $2,620 $2,620
USAA $2,543 $3,088 $5,401 $2,871

Cheap Cotopaxi, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cotopaxi, Colorado is not easy. Compare the annual rates for DUI auto insurance in Cotopaxi, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Cotopaxi, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,552
American Family $4,854
Farmers $5,896
GEICO $3,742
Liberty Mutual $2,914
Nationwide $4,607
Progressive $3,600
State Farm $2,620
USAA $5,401

Cheap Cotopaxi, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cotopaxi, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cotopaxi, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,610 $3,271 $2,742
Farmers $6,396 $5,197 $4,940
GEICO $3,538 $2,943 $2,349
Liberty Mutual $3,907 $2,378 $1,897
Nationwide $4,179 $3,306 $2,883
Progressive $4,467 $3,815 $3,508
State Farm $3,635 $2,338 $1,886
USAA $5,166 $2,924 $2,337

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Cheap Cotopaxi, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cotopaxi, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Cotopaxi, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cotopaxi, Colorado

ZIP Code Average Annual Rates
81223 $3,454

Cheap Cotopaxi, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Cotopaxi, Colorado auto insurance. Find the cheapest annual Cotopaxi, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cotopaxi, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,466 $3,616
Farmers $5,511 $5,511
GEICO $2,880 $3,007
Liberty Mutual $2,728 $2,728
Nationwide $3,456 $3,456
Progressive $3,930 $3,930
State Farm $2,557 $2,683
USAA $3,377 $3,575

Cheap Cotopaxi, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cotopaxi, Colorado? Check out the comparison of annual Cotopaxi, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cotopaxi, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,372 $3,615 $3,636
Farmers $4,871 $5,440 $6,223
GEICO $2,616 $2,879 $3,335
Liberty Mutual $2,577 $2,717 $2,889
Nationwide $3,455 $3,454 $3,458
Progressive $3,679 $3,940 $4,171
State Farm $2,457 $2,620 $2,783
USAA $3,336 $3,475 $3,616

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Best By Category: Cheapest Auto Insurance in Cotopaxi, Colorado

Compare the cheapest auto insurance companies in Cotopaxi, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cotopaxi, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Cotopaxi, Colorado Auto Insurance Companies

What auto insurance companies in Cotopaxi, Colorado are the cheapest? Compare the top Cotopaxi, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cotopaxi, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,541
Farmers $5,511
GEICO $2,943
Liberty Mutual $2,728
Nationwide $3,456
Progressive $3,930
State Farm $2,620
USAA $3,476

Compare Cotopaxi, Colorado Auto Insurance Quotes

Before you buy Cotopaxi, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cotopaxi, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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