Best Cheap Auto Insurance in Cosby, TN (2021)

The average Cosby, TN auto insurance rates are $313 per month. The minimum auto insurance in Cosby is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Cosby, Tennessee, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Cosby, TN for senior drivers are $1,995 per year
  • The cheapest auto insurance company in Cosby is Travelers
  • The most expensive auto insurance company in Cosby for teen drivers is Liberty Mutual

Cosby, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Cosby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cosby, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Cosby to other Tennessee cities, including Bartlett auto insurance rates, Chattanooga auto insurance rates, and Clarksville auto insurance rates to see how Cosby, Tennessee auto insurance rates stack up.

Before you buy Cosby, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cosby, Tennessee auto insurance quotes.

Minimum Auto Insurance in Cosby, Tennessee

Cosby, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cosby, Tennessee.

Minimum Required Auto Insurance Coverage in Cosby, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cosby, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cosby, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cosby, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,730 $2,565 $2,662 $10,841 $11,773 $3,029 $3,134
Farmers $1,962 $1,999 $1,761 $1,939 $8,151 $8,695 $2,662 $2,800
GEICO $2,290 $2,311 $2,111 $2,111 $6,950 $7,071 $2,325 $2,399
Liberty Mutual $3,687 $129 $3,028 $3,384 $14,753 $16,398 $3,957 $4,228
Nationwide $2,132 $2,149 $1,913 $1,942 $5,871 $7,560 $2,451 $2,657
Progressive $2,008 $1,897 $1,635 $1,708 $8,977 $10,115 $2,425 $2,655
State Farm $1,680 $1,680 $1,510 $1,510 $5,101 $6,371 $1,898 $2,217
Travelers $1,776 $1,869 $1,607 $1,711 $4,924 $6,073 $1,894 $1,994
USAA $1,553 $1,579 $1,404 $1,402 $5,614 $6,423 $2,031 $2,163

Cheap Cosby, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cosby, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Cosby, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Cosby, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,841 $11,773
Farmers $8,151 $8,695
GEICO $6,950 $7,071
Liberty Mutual $14,753 $16,398
Nationwide $5,871 $7,560
Progressive $8,977 $10,115
State Farm $5,101 $6,371
Travelers $4,924 $6,073
USAA $5,614 $6,423

Cheap Cosby, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Cosby, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cosby, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,565 $2,662
Farmers $1,761 $1,939
GEICO $2,111 $2,111
Liberty Mutual $3,028 $3,384
Nationwide $1,913 $1,942
Progressive $1,635 $1,708
State Farm $1,510 $1,510
Travelers $1,607 $1,711
USAA $1,404 $1,402

Cheap Cosby, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cosby, Tennessee compared to the annual auto insurance rates with a clean record in Cosby, Tennessee.

Annual Cosby, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $4,932 $5,992 $4,738
Farmers $3,203 $3,954 $4,056 $3,771
GEICO $2,511 $3,356 $5,405 $2,511
Liberty Mutual $5,029 $7,234 $6,735 $5,785
Nationwide $2,888 $2,888 $4,327 $3,235
Progressive $3,458 $4,489 $3,683 $4,078
State Farm $2,505 $2,987 $2,746 $2,746
Travelers $2,215 $2,843 $3,138 $2,728
USAA $2,011 $3,023 $3,556 $2,494

Cheap Cosby, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cosby, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Cosby, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Cosby, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,992
Farmers $4,056
GEICO $5,405
Liberty Mutual $6,735
Nationwide $4,327
Progressive $3,683
State Farm $2,746
Travelers $3,138
USAA $3,556

Cheap Cosby, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cosby, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cosby, Tennessee

Insurance Company Poor Fair Good
Allstate $6,320 $4,833 $3,691
Farmers $4,452 $3,487 $3,299
GEICO $3,912 $3,348 $3,078
Liberty Mutual $8,898 $5,436 $4,253
Nationwide $4,010 $3,178 $2,815
Progressive $4,420 $3,806 $3,556
State Farm $3,988 $2,392 $1,857
Travelers $3,481 $2,723 $1,989
USAA $4,014 $2,356 $1,944

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Cheap Cosby, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cosby, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Cosby, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cosby, Tennessee

ZIP Code Average Annual Rates
37722 $3,822

Cheap Cosby, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Cosby, Tennessee auto insurance. Find the cheapest annual Cosby, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cosby, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,948 $4,948
Farmers $3,746 $3,746
GEICO $3,425 $3,467
Liberty Mutual $6,196 $6,196
Nationwide $3,334 $3,334
Progressive $3,927 $3,927
State Farm $2,682 $2,810
Travelers $2,624 $2,838
USAA $2,693 $2,850

Cheap Cosby, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cosby, Tennessee? Check out the comparison of annual Cosby, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cosby, Tennessee

Insurance Company Low Medium High
Allstate $4,765 $4,935 $5,144
Farmers $3,520 $3,727 $3,992
GEICO $3,282 $3,438 $3,618
Liberty Mutual $5,928 $6,192 $6,466
Nationwide $3,361 $3,263 $3,379
Progressive $3,706 $3,928 $4,149
State Farm $2,609 $2,757 $2,872
Travelers $2,576 $2,729 $2,887
USAA $2,679 $2,760 $2,875

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Best By Category: Cheapest Auto Insurance in Cosby, Tennessee

Compare the cheapest auto insurance companies in Cosby, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cosby, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Cosby, Tennessee Auto Insurance Companies

What auto insurance companies in Cosby, Tennessee are the cheapest? Compare the top Cosby, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cosby, Tennessee

Insurance Company Average Annual Rates
Allstate $4,948
Farmers $3,746
GEICO $3,446
Liberty Mutual $6,196
Nationwide $3,334
Progressive $3,927
State Farm $2,746
Travelers $2,731
USAA $2,771

Compare Cosby, Tennessee Auto Insurance Quotes

Before you buy Cosby, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cosby, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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