Best Cheap Auto Insurance in Cortland, NE (2021)

The average Cortland, NE auto insurance rates are $279 per month. The minimum auto insurance in Cortland is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Cortland, Nebraska, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Cortland is 30.4 minutes
  • The most expensive auto insurance company in Cortland for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Cortland, Nebraska is 25/50/25

Cortland, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Cortland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cortland, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Cortland to other Nebraska cities, including Grand Island auto insurance rates, North Platte auto insurance rates, and Kearney auto insurance rates to see how Cortland, Nebraska auto insurance rates stack up.

Before you buy Cortland, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cortland, Nebraska auto insurance quotes.

Minimum Auto Insurance in Cortland, Nebraska

Cortland, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cortland, Nebraska.

Minimum Required Auto Insurance Coverage in Cortland, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cortland, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cortland, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cortland, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,999 $1,901 $1,784 $1,799 $5,633 $5,936 $2,236 $2,278
American Family $1,771 $1,771 $1,611 $1,611 $2,955 $4,331 $1,732 $1,872
Farmers $2,301 $2,295 $2,063 $2,172 $8,722 $9,009 $2,593 $2,712
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,178 $3,451 $2,510 $3,056 $13,515 $15,190 $3,338 $3,700
Nationwide $1,943 $2,008 $1,737 $1,862 $4,476 $5,594 $2,237 $2,423
Progressive $2,082 $2,011 $1,711 $1,777 $7,938 $8,947 $2,490 $2,655
State Farm $1,786 $1,786 $1,559 $1,559 $4,747 $6,078 $1,971 $2,229
USAA $1,304 $1,300 $1,188 $1,221 $4,120 $4,927 $1,682 $1,874

Cheap Cortland, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cortland, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Cortland, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Cortland, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,633 $5,936
American Family $2,955 $4,331
Farmers $8,722 $9,009
GEICO $5,684 $7,440
Liberty Mutual $13,515 $15,190
Nationwide $4,476 $5,594
Progressive $7,938 $8,947
State Farm $4,747 $6,078
USAA $4,120 $4,927

Cheap Cortland, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Cortland, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cortland, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,799
American Family $1,611 $1,611
Farmers $2,063 $2,172
GEICO $2,692 $2,591
Liberty Mutual $2,510 $3,056
Nationwide $1,737 $1,862
Progressive $1,711 $1,777
State Farm $1,559 $1,559
USAA $1,188 $1,221

Cheap Cortland, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cortland, Nebraska compared to the annual auto insurance rates with a clean record in Cortland, Nebraska.

Annual Cortland, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,553 $2,883 $3,488 $2,859
American Family $2,161 $2,345 $2,161 $2,161
Farmers $3,378 $4,319 $4,213 $4,023
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,142 $6,051 $6,567 $6,208
Nationwide $1,970 $2,854 $4,080 $2,236
Progressive $3,148 $4,612 $3,521 $3,525
State Farm $2,529 $2,900 $2,714 $2,714
USAA $1,670 $2,105 $3,141 $1,892

Cheap Cortland, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cortland, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Cortland, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Cortland, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,488
American Family $2,161
Farmers $4,213
GEICO $4,992
Liberty Mutual $6,567
Nationwide $4,080
Progressive $3,521
State Farm $2,714
USAA $3,141

Cheap Cortland, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cortland, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cortland, Nebraska

Insurance Company Poor Fair Good
Allstate $3,649 $2,784 $2,404
American Family $2,955 $2,022 $1,643
Farmers $4,566 $3,782 $3,602
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,655 $5,218 $4,103
Nationwide $3,351 $2,663 $2,340
Progressive $4,249 $3,566 $3,289
State Farm $3,945 $2,364 $1,834
USAA $2,931 $1,987 $1,688

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cortland, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Cortland, Nebraska auto insurance. Find the cheapest annual Cortland, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cortland, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,946 $2,946
American Family $2,189 $2,225
Farmers $3,983 $3,983
GEICO $3,535 $3,646
Liberty Mutual $5,992 $5,992
Nationwide $2,785 $2,785
Progressive $3,701 $3,701
State Farm $2,644 $2,785
USAA $2,177 $2,227

Cheap Cortland, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cortland, Nebraska? Check out the comparison of annual Cortland, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cortland, Nebraska

Insurance Company Low Medium High
Allstate $2,871 $2,940 $3,026
American Family $2,194 $2,272 $2,154
Farmers $3,810 $3,924 $4,215
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,827 $5,960 $6,190
Nationwide $2,840 $2,773 $2,741
Progressive $3,529 $3,691 $3,885
State Farm $2,610 $2,711 $2,823
USAA $2,129 $2,199 $2,279

Best By Category: Cheapest Auto Insurance in Cortland, Nebraska

Compare the cheapest auto insurance companies in Cortland, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cortland, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Cortland, Nebraska Auto Insurance Companies

What auto insurance companies in Cortland, Nebraska are the cheapest? Compare the top Cortland, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cortland, Nebraska

Insurance Company Average Annual Rates
Allstate $2,946
American Family $2,207
Farmers $3,983
GEICO $3,591
Liberty Mutual $5,992
Nationwide $2,785
Progressive $3,701
State Farm $2,714
USAA $2,202

What affects auto insurance rates in Cortland, Nebraska?

There are a lot of reasons why auto insurance rates in Cortland, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cortland, Nebraska. Many local factors may affect your Cortland auto insurance rates.

Cortland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cortland, Nebraska commute length is 30.4 minutes according to City-Data.

Compare Cortland, Nebraska Auto Insurance Quotes

Before you buy Cortland, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cortland, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption