Best Cheap Auto Insurance in Cortland, IN (2021)

The average Cortland, IN auto insurance rates are $281 per month. The minimum auto insurance in Cortland is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Cortland, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Cortland, Indiana is 25/50/25
  • Average auto insurance rates in Cortland, IN for senior drivers are $1,752 per year
  • The most expensive auto insurance company in Cortland for teen drivers is Liberty Mutual

Cortland, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Cortland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cortland, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Cortland to other Indiana cities, including Fort Wayne auto insurance rates, Evansville auto insurance rates, and Fishers auto insurance rates to see how Cortland, Indiana auto insurance rates stack up.

Before you buy Cortland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cortland, Indiana auto insurance quotes.

Minimum Auto Insurance in Cortland, Indiana

Cortland, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cortland, Indiana.

Minimum Required Auto Insurance Coverage in Cortland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cortland, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cortland, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cortland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,387 $2,447 $2,095 $2,291 $7,292 $9,181 $2,425 $2,639
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,628 $1,603 $1,391 $1,569 $9,042 $9,692 $2,163 $2,326
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,572 $1,485 $1,427 $1,436 $9,275 $10,433 $1,968 $2,005
State Farm $1,609 $1,609 $1,431 $1,431 $4,855 $6,223 $1,779 $1,982
Travelers $1,251 $1,274 $1,172 $1,171 $7,663 $12,092 $1,321 $1,536
USAA $1,003 $988 $930 $939 $2,775 $3,108 $1,355 $1,453

Cheap Cortland, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cortland, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Cortland, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Cortland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,181
American Family $6,259 $9,073
Farmers $9,042 $9,692
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,684 $7,404
Progressive $9,275 $10,433
State Farm $4,855 $6,223
Travelers $7,663 $12,092
USAA $2,775 $3,108

Cheap Cortland, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Cortland, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cortland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,095 $2,291
American Family $2,048 $2,048
Farmers $1,391 $1,569
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,676 $1,795
Progressive $1,427 $1,436
State Farm $1,431 $1,431
Travelers $1,172 $1,171
USAA $930 $939

Cheap Cortland, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cortland, Indiana compared to the annual auto insurance rates with a clean record in Cortland, Indiana.

Annual Cortland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,503 $4,154 $3,651
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,297 $3,823 $3,952 $3,634
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $2,770 $4,869 $3,306 $3,855
State Farm $2,554 $2,798 $2,554 $2,554
Travelers $2,913 $3,608 $4,091 $3,128
USAA $1,186 $1,685 $1,934 $1,470

Cheap Cortland, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cortland, Indiana is not easy. Compare the annual rates for DUI auto insurance in Cortland, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Cortland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,154
American Family $5,054
Farmers $3,952
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,350
Progressive $3,306
State Farm $2,554
Travelers $4,091
USAA $1,934

Cheap Cortland, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cortland, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cortland, Indiana

Insurance Company Poor Fair Good
Allstate $4,765 $3,547 $3,222
American Family $4,970 $3,229 $2,702
Farmers $4,281 $3,501 $3,248
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,589 $3,028 $2,828
Progressive $4,078 $3,614 $3,409
State Farm $3,811 $2,272 $1,761
Travelers $3,829 $3,239 $3,236
USAA $2,118 $1,395 $1,194

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Cheap Cortland, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cortland, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Cortland, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cortland, Indiana

ZIP Code Average Annual Rates
47228 $3,278

Cheap Cortland, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Cortland, Indiana auto insurance. Find the cheapest annual Cortland, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cortland, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,845 $3,845
American Family $3,590 $3,677
Farmers $3,677 $3,677
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,148 $3,148
Progressive $3,700 $3,700
State Farm $2,541 $2,689
Travelers $3,435 $3,435
USAA $1,548 $1,590

Cheap Cortland, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cortland, Indiana? Check out the comparison of annual Cortland, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cortland, Indiana

Insurance Company Low Medium High
Allstate $3,671 $3,830 $4,033
American Family $3,603 $3,754 $3,544
Farmers $3,527 $3,671 $3,832
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,204 $3,123 $3,118
Progressive $3,484 $3,639 $3,978
State Farm $2,497 $2,614 $2,733
Travelers $3,363 $3,468 $3,473
USAA $1,517 $1,565 $1,625

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Best By Category: Cheapest Auto Insurance in Cortland, Indiana

Compare the cheapest auto insurance companies in Cortland, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cortland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cortland, Indiana Auto Insurance Companies

What auto insurance companies in Cortland, Indiana are the cheapest? Compare the top Cortland, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cortland, Indiana

Insurance Company Average Annual Rates
Allstate $3,845
American Family $3,634
Farmers $3,677
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,148
Progressive $3,700
State Farm $2,615
Travelers $3,435
USAA $1,569

Compare Cortland, Indiana Auto Insurance Quotes

Before you buy Cortland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cortland, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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