Best Cheap Auto Insurance in Cornell, IL (2021)

The average Cornell, IL auto insurance rates are $243 per month. The minimum auto insurance in Cornell is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Cornell, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Cornell is State Farm
  • Average auto insurance rates in Cornell, IL for senior drivers are $1,670 per year
  • The most expensive auto insurance company in Cornell for teen drivers is Farmers

Cornell, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Cornell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cornell, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Cornell to other Illinois cities, including Chicago auto insurance rates, Naperville auto insurance rates, and Rockford auto insurance rates to see how Cornell, Illinois auto insurance rates stack up.

Before you buy Cornell, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cornell, Illinois auto insurance quotes.

Minimum Auto Insurance in Cornell, Illinois

Cornell, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cornell, Illinois.

Minimum Required Auto Insurance Coverage in Cornell, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Cornell, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cornell, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cornell, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,919 $3,046 $3,046 $7,645 $9,966 $3,499 $3,786
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,163 $2,162 $1,920 $2,030 $9,265 $9,652 $2,474 $2,590
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,329 $1,434 $1,105 $1,235 $4,381 $4,875 $1,389 $1,466
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,641 $1,553 $1,352 $1,412 $5,955 $6,681 $1,958 $2,127
State Farm $1,243 $1,243 $1,111 $1,111 $3,577 $4,532 $1,405 $1,619
Travelers $1,277 $1,344 $1,164 $1,239 $3,590 $4,473 $1,350 $1,420
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

Cheap Cornell, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cornell, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Cornell, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Cornell, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,966
American Family $6,324 $8,770
Farmers $9,265 $9,652
GEICO $4,847 $5,129
Liberty Mutual $4,381 $4,875
Nationwide $4,722 $6,058
Progressive $5,955 $6,681
State Farm $3,577 $4,532
Travelers $3,590 $4,473
USAA $5,146 $5,708

Cheap Cornell, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Cornell, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cornell, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,055 $2,055
Farmers $1,920 $2,030
GEICO $1,521 $1,797
Liberty Mutual $1,105 $1,235
Nationwide $1,536 $1,628
Progressive $1,352 $1,412
State Farm $1,111 $1,111
Travelers $1,164 $1,239
USAA $1,528 $1,521

Cheap Cornell, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cornell, Illinois compared to the annual auto insurance rates with a clean record in Cornell, Illinois.

Annual Cornell, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $5,597 $5,236 $4,315
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,403 $4,388 $4,279 $4,058
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,795 $2,542 $2,236 $2,035
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,340 $3,462 $2,587 $2,950
State Farm $1,809 $2,151 $1,980 $1,980
Travelers $1,587 $2,069 $2,292 $1,981
USAA $1,955 $2,785 $3,820 $2,352

Cheap Cornell, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cornell, Illinois is not easy. Compare the annual rates for DUI auto insurance in Cornell, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Cornell, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,236
American Family $4,998
Farmers $4,279
GEICO $3,482
Liberty Mutual $2,236
Nationwide $3,308
Progressive $2,587
State Farm $1,980
Travelers $2,292
USAA $3,820

Cheap Cornell, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cornell, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cornell, Illinois

Insurance Company Poor Fair Good
Allstate $5,850 $4,244 $3,711
American Family $4,795 $3,261 $2,757
Farmers $4,583 $3,850 $3,663
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,041 $1,900 $1,515
Nationwide $3,222 $2,602 $2,278
Progressive $3,231 $2,741 $2,532
State Farm $2,879 $1,724 $1,337
Travelers $2,418 $1,945 $1,583
USAA $3,649 $2,490 $2,046

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Cheap Cornell, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cornell, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Cornell, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cornell, Illinois

ZIP Code Average Annual Rates
61319 $2,860

Cheap Cornell, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Cornell, Illinois auto insurance. Find the cheapest annual Cornell, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cornell, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,602 $4,602
American Family $3,558 $3,651
Farmers $4,032 $4,032
GEICO $2,519 $2,617
Liberty Mutual $2,152 $2,152
Nationwide $2,701 $2,701
Progressive $2,835 $2,835
State Farm $1,930 $2,030
Travelers $1,906 $2,058
USAA $2,651 $2,805

Cheap Cornell, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cornell, Illinois? Check out the comparison of annual Cornell, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cornell, Illinois

Insurance Company Low Medium High
Allstate $4,478 $4,598 $4,729
American Family $3,484 $3,736 $3,593
Farmers $3,841 $3,940 $4,315
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,030 $2,147 $2,278
Nationwide $2,706 $2,719 $2,678
Progressive $2,625 $2,828 $3,052
State Farm $1,876 $1,983 $2,080
Travelers $1,872 $1,980 $2,095
USAA $2,560 $2,725 $2,900

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Best By Category: Cheapest Auto Insurance in Cornell, Illinois

Compare the cheapest auto insurance companies in Cornell, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cornell, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Cornell, Illinois Auto Insurance Companies

What auto insurance companies in Cornell, Illinois are the cheapest? Compare the top Cornell, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cornell, Illinois

Insurance Company Average Annual Rates
Allstate $4,602
American Family $3,604
Farmers $4,032
GEICO $2,568
Liberty Mutual $2,152
Nationwide $2,701
Progressive $2,835
State Farm $1,980
Travelers $1,982
USAA $2,728

What affects auto insurance rates in Cornell, Illinois?

There are a lot of reasons why auto insurance rates in Cornell, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cornell, Illinois. Many local factors may affect your Cornell auto insurance rates.

Cornell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cornell, Illinois commute length is 26.0 minutes according to City-Data.

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Compare Cornell, Illinois Auto Insurance Quotes

Before you buy Cornell, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cornell, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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