Best Cheap Auto Insurance in Cope, CO (2021)

The average Cope, CO auto insurance rates are $325 per month. The minimum auto insurance in Cope is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Cope, Colorado, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Cope is Liberty Mutual
  • The minimum auto insurance required in Cope, Colorado is 25/50/15
  • The most expensive auto insurance company in Cope for teen drivers is Farmers

Cope, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Cope can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cope, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Cope to other Colorado cities, including Pueblo auto insurance rates, Fort Collins auto insurance rates, and Denver auto insurance rates to see how Cope, Colorado auto insurance rates stack up.

Before you buy Cope, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cope, Colorado auto insurance quotes.

Minimum Auto Insurance in Cope, Colorado

Cope, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cope, Colorado.

Minimum Required Auto Insurance Coverage in Cope, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Cope, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cope, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cope, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $3,038 $3,015 $2,756 $2,958 $11,073 $11,159 $3,338 $3,392
GEICO $2,352 $2,541 $2,410 $2,682 $7,136 $7,588 $2,165 $2,234
Liberty Mutual $1,704 $1,641 $1,454 $1,598 $4,971 $5,413 $1,716 $1,727
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,869 $2,701 $2,423 $2,438 $8,912 $9,974 $3,251 $3,177
State Farm $1,969 $1,969 $1,744 $1,744 $5,334 $6,808 $2,192 $2,583
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Cope, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cope, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Cope, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Cope, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,947 $7,974
Farmers $11,073 $11,159
GEICO $7,136 $7,588
Liberty Mutual $4,971 $5,413
Nationwide $6,746 $8,703
Progressive $8,912 $9,974
State Farm $5,334 $6,808
USAA $5,826 $6,723

Cheap Cope, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Cope, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cope, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,223 $2,223
Farmers $2,756 $2,958
GEICO $2,410 $2,682
Liberty Mutual $1,454 $1,598
Nationwide $2,404 $2,557
Progressive $2,423 $2,438
State Farm $1,744 $1,744
USAA $2,298 $2,340

Cheap Cope, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cope, Colorado compared to the annual auto insurance rates with a clean record in Cope, Colorado.

Annual Cope, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,309 $5,517 $5,441 $5,098
GEICO $2,600 $3,993 $4,523 $3,438
Liberty Mutual $2,214 $2,594 $2,691 $2,613
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,892 $5,301 $4,111 $4,568
State Farm $2,825 $3,261 $3,043 $3,043
USAA $2,644 $3,195 $5,527 $2,989

Cheap Cope, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cope, Colorado is not easy. Compare the annual rates for DUI auto insurance in Cope, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Cope, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,928
Farmers $5,441
GEICO $4,523
Liberty Mutual $2,691
Nationwide $5,431
Progressive $4,111
State Farm $3,043
USAA $5,527

Cheap Cope, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cope, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cope, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,668 $3,327 $2,793
Farmers $5,919 $4,796 $4,560
GEICO $4,380 $3,638 $2,896
Liberty Mutual $3,610 $2,211 $1,763
Nationwide $4,899 $3,858 $3,367
Progressive $5,127 $4,330 $3,948
State Farm $4,228 $2,714 $2,187
USAA $5,346 $3,014 $2,405

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Cheap Cope, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cope, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Cope, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cope, Colorado

ZIP Code Average Annual Rates
80812 $3,593

Cheap Cope, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Cope, Colorado auto insurance. Find the cheapest annual Cope, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cope, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,519 $3,673
Farmers $5,091 $5,091
GEICO $3,553 $3,724
Liberty Mutual $2,528 $2,528
Nationwide $4,041 $4,041
Progressive $4,468 $4,468
State Farm $2,969 $3,117
USAA $3,485 $3,692

Cheap Cope, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cope, Colorado? Check out the comparison of annual Cope, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cope, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,412 $3,670 $3,706
Farmers $4,524 $5,027 $5,722
GEICO $3,349 $3,583 $3,984
Liberty Mutual $2,372 $2,517 $2,696
Nationwide $4,103 $4,041 $3,980
Progressive $4,215 $4,478 $4,712
State Farm $2,872 $3,043 $3,214
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Cope, Colorado

Compare the cheapest auto insurance companies in Cope, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cope, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Cope, Colorado Auto Insurance Companies

What auto insurance companies in Cope, Colorado are the cheapest? Compare the top Cope, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cope, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,596
Farmers $5,091
GEICO $3,638
Liberty Mutual $2,528
Nationwide $4,041
Progressive $4,468
State Farm $3,043
USAA $3,589

What affects auto insurance rates in Cope, Colorado?

There are a lot of reasons why auto insurance rates in Cope, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cope, Colorado. Many local factors may affect your Cope auto insurance rates.

Cope Traffic

How does Cope, Colorado rank for traffic? According to Inrix Cope, Colorado is the 110th most congested worldwide.

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Compare Cope, Colorado Auto Insurance Quotes

Before you buy Cope, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cope, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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