Best Cheap Auto Insurance in Coopersville, MI (2021)

The average Coopersville, MI auto insurance rates are $722 per month. The minimum auto insurance in Coopersville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Coopersville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Coopersville is 22.6 minutes
  • The cheapest auto insurance company in Coopersville is USAA
  • The most expensive auto insurance company in Coopersville for teen drivers is Allstate

Coopersville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Coopersville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coopersville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Coopersville to other Michigan cities, including Grand Rapids auto insurance rates, Ann Arbor auto insurance rates, and Dearborn auto insurance rates to see how Coopersville, Michigan auto insurance rates stack up.

Before you buy Coopersville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coopersville, Michigan auto insurance quotes.

Minimum Auto Insurance in Coopersville, Michigan

Coopersville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coopersville, Michigan.

Minimum Required Auto Insurance Coverage in Coopersville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Coopersville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Coopersville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Coopersville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,662 $14,662 $13,595 $13,595 $36,860 $36,860 $15,453 $15,453
Farmers $3,910 $3,910 $3,654 $3,654 $8,591 $8,591 $4,395 $4,395
GEICO $3,622 $3,622 $3,731 $3,731 $10,587 $10,587 $3,469 $3,469
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $3,878 $3,878 $3,449 $3,449 $10,450 $10,450 $4,263 $4,263
Progressive $2,546 $2,387 $2,261 $2,492 $9,452 $10,171 $2,963 $2,790
State Farm $5,953 $5,953 $5,503 $5,503 $20,764 $20,764 $6,995 $6,995
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,305 $2,193 $2,168 $2,051 $5,724 $5,478 $2,817 $2,716

Cheap Coopersville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Coopersville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Coopersville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Coopersville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,860 $36,860
Farmers $8,591 $8,591
GEICO $10,587 $10,587
Liberty Mutual $31,321 $31,321
Nationwide $10,450 $10,450
Progressive $9,452 $10,171
State Farm $20,764 $20,764
Travelers $13,395 $13,395
USAA $5,724 $5,478

Cheap Coopersville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Coopersville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Coopersville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,595 $13,595
Farmers $3,654 $3,654
GEICO $3,731 $3,731
Liberty Mutual $13,258 $13,258
Nationwide $3,449 $3,449
Progressive $2,261 $2,492
State Farm $5,503 $5,503
Travelers $3,858 $3,858
USAA $2,168 $2,051

Cheap Coopersville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coopersville, Michigan compared to the annual auto insurance rates with a clean record in Coopersville, Michigan.

Annual Coopersville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,764 $13,040 $44,056 $13,710
Farmers $4,319 $5,496 $5,430 $5,306
GEICO $1,841 $3,985 $12,125 $3,457
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $4,729 $6,287 $5,713 $5,311
Progressive $3,745 $4,868 $4,376 $4,542
State Farm $6,239 $7,479 $16,160 $9,339
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,564 $3,194 $4,174 $2,794

Cheap Coopersville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Coopersville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Coopersville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Coopersville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,056
Farmers $5,430
GEICO $12,125
Liberty Mutual $28,135
Nationwide $5,713
Progressive $4,376
State Farm $16,160
Travelers $10,331
USAA $4,174

Cheap Coopersville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Coopersville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Coopersville, Michigan

Insurance Company Poor Fair Good
Allstate $30,531 $16,920 $12,976
Farmers $6,806 $4,478 $4,129
GEICO $6,878 $5,060 $4,119
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $6,865 $5,217 $4,448
Progressive $5,023 $4,260 $3,866
State Farm $15,879 $8,053 $5,480
Travelers $6,813 $6,608 $6,525
USAA $4,740 $2,718 $2,087

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Cheap Coopersville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Coopersville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Coopersville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Coopersville, Michigan

ZIP Code Average Annual Rates
49404 $6,095

Cheap Coopersville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Coopersville, Michigan auto insurance. Find the cheapest annual Coopersville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Coopersville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,143 $20,143
Farmers $5,138 $5,138
GEICO $5,234 $5,470
Liberty Mutual $17,230 $18,449
Nationwide $5,510 $5,510
Progressive $4,383 $4,383
State Farm $9,552 $10,056
Travelers $6,611 $6,686
USAA $3,146 $3,217

Cheap Coopersville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Coopersville, Michigan? Check out the comparison of annual Coopersville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Coopersville, Michigan

Insurance Company Low Medium High
Allstate $19,702 $20,181 $20,544
Farmers $5,028 $5,128 $5,257
GEICO $5,020 $5,307 $5,729
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $5,768 $5,416 $5,347
Progressive $4,264 $4,388 $4,497
State Farm $9,375 $9,857 $10,180
Travelers $6,575 $6,656 $6,715
USAA $3,091 $3,188 $3,265

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Best By Category: Cheapest Auto Insurance in Coopersville, Michigan

Compare the cheapest auto insurance companies in Coopersville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Coopersville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Coopersville, Michigan Auto Insurance Companies

What auto insurance companies in Coopersville, Michigan are the cheapest? Compare the top Coopersville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Coopersville, Michigan

Insurance Company Average Annual Rates
Allstate $20,143
Farmers $5,138
GEICO $5,352
Liberty Mutual $17,840
Nationwide $5,510
Progressive $4,383
State Farm $9,804
Travelers $6,649
USAA $3,182

What affects auto insurance rates in Coopersville, Michigan?

There are a lot of reasons why auto insurance rates in Coopersville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coopersville, Michigan. Many local factors may affect your Coopersville auto insurance rates.

Coopersville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coopersville, Michigan commute length is 22.6 minutes according to City-Data.

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Compare Coopersville, Michigan Auto Insurance Quotes

Before you buy Coopersville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coopersville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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