Best Cheap Auto Insurance in Cooperstown, PA (2021)

The average Cooperstown, PA auto insurance rates are $338 per month. The minimum auto insurance in Cooperstown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Cooperstown, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cooperstown for teen drivers is Travelers
  • The average commute length in Cooperstown is 33.9 minutes
  • Average auto insurance rates in Cooperstown, PA for senior drivers are $2,113 per year

Cooperstown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Cooperstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cooperstown, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Cooperstown to other Pennsylvania cities, including Pittsburgh auto insurance rates, York auto insurance rates, and Philadelphia auto insurance rates to see how Cooperstown, Pennsylvania auto insurance rates stack up.

Before you buy Cooperstown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cooperstown, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Cooperstown, Pennsylvania

Cooperstown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cooperstown, Pennsylvania.

Minimum Required Auto Insurance Coverage in Cooperstown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Cooperstown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cooperstown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cooperstown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,522 $2,522 $2,297 $2,297 $8,080 $8,080 $2,808 $2,808
GEICO $2,556 $2,208 $2,373 $2,051 $6,361 $5,513 $2,590 $2,237
Liberty Mutual $4,085 $4,085 $3,740 $3,740 $11,985 $11,985 $5,194 $5,194
Nationwide $2,049 $2,049 $1,933 $1,933 $5,748 $5,748 $2,294 $2,294
Progressive $2,719 $2,719 $2,422 $2,422 $8,490 $8,490 $3,482 $3,482
State Farm $1,693 $1,693 $1,475 $1,475 $5,757 $5,757 $1,852 $1,852
Travelers $1,660 $1,660 $1,766 $1,766 $23,467 $23,467 $2,023 $2,023
USAA $1,174 $1,174 $1,059 $1,059 $3,491 $3,491 $1,565 $1,565

Cheap Cooperstown, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cooperstown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Cooperstown, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Cooperstown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,080 $8,080
GEICO $6,361 $5,513
Liberty Mutual $11,985 $11,985
Nationwide $5,748 $5,748
Progressive $8,490 $8,490
State Farm $5,757 $5,757
Travelers $23,467 $23,467
USAA $3,491 $3,491

Cheap Cooperstown, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Cooperstown, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cooperstown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,297 $2,297
GEICO $2,373 $2,051
Liberty Mutual $3,740 $3,740
Nationwide $1,933 $1,933
Progressive $2,422 $2,422
State Farm $1,475 $1,475
Travelers $1,766 $1,766
USAA $1,059 $1,059

Cheap Cooperstown, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cooperstown, Pennsylvania compared to the annual auto insurance rates with a clean record in Cooperstown, Pennsylvania.

Annual Cooperstown, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,762 $4,419 $3,762 $3,762
GEICO $2,366 $4,084 $3,193 $3,302
Liberty Mutual $5,718 $6,518 $6,384 $6,384
Nationwide $2,162 $2,892 $4,057 $2,913
Progressive $3,891 $5,323 $3,998 $3,901
State Farm $2,496 $2,892 $2,694 $2,694
Travelers $5,176 $7,300 $9,139 $7,300
USAA $1,468 $2,021 $2,159 $1,641

Cheap Cooperstown, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cooperstown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Cooperstown, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Cooperstown, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,762
GEICO $3,193
Liberty Mutual $6,384
Nationwide $4,057
Progressive $3,998
State Farm $2,694
Travelers $9,139
USAA $2,159

Cheap Cooperstown, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cooperstown, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cooperstown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,025 $3,738 $3,016
GEICO $4,873 $2,732 $2,104
Liberty Mutual $7,982 $5,720 $5,050
Nationwide $3,529 $2,898 $2,591
Progressive $5,685 $3,969 $3,181
State Farm $3,834 $2,374 $1,873
Travelers $7,881 $7,102 $6,703
USAA $2,281 $1,690 $1,495

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Cheap Cooperstown, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cooperstown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Cooperstown, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cooperstown, Pennsylvania

ZIP Code Average Annual Rates
16317 $4,938

Cheap Cooperstown, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Cooperstown, Pennsylvania auto insurance. Find the cheapest annual Cooperstown, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cooperstown, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,852 $4,001
GEICO $3,181 $3,292
Liberty Mutual $6,090 $6,412
Nationwide $3,006 $3,006
Progressive $4,278 $4,278
State Farm $2,615 $2,773
Travelers $7,229 $7,229
USAA $1,770 $1,874

Cheap Cooperstown, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cooperstown, Pennsylvania? Check out the comparison of annual Cooperstown, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cooperstown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,763 $3,950 $4,067
GEICO $2,984 $3,259 $3,466
Liberty Mutual $5,965 $6,293 $6,494
Nationwide $3,043 $3,041 $2,935
Progressive $3,966 $4,308 $4,560
State Farm $2,554 $2,721 $2,806
Travelers $7,397 $7,212 $7,077
USAA $1,701 $1,838 $1,928

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Best By Category: Cheapest Auto Insurance in Cooperstown, Pennsylvania

Compare the cheapest auto insurance companies in Cooperstown, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cooperstown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cooperstown, Pennsylvania Auto Insurance Companies

What auto insurance companies in Cooperstown, Pennsylvania are the cheapest? Compare the top Cooperstown, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cooperstown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,927
GEICO $3,236
Liberty Mutual $6,251
Nationwide $3,006
Progressive $4,278
State Farm $2,694
Travelers $7,229
USAA $1,822

What affects auto insurance rates in Cooperstown, Pennsylvania?

There are a lot of reasons why auto insurance rates in Cooperstown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cooperstown, Pennsylvania. Many local factors may affect your Cooperstown auto insurance rates.

Cooperstown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cooperstown, Pennsylvania commute length is 33.9 minutes according to City-Data.

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Compare Cooperstown, Pennsylvania Auto Insurance Quotes

Before you buy Cooperstown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cooperstown, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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