Best Cheap Auto Insurance in Cooks, MI (2021)

The average Cooks, MI auto insurance rates are $739 per month. The minimum auto insurance in Cooks is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Cooks, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cooks for teen drivers is Allstate
  • Average auto insurance rates in Cooks, MI for senior drivers are $5,871 per year
  • The minimum auto insurance required in Cooks, Michigan is 20/40/10

Cooks, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Cooks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cooks, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Cooks to other Michigan cities, including Sterling Heights auto insurance rates, Grand Rapids auto insurance rates, and Flint auto insurance rates to see how Cooks, Michigan auto insurance rates stack up.

Before you buy Cooks, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cooks, Michigan auto insurance quotes.

Minimum Auto Insurance in Cooks, Michigan

Cooks, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cooks, Michigan.

Minimum Required Auto Insurance Coverage in Cooks, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Cooks, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cooks, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cooks, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,889 $3,889 $3,635 $3,635 $8,484 $8,484 $4,357 $4,357
GEICO $3,500 $3,500 $3,539 $3,539 $9,818 $9,818 $3,353 $3,353
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,102 $4,102 $3,646 $3,646 $10,682 $10,682 $4,489 $4,489
Progressive $3,010 $2,808 $2,650 $2,963 $10,565 $11,205 $3,502 $3,239
State Farm $7,072 $7,072 $6,545 $6,545 $24,467 $24,467 $8,288 $8,288
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,292 $2,183 $2,155 $2,047 $5,457 $5,205 $2,786 $2,689

Cheap Cooks, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cooks, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Cooks, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Cooks, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,484 $8,484
GEICO $9,818 $9,818
Liberty Mutual $30,473 $30,473
Nationwide $10,682 $10,682
Progressive $10,565 $11,205
State Farm $24,467 $24,467
Travelers $15,616 $15,616
USAA $5,457 $5,205

Cheap Cooks, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Cooks, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cooks, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,635 $3,635
GEICO $3,539 $3,539
Liberty Mutual $12,673 $12,673
Nationwide $3,646 $3,646
Progressive $2,650 $2,963
State Farm $6,545 $6,545
Travelers $4,461 $4,461
USAA $2,155 $2,047

Cheap Cooks, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cooks, Michigan compared to the annual auto insurance rates with a clean record in Cooks, Michigan.

Annual Cooks, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,290 $5,446 $5,379 $5,251
GEICO $1,820 $3,770 $11,304 $3,316
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,911 $6,523 $5,957 $5,528
Progressive $4,230 $5,548 $5,005 $5,188
State Farm $7,450 $8,891 $18,978 $11,053
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,505 $3,106 $4,067 $2,727

Cheap Cooks, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cooks, Michigan is not easy. Compare the annual rates for DUI auto insurance in Cooks, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Cooks, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,379
GEICO $11,304
Liberty Mutual $26,480
Nationwide $5,957
Progressive $5,005
State Farm $18,978
Travelers $12,018
USAA $4,067

Cheap Cooks, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cooks, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cooks, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,721 $4,446 $4,107
GEICO $6,489 $4,777 $3,891
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,176 $5,406 $4,606
Progressive $5,786 $4,842 $4,350
State Farm $18,806 $9,513 $6,459
Travelers $7,919 $7,680 $7,583
USAA $4,621 $2,651 $2,032

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Cheap Cooks, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cooks, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Cooks, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cooks, Michigan

ZIP Code Average Annual Rates
49817 $6,251

Cheap Cooks, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Cooks, Michigan auto insurance. Find the cheapest annual Cooks, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cooks, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,091 $5,091
GEICO $4,936 $5,170
Liberty Mutual $16,587 $17,788
Nationwide $5,730 $5,730
Progressive $4,993 $4,993
State Farm $11,276 $11,910
Travelers $7,683 $7,771
USAA $3,066 $3,137

Cheap Cooks, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cooks, Michigan? Check out the comparison of annual Cooks, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cooks, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,962 $5,081 $5,230
GEICO $4,728 $5,009 $5,421
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,003 $5,631 $5,555
Progressive $4,842 $4,999 $5,138
State Farm $11,002 $11,666 $12,110
Travelers $7,640 $7,737 $7,805
USAA $3,010 $3,108 $3,185

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Best By Category: Cheapest Auto Insurance in Cooks, Michigan

Compare the cheapest auto insurance companies in Cooks, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cooks, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cooks, Michigan Auto Insurance Companies

What auto insurance companies in Cooks, Michigan are the cheapest? Compare the top Cooks, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cooks, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,091
GEICO $5,053
Liberty Mutual $17,188
Nationwide $5,730
Progressive $4,993
State Farm $11,593
Travelers $7,727
USAA $3,101

Compare Cooks, Michigan Auto Insurance Quotes

Before you buy Cooks, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cooks, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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