Best Cheap Auto Insurance in Cook Springs, AL (2021)

The average Cook Springs, AL auto insurance rates are $314 per month. The minimum auto insurance in Cook Springs is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Cook Springs, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cook Springs for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Cook Springs, Alabama is 25/50/25
  • Average auto insurance rates in Cook Springs, AL for senior drivers are $1,988 per year

Cook Springs, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Cook Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cook Springs, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Cook Springs to other Alabama cities, including Auburn auto insurance rates, Mobile auto insurance rates, and Hoover auto insurance rates to see how Cook Springs, Alabama auto insurance rates stack up.

Before you buy Cook Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cook Springs, Alabama auto insurance quotes.

Minimum Auto Insurance in Cook Springs, Alabama

Cook Springs, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cook Springs, Alabama.

Minimum Required Auto Insurance Coverage in Cook Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cook Springs, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cook Springs, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cook Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,060 $1,958 $1,868 $1,904 $7,303 $7,842 $2,294 $2,341
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,458 $2,294 $2,025 $2,162 $10,332 $11,505 $2,879 $3,057
State Farm $2,872 $2,872 $2,606 $2,606 $8,795 $10,990 $3,246 $3,757
Travelers $1,477 $1,499 $1,390 $1,382 $7,845 $12,230 $1,400 $1,604
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

Cheap Cook Springs, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cook Springs, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Cook Springs, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Cook Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,303 $7,842
Farmers $9,368 $9,638
GEICO $5,858 $5,765
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,332 $11,505
State Farm $8,795 $10,990
Travelers $7,845 $12,230
USAA $3,863 $4,285

Cheap Cook Springs, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Cook Springs, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cook Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,868 $1,904
Farmers $2,164 $2,298
GEICO $2,095 $2,161
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $2,025 $2,162
State Farm $2,606 $2,606
Travelers $1,390 $1,382
USAA $1,214 $1,190

Cheap Cook Springs, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cook Springs, Alabama compared to the annual auto insurance rates with a clean record in Cook Springs, Alabama.

Annual Cook Springs, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,919 $3,451 $4,107 $3,308
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,136 $5,222 $4,464 $4,534
State Farm $4,251 $5,289 $4,666 $4,666
Travelers $2,997 $3,146 $4,613 $3,658
USAA $1,606 $2,014 $2,994 $1,737

Cheap Cook Springs, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cook Springs, Alabama is not easy. Compare the annual rates for DUI auto insurance in Cook Springs, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Cook Springs, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,107
Farmers $4,501
GEICO $4,162
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,464
State Farm $4,666
Travelers $4,613
USAA $2,994

Cheap Cook Springs, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cook Springs, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cook Springs, Alabama

Insurance Company Poor Fair Good
Allstate $4,250 $3,349 $2,740
Farmers $4,752 $4,089 $3,875
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,162 $4,445 $4,160
State Farm $7,644 $3,874 $2,636
Travelers $3,931 $3,408 $3,471
USAA $2,810 $1,825 $1,629

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Cheap Cook Springs, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cook Springs, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Cook Springs, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cook Springs, Alabama

ZIP Code Average Annual Rates
35052 $3,870

Cheap Cook Springs, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Cook Springs, Alabama auto insurance. Find the cheapest annual Cook Springs, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cook Springs, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,446 $3,446
Farmers $4,239 $4,239
GEICO $3,046 $3,158
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,589 $4,589
State Farm $4,605 $4,831
Travelers $3,603 $3,603
USAA $1,992 $2,183

Cheap Cook Springs, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cook Springs, Alabama? Check out the comparison of annual Cook Springs, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cook Springs, Alabama

Insurance Company Low Medium High
Allstate $3,316 $3,441 $3,582
Farmers $4,004 $4,184 $4,529
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $4,123 $4,566 $5,078
State Farm $4,460 $4,711 $4,984
Travelers $3,446 $3,675 $3,689
USAA $2,015 $2,077 $2,171

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Best By Category: Cheapest Auto Insurance in Cook Springs, Alabama

Compare the cheapest auto insurance companies in Cook Springs, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cook Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Cook Springs, Alabama Auto Insurance Companies

What auto insurance companies in Cook Springs, Alabama are the cheapest? Compare the top Cook Springs, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cook Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,446
Farmers $4,239
GEICO $3,102
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,589
State Farm $4,718
Travelers $3,603
USAA $2,088

Compare Cook Springs, Alabama Auto Insurance Quotes

Before you buy Cook Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cook Springs, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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