Best Cheap Auto Insurance in Concordia, KS (2021)

The average Concordia, KS auto insurance rates are $281 per month. The minimum auto insurance in Concordia is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Concordia, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Concordia for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Concordia is American Family
  • Average auto insurance rates in Concordia, KS for senior drivers are $1,989 per year

Concordia, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Concordia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Concordia, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Concordia to other Kansas cities, including Lenexa auto insurance rates, Manhattan auto insurance rates, and Lawrence auto insurance rates to see how Concordia, Kansas auto insurance rates stack up.

Before you buy Concordia, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Concordia, Kansas auto insurance quotes.

Minimum Auto Insurance in Concordia, Kansas

Concordia, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Concordia, Kansas.

Minimum Required Auto Insurance Coverage in Concordia, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Concordia, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Concordia, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concordia, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,644 $1,644 $1,483 $1,483 $3,127 $3,742 $1,644 $1,840
Farmers $2,723 $2,714 $2,441 $2,538 $6,942 $7,196 $3,054 $3,227
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,571 $2,479 $2,073 $2,152 $8,942 $10,125 $3,043 $3,257
State Farm $1,658 $1,658 $1,451 $1,451 $4,389 $5,598 $1,862 $2,102
Travelers $2,194 $2,238 $2,109 $2,145 $8,603 $13,453 $2,238 $2,681
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Concordia, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Concordia, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Concordia, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Concordia, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,127 $3,742
Farmers $6,942 $7,196
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,702 $4,573
Progressive $8,942 $10,125
State Farm $4,389 $5,598
Travelers $8,603 $13,453
USAA $4,580 $4,837

Cheap Concordia, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Concordia, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Concordia, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,483 $1,483
Farmers $2,441 $2,538
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,717 $1,866
Progressive $2,073 $2,152
State Farm $1,451 $1,451
Travelers $2,109 $2,145
USAA $1,272 $1,296

Cheap Concordia, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Concordia, Kansas compared to the annual auto insurance rates with a clean record in Concordia, Kansas.

Annual Concordia, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,038 $2,188 $2,038 $2,038
Farmers $3,264 $4,167 $4,063 $3,924
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $4,012 $4,658 $4,175 $4,475
State Farm $2,341 $2,701 $2,521 $2,521
Travelers $3,280 $4,242 $5,814 $4,494
USAA $1,705 $2,284 $3,352 $1,950

Cheap Concordia, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Concordia, Kansas is not easy. Compare the annual rates for DUI auto insurance in Concordia, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Concordia, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,038
Farmers $4,063
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,957
Progressive $4,175
State Farm $2,521
Travelers $5,814
USAA $3,352

Cheap Concordia, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Concordia, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Concordia, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,709 $1,921 $1,598
Farmers $4,555 $3,604 $3,405
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,854 $2,482 $2,317
Progressive $5,003 $4,160 $3,827
State Farm $3,670 $2,194 $1,699
Travelers $5,167 $4,186 $4,019
USAA $3,182 $2,079 $1,707

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Cheap Concordia, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Concordia, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Concordia, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Concordia, Kansas

ZIP Code Average Annual Rates
66901 $3,549

Cheap Concordia, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Concordia, Kansas auto insurance. Find the cheapest annual Concordia, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Concordia, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,049 $2,103
Farmers $3,855 $3,855
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,551 $2,551
Progressive $4,330 $4,330
State Farm $2,458 $2,584
Travelers $4,458 $4,458
USAA $2,254 $2,392

Cheap Concordia, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Concordia, Kansas? Check out the comparison of annual Concordia, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concordia, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,100 $2,181 $1,947
Farmers $3,718 $3,837 $4,009
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,700 $2,521 $2,432
Progressive $4,137 $4,301 $4,553
State Farm $2,430 $2,528 $2,605
Travelers $4,243 $4,463 $4,667
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Concordia, Kansas

Compare the cheapest auto insurance companies in Concordia, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Concordia, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Concordia, Kansas Auto Insurance Companies

What auto insurance companies in Concordia, Kansas are the cheapest? Compare the top Concordia, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Concordia, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,076
Farmers $3,855
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,551
Progressive $4,330
State Farm $2,521
Travelers $4,458
USAA $2,323

What affects auto insurance rates in Concordia, Kansas?

There are a lot of reasons why auto insurance rates in Concordia, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Concordia, Kansas. Many local factors may affect your Concordia auto insurance rates.

Concordia Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Concordia, Kansas auto theft statistics, there have been 3 auto thefts in the city.

Concordia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Concordia, Kansas commute length is 13.5 minutes according to City-Data.

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Compare Concordia, Kansas Auto Insurance Quotes

Before you buy Concordia, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Concordia, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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