Best Cheap Auto Insurance in Concord, PA (2021)

The average Concord, PA auto insurance rates are $287 per month. The minimum auto insurance in Concord is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Concord, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Concord, Pennsylvania is 15/30/5
  • The cheapest auto insurance company in Concord is USAA
  • Average auto insurance rates in Concord, PA for senior drivers are $1,757 per year

Concord, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Concord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Concord, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Concord to other Pennsylvania cities, including Reading auto insurance rates, Allen auto insurance rates, and York auto insurance rates to see how Concord, Pennsylvania auto insurance rates stack up.

Before you buy Concord, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Concord, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Concord, Pennsylvania

Concord, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Concord, Pennsylvania.

Minimum Required Auto Insurance Coverage in Concord, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Concord, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Concord, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concord, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,087 $2,087 $1,920 $1,920 $6,777 $6,777 $2,299 $2,299
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,763 $1,763 $1,664 $1,664 $4,925 $4,925 $1,973 $1,973
Progressive $2,505 $2,505 $2,232 $2,232 $8,065 $8,065 $3,207 $3,207
State Farm $1,443 $1,443 $1,276 $1,276 $5,219 $5,219 $1,594 $1,594
Travelers $1,558 $1,558 $1,666 $1,666 $22,218 $22,218 $1,888 $1,888
USAA $988 $988 $894 $894 $2,977 $2,977 $1,304 $1,304

Cheap Concord, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Concord, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Concord, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Concord, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,777 $6,777
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $4,925 $4,925
Progressive $8,065 $8,065
State Farm $5,219 $5,219
Travelers $22,218 $22,218
USAA $2,977 $2,977

Cheap Concord, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Concord, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Concord, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,920
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,664 $1,664
Progressive $2,232 $2,232
State Farm $1,276 $1,276
Travelers $1,666 $1,666
USAA $894 $894

Cheap Concord, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Concord, Pennsylvania compared to the annual auto insurance rates with a clean record in Concord, Pennsylvania.

Annual Concord, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,136 $3,676 $3,136 $3,136
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,858 $2,483 $3,479 $2,505
Progressive $3,631 $5,012 $3,733 $3,634
State Farm $2,176 $2,590 $2,383 $2,383
Travelers $4,872 $6,901 $8,656 $6,901
USAA $1,242 $1,712 $1,823 $1,386

Cheap Concord, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Concord, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Concord, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Concord, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,136
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,479
Progressive $3,733
State Farm $2,383
Travelers $8,656
USAA $1,823

Cheap Concord, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Concord, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Concord, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,192 $3,111 $2,509
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,033 $2,488 $2,222
Progressive $5,308 $3,718 $2,981
State Farm $3,393 $2,100 $1,657
Travelers $7,437 $6,715 $6,346
USAA $1,914 $1,434 $1,275

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Cheap Concord, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Concord, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Concord, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Concord, Pennsylvania

ZIP Code Average Annual Rates
17217 $4,283

Cheap Concord, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Concord, Pennsylvania auto insurance. Find the cheapest annual Concord, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Concord, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,207 $3,334
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,581 $2,581
Progressive $4,002 $4,002
State Farm $2,313 $2,453
Travelers $6,833 $6,833
USAA $1,497 $1,584

Cheap Concord, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Concord, Pennsylvania? Check out the comparison of annual Concord, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concord, Pennsylvania

Insurance Company Low Medium High
Allstate $3,145 $3,288 $3,379
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,616 $2,607 $2,520
Progressive $3,705 $4,031 $4,271
State Farm $2,224 $2,417 $2,508
Travelers $6,979 $6,822 $6,696
USAA $1,434 $1,555 $1,634

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Best By Category: Cheapest Auto Insurance in Concord, Pennsylvania

Compare the cheapest auto insurance companies in Concord, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Concord, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Concord, Pennsylvania Auto Insurance Companies

What auto insurance companies in Concord, Pennsylvania are the cheapest? Compare the top Concord, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Concord, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,271
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,581
Progressive $4,002
State Farm $2,383
Travelers $6,833
USAA $1,541

What affects auto insurance rates in Concord, Pennsylvania?

There are a lot of reasons why auto insurance rates in Concord, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Concord, Pennsylvania. Many local factors may affect your Concord auto insurance rates.

Concord Traffic

How does Concord, Pennsylvania rank for traffic? According to Inrix Concord, Pennsylvania is the 202nd most congested worldwide.

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Compare Concord, Pennsylvania Auto Insurance Quotes

Before you buy Concord, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Concord, Pennsylvania auto insurance quotes.

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