Best Cheap Auto Insurance in Concord, GA (2021)

The average Concord, GA auto insurance rates are $422 per month. The minimum auto insurance in Concord is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Concord, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Concord for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Concord, Georgia is 25/50/25
  • The average commute length in Concord is 27.7 minutes

Concord, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Concord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Concord, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Concord to other Georgia cities, including Alpharetta auto insurance rates, Warner Robins auto insurance rates, and Johns Creek auto insurance rates to see how Concord, Georgia auto insurance rates stack up.

Before you buy Concord, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Concord, Georgia auto insurance quotes.

Minimum Auto Insurance in Concord, Georgia

Concord, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Concord, Georgia.

Minimum Required Auto Insurance Coverage in Concord, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Concord, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Concord, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Concord, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,688 $1,656 $1,625 $1,625 $4,844 $5,787 $2,128 $2,382
Liberty Mutual $5,232 $5,696 $4,285 $4,857 $21,794 $24,327 $5,554 $5,923
Nationwide $4,572 $4,732 $4,504 $4,965 $14,388 $18,579 $5,591 $6,081
Progressive $3,049 $2,801 $2,616 $2,749 $9,348 $10,356 $3,504 $3,647
State Farm $2,161 $2,161 $1,929 $1,929 $5,581 $7,356 $2,365 $2,547
USAA $1,835 $1,836 $1,689 $1,706 $6,541 $7,765 $2,293 $2,545

Cheap Concord, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Concord, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Concord, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Concord, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $4,844 $5,787
Liberty Mutual $21,794 $24,327
Nationwide $14,388 $18,579
Progressive $9,348 $10,356
State Farm $5,581 $7,356
USAA $6,541 $7,765

Cheap Concord, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Concord, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Concord, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,625 $1,625
Liberty Mutual $4,285 $4,857
Nationwide $4,504 $4,965
Progressive $2,616 $2,749
State Farm $1,929 $1,929
USAA $1,689 $1,706

Cheap Concord, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Concord, Georgia compared to the annual auto insurance rates with a clean record in Concord, Georgia.

Annual Concord, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,820 $2,291 $4,717 $2,040
Liberty Mutual $7,370 $10,063 $11,577 $9,824
Nationwide $6,080 $7,148 $11,088 $7,390
Progressive $3,730 $6,548 $4,413 $4,344
State Farm $2,978 $3,530 $3,254 $3,254
USAA $2,507 $3,170 $4,636 $2,793

Cheap Concord, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Concord, Georgia is not easy. Compare the annual rates for DUI auto insurance in Concord, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Concord, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,927
GEICO $4,717
Liberty Mutual $11,577
Nationwide $11,088
Progressive $4,413
State Farm $3,254
USAA $4,636

Cheap Concord, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Concord, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Concord, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,417 $2,401 $2,332
Liberty Mutual $13,927 $8,520 $6,678
Nationwide $9,463 $7,643 $6,674
Progressive $5,393 $4,626 $4,257
State Farm $4,613 $2,872 $2,276
USAA $4,280 $2,996 $2,553

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Cheap Concord, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Concord, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Concord, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Concord, Georgia

ZIP Code Average Annual Rates
30206 $4,904

Cheap Concord, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Concord, Georgia auto insurance. Find the cheapest annual Concord, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Concord, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,669 $2,764
Liberty Mutual $9,709 $9,709
Nationwide $7,926 $7,926
Progressive $4,759 $4,759
State Farm $3,254 $3,254
USAA $3,127 $3,426

Cheap Concord, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Concord, Georgia? Check out the comparison of annual Concord, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Concord, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,527 $2,728 $2,895
Liberty Mutual $9,327 $9,657 $10,141
Nationwide $7,809 $8,070 $7,901
Progressive $4,311 $4,673 $5,292
State Farm $3,058 $3,255 $3,447
USAA $3,125 $3,259 $3,445

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Best By Category: Cheapest Auto Insurance in Concord, Georgia

Compare the cheapest auto insurance companies in Concord, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Concord, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Concord, Georgia Auto Insurance Companies

What auto insurance companies in Concord, Georgia are the cheapest? Compare the top Concord, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Concord, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,717
Liberty Mutual $9,709
Nationwide $7,926
Progressive $4,759
State Farm $3,254
USAA $3,276

What affects auto insurance rates in Concord, Georgia?

There are a lot of reasons why auto insurance rates in Concord, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Concord, Georgia. Many local factors may affect your Concord auto insurance rates.

Concord Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Concord, Georgia commute length is 27.7 minutes according to City-Data.

Concord Traffic

How does Concord, Georgia rank for traffic? According to Inrix Concord, Georgia is the 202nd most congested worldwide.

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Compare Concord, Georgia Auto Insurance Quotes

Before you buy Concord, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Concord, Georgia auto insurance quotes.

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