Cheap Mitsubishi Auto Insurance in 2024 (Our Top 10 Picks)

However, it’s important to know what you’re looking for when you shop for cheap auto insurance to choose a Mitsubishi policy that works best for you.

Enter your ZIP code above to find affordable Mitsubishi insurance costs. 

#1 – Erie: Top Pick Overall

Pros

• Competitive Rates: Erie often offers competitive rates for auto insurance, which can be beneficial for Mitsubishi owners looking for affordable coverage. 
• Personalized Service: Erie is known for its personalized customer service, which can be helpful for Mitsubishi owners seeking tailored insurance solutions.
• Multi-Vehicle Discounts: Erie offers discounts for insuring multiple vehicles, including Mitsubishis, under the same policy. Read more about Erie’s multi-vehicle discounts in our article: Erie Auto Insurance Review.

Cons

• Limited Network: Erie’s coverage may be limited to certain regions, which could pose challenges for Mitsubishi owners residing outside those areas.
• Limited Specialized Coverage: Erie may have limited options for specialized coverage tailored specifically for Mitsubishi vehicles, such as unique parts replacement or modifications coverage.

#2 – AAA: Best for Roadside Assistance

Pros

• Extensive Network: AAA’s extensive network of service providers can be beneficial for Mitsubishi owners needing roadside assistance or repairs.
• Member Discounts: AAA offers discounts and benefits to its members, which can help Mitsubishi owners save on insurance premiums and other services. Learn more about AAA’s member discounts in our AAA auto insurance review.
• Comprehensive Coverage Options: AAA provides a range of coverage options that can be customized to suit the needs of Mitsubishi owners.

Cons

• Membership Required: AAA requires membership for access to its insurance services, which may not be suitable for Mitsubishi owners who prefer standalone insurance policies.
• Limited Coverage Options: AAA’s coverage options may not be as diverse or flexible compared to some other insurers, which could restrict choices for Mitsubishi owners.

#3 – State Farm: Best for Nationwide Coverage

Pros

• Strong Financial Stability: State Farm is known for its strong financial stability, providing peace of mind for Mitsubishi owners regarding claims handling and payout. Read more in our State Farm auto insurance review.
• Multiple Policy Discounts: State Farm offers discounts for bundling multiple policies, which can be advantageous for Mitsubishi owners seeking to save on insurance premiums.
• Nationwide Coverage: State Farm provides insurance coverage across the nation, ensuring Mitsubishi owners can access their services wherever they are located.

Cons

• Potentially Higher Rates: While State Farm offers competitive rates, Mitsubishi owners may find premiums to be slightly higher compared to other insurers on the list.
• Limited Specialized Coverage: State Farm may not offer as many specialized coverage options tailored specifically for Mitsubishi vehicles, which could be a drawback for owners seeking comprehensive protection.

#4 – Travelers: Best for Flexible Coverage Options

Pros

• Flexible Coverage Options: Travelers offers flexible coverage options that can be customized to meet the specific needs of Mitsubishi owners.
• Multi-Policy Discounts: Travelers provides discounts for bundling multiple policies, allowing Mitsubishi owners to save on insurance premiums. Learn more about Travelers multi-policy discounts in our Travelers auto insurance review.
• Strong Customer Service: Travelers is known for its strong customer service, providing support and assistance to Mitsubishi owners throughout the insurance process.

Cons

• Potentially Higher Premiums: Mitsubishi owners may find Travelers’ premiums to be higher compared to other insurers offering similar coverage.
• Limited Availability of Agents: Travelers’ agents may not be as widely available as some other insurers, which could pose challenges for Mitsubishi owners seeking in-person assistance.

#5 – Progressive: Best for Competitive Rates

Pros

• Competitive Rates: Progressive often offers competitive rates for auto insurance, which can be advantageous for Mitsubishi owners seeking affordable coverage. Read more in our article: Progressive Auto Insurance Review.
• Extensive Coverage Options: Progressive provides a wide range of coverage options, including specialized coverage for Mitsubishi vehicles, such as custom parts and modifications.
• User-Friendly Online Tools: Progressive offers user-friendly online tools and resources, making it convenient for Mitsubishi owners to manage their policies and file claims.

Cons

• Limited Agent Support: Progressive’s focus on online services may mean limited availability of agents for Mitsubishi owners who prefer in-person assistance.
• Potential Rate Increases: Progressive’s rates may increase over time, which could result in higher premiums for Mitsubishi owners upon policy renewal.

#6 – Nationwide: Best for Strong Financial Stability

Pros

• Wide Range of Coverage Options: Nationwide offers a wide range of coverage options that can be tailored to meet the specific needs of Mitsubishi owners.
• Strong Financial Stability: Nationwide is known for its strong financial stability, providing assurance to Mitsubishi owners regarding claims handling and payout.
• Multiple Policy Discounts: Nationwide provides discounts for bundling multiple policies, allowing Mitsubishi owners to save on insurance premiums. Learn more about Nationwide’s multiple policy discounts in our Nationwide auto insurance review.

Cons

• Potentially Higher Premiums: Mitsubishi owners may find Nationwide’s premiums to be higher compared to other insurers offering similar coverage.
• Limited Availability of Agents: Nationwide’s agents may not be as widely available as some other insurers, which could pose challenges for Mitsubishi owners seeking in-person assistance.

#7 – American Family: Best for Personalized Service

Pros

• Personalized Service: American Family is known for its personalized customer service, providing support and guidance to Mitsubishi owners throughout the insurance process.
• Comprehensive Coverage Options: American Family offers comprehensive coverage options that can be customized to meet the specific needs of Mitsubishi owners.
• Multi-Vehicle Discounts: American Family provides discounts for insuring multiple vehicles under the same policy, including Mitsubishi vehicles. If you’re searching for multi-vehicle discounts, check out our article: American Family Auto Insurance Review.

Cons

• Potentially Higher Premiums: Mitsubishi owners may find American Family’s premiums to be higher compared to other insurers offering similar coverage.
• Limited Specialized Coverage: American Family may not offer as many specialized coverage options tailored specifically for Mitsubishi vehicles, which could be a drawback for owners seeking comprehensive protection.

#8 – Farmers: Best for Strong Customer Service

Pros

• Customizable Policies: Farmers offers customizable policies that allow Mitsubishi owners to tailor their coverage to meet their specific needs. Looking to customize your policy? Read more in our Farmers auto insurance review.
• Strong Customer Service: Farmers is known for its strong customer service, providing support and assistance to Mitsubishi owners throughout the insurance process.
• Multi-Policy Discounts: Farmers provides discounts for bundling multiple policies, allowing Mitsubishi owners to save on insurance premiums.

Cons

• Potentially Higher Premiums: Mitsubishi owners may find Farmers’ premiums to be higher compared to other insurers offering similar coverage.
• Limited Availability of Agents: Farmers’ agents may not be as widely available as some other insurers, which could pose challenges for Mitsubishi owners seeking in-person assistance.

#9 – Allstate: Best for User-Friendly Mobile App

Pros

• Comprehensive Coverage Options: Allstate offers comprehensive coverage options that can be tailored to meet the specific needs of Mitsubishi owners. Learn more about comprehensive coverage options in our Allstate auto insurance review.
• Strong Financial Stability: Allstate is known for its strong financial stability, providing assurance to Mitsubishi owners regarding claims handling and payout.
• User-Friendly Mobile App: Allstate offers a user-friendly mobile app that allows Mitsubishi owners to manage their policies, file claims, and access roadside assistance easily.

Cons

• Potentially Higher Premiums: Mitsubishi owners may find Allstate’s premiums to be higher compared to other insurers offering similar coverage.
• Limited Availability of Agents: Allstate’s agents may not be as widely available as some other insurers, which could pose challenges for Mitsubishi owners seeking in-person assistance.

#10 – Liberty Mutual: Best for Multi-Policy Discounts

Pros

• Comprehensive Coverage Options: Liberty Mutual offers comprehensive coverage options that can be tailored to meet the specific needs of Mitsubishi owners.
• Multi-Policy Discounts: Liberty Mutual provides discounts for bundling multiple policies, allowing Mitsubishi owners to save on insurance premiums. Read more about Liberty Mutual’s multi-policy discounts in our Liberty Mutual auto insurance review.
• Strong Customer Service: Liberty Mutual is known for its strong customer service, providing support and assistance to Mitsubishi owners throughout the insurance process.

Cons

• Potentially Higher Premiums: Mitsubishi owners may find Liberty Mutual’s premiums to be higher compared to other insurers offering similar coverage.
• Limited Availability of Agents: Liberty Mutual’s agents may not be as widely available as some other insurers, which could pose challenges for Mitsubishi owners seeking in-person assistance.

Finding Mitsubishi Auto Insurance

If you’re wondering how to get auto insurance for a Mitsubishi, it’s relatively simple. Most car insurance companies will offer you coverage if you drive a Mitsubishi, though companies offer different rates based on certain factors.

The most important thing for Mitsubishi owners is determining the auto insurance they want and need for their vehicle. For example, do you want a liability-only car insurance policy that offers the bare minimum protection on the road, or do you want Mitsubishi collision insurance and comprehensive coverage as part of a full coverage auto insurance policy?

Shop online to compare Mitsubishi auto insurance quotes from different companies and find the best Mitsubishi auto insurance at a price you can afford.

Mitsubishi Auto Insurance Rates 

How much you pay for your Mitsubishi car insurance depends on your model, insurance company, several other factors. However, you’ll pay $29 monthly for Mitsubishi auto insurance on average.

You can find cheap auto insurance for your Mitsubishi when you compare quotes from multiple car insurance companies in your area. For example, your Mitsubishi Outlander insurance could cost more annually with State Farm than with Erie. Of course, you’ll only know how much your Mitsubishi car insurance policy will be once you apply for a quote.

Explore Cost of Car Insurance for Mitsubishi’s by Model 

Whether you’re on the hunt for Mitsubishi Lancer car insurance, Mitsubishi Outlander car insurance, or Mitsubishi Mirage car insurance, knowing the factors that influence insurance rates can help you make informed decisions.

For those looking for Mitsubishi Lancer Evolution car insurance, renowned for its performance, insurance costs may be influenced by the car’s horsepower and its appeal to certain demographics. On the other hand, Mitsubishi Galant car insurance rates might be affected by the vehicle’s history of reliability and safety ratings.

Read More: Compare Auto Insurance Rates by Vehicle Make and Model

When considering Mitsubishi Mirage car insurance, factors like the car’s small size and fuel efficiency could play a role in determining premiums. Additionally, the Mitsubishi Outlander insurance cost might vary depending on whether you opt for standard or comprehensive coverage.

This table compares Mitsubishi Lancer Evolution, Mitsubishi Mirage, and Mitsubishi Mirage G4 car insurance, aiding in budget planning for potential buyers and owners.

It’s essential to explore your options when searching for Mitsubishi motor insurance. Factors such as your driving record, age, and credit score can also impact insurance rates. Comparing quotes from multiple insurers can help you find the most competitive rates for car insurance for Mitsubishi models.

Mitsubishi Auto Insurance Coverage

If you own a Mitsubishi, you can purchase any car insurance coverage other drivers utilize. The standard types of auto insurance coverage include:

• Property damage liability: Covers you if you cause an accident and damage someone’s car or other personal property. Most states require property damage liability. Find the best property damage liability insurance companies here.
• Bodily injury liability: Covers you if you cause an accident and one or more people are injured. Most states require bodily injury liability.
• Personal injury protection (PIP): Helps if you or a passenger are injured and need medical care. PIP covers medical bills and may also cover lost wages and funeral costs.
• Medical payments (MedPay): Is similar to PIP but only covers medical bills associated with a covered accident.
• Uninsured/underinsured: Helps if someone causes an accident and damages your vehicle but does not carry the proper insurance. Your insurance company will pay for the repairs to your vehicle.
• Collision: Helps if you’re in a car accident and your car is damaged. Without Mitsubishi collision insurance, you could pay for the repairs to your vehicle out of pocket.
• Comprehensive: Pays for damage to your car if inclement weather, wild animals, theft, or vandalism causes it.

Virtually everyone who drives in the U.S. needs liability auto insurance. Liability coverage protects you if you cause an accident, damage someone’s car, or injure people. Still, you may want additional coverage, like comprehensive and Mitsubishi collision insurance, to ensure you and your vehicle have full protection. Learn more about the difference between collision and comprehensive auto insurance coverage.

In addition to the standard coverage options listed above, you can choose add-on coverages to help with other issues on the road. Some of the most common add-on coverages include:

• Emergency roadside assistance: Helps with towing, flat tire repair, fuel delivery, and more. 
• Gap insurance: Pays the difference between what you owe on your car and its actual cash value (ACV). If you have a new car, gap insurance may be extremely helpful.
• New car replacement insurance: Pays to replace your car with the same make and model if yours gets totaled in a covered accident. 
• Rental car reimbursement: Pays you back if you need to rent a car while yours is in the shop following a covered event up to a certain dollar amount. 

Add-on coverages may work for you if you drive a lot or have a new vehicle. However, remember that your car insurance rates will increase as you add coverage.

Mitsubishi Gap Insurance 

Mitsubishi gap insurance provides crucial protection for owners and lessees, bridging the financial gap in the event of a total loss. The Mitsubishi gap insurance cost varies based on factors like vehicle model and insurance provider.

When shopping for Mitsubishi gap insurance, it’s advisable to consider the reputation and reliability of the Mitsubishi insurance company offering the coverage. Look for insurers with a track record of excellent customer service and prompt claims processing to ensure a hassle-free experience in the event of a claim.

Learn More: Should I get gap insurance for a used car? 

Many Mitsubishi drivers often wonder, “How much is Mitsubishi gap insurance?” The cost typically depends on factors such as the value of your vehicle, the duration of your financing or lease term, and the level of coverage you choose. Obtaining a Mitsubishi Gap Insurance quote from multiple insurers can help you compare prices and find a policy that suits your budget and coverage needs.

Mitsubishi Auto Insurance Discounts

Mitsubishi drivers may save on auto insurance if they apply for certain discounts. See a list of the most common ways to get auto insurance discounts here:

• Bundling insurance policies.
• Enrolling in a usage-based auto insurance program.
• Increasing your auto insurance deductible.
• Keeping a clean driving record.
• Maintaining a low annual mileage.
• Utilizing safety features.

If you qualify for a discount on coverage, you could save as much as 25% on your Mitsubishi’s car insurance policy.

Check with a representative from any company you’re considering to learn whether you’re eligible and how much you could save on Mitsubishi auto insurance rates. 

How to Find the Best Mitsubishi Auto Insurance Company for You

Once you know what coverage you need and how much you’re willing to pay, you can use that information to determine the best car insurance company for your Mitsubishi.

Compare quotes from the best auto insurance companies. In doing so, you can determine which company offers the coverage you need on your Mitsubishi without charging high monthly rates. Also, remember to compare quotes at least once a year to avoid overpaying for car insurance in the future.

The Final Word on Mitsubishi Auto Insurance 

If you drive a Mitsubishi, you need proper auto insurance. Fortunately, you can find the coverage you need with many various insurance companies. 

First, determine the car insurance policy you need for your Mitsubishi. For example, are you looking for a liability-only policy or full coverage and add-ons for the most protection on the road? Read more in our article: Cheapest Liability-Only Auto Insurance.

Once you determine the coverage you’re looking for, enter your ZIP code below to compare auto insurance rates from Mitsubishi dealers in your area to find the best Mitsubishi auto insurance for you.