Compare Dodge Ram 3500 Insurance Quotes [How to Find Cheap Rates]
Dodge Ram 3500 insurance rates cost $1,448 a year, or around $121 a month. On average, comprehensive coverage costs $353, collision coverage costs $515, and liability coverage costs $409 for Dodge Ram 3500 insurance.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 24, 2020
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Key takeaways:
- Full coverage costs around $1,448 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- Highest rates are for teenage drivers at around $5,292 a year or $441 each month
- Good drivers can save as much as $597 a year by earning policy discounts
- Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle
Dodge Ram 3500 insurance rates are $121 per month for full coverage and $48 per month for liability-only coverage. Continue reading to learn how you can save money on Dodge Ram 3500 insurance rates.
You can start comparing quotes for Dodge Ram 3500 insurance rates from some of the best auto insurance companies by using our free online tool now.
Dodge Ram 3500 Insurance Cost
The average auto insurance costs for a Dodge Ram 3500 are $1,448 a year or $121 a month.
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Are Dodge Ram 3500s Expensive to Insure?
The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Toyota Tundra, Nissan Frontier, and Honda Ridgeline.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Ram 3500 Insurance?
The Dodge Ram 3500 trim and model you choose can impact the total price you will pay for Dodge Ram 3500 auto insurance coverage.
Age of the Vehicle
The average Dodge Ram 3500 insurance rates are higher for newer models. For example, auto insurance for a 2010 Dodge Ram 3500 costs $1,448, while 2010 Dodge Ram 3500 insurance costs are $1,448, a difference of $.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 3500 | $268 | $400 | $580 | $1,448 |
Driver Age
Driver age can have a significant impact on Dodge Ram 3500 auto insurance rates. For instance, a 30-year-old driver may pay $64 more each year for Dodge Ram 3500 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in Houston may pay $1,067 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Ram 3500 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Dodge Ram 3500 auto insurance with violations on their driving record.
Dodge Ram 3500 Safety Ratings
Your Dodge Ram 3500 insurance rates are influenced by the safety ratings of the Dodge Ram 3500. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Dodge Ram 3500 Crash Test Ratings
Dodge Ram 3500 crash test ratings can impact your Dodge Ram 3500 insurance rates. See Dodge Ram 3500 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Dodge Ram 3500 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Ram 3500 Safety Features
The more safety features you have on your Dodge Ram 3500, the more likely it is that you can earn a discount. The Dodge Ram 3500’s safety features include:
- Advanced multistage front airbags
- Passenger airbag on/off switch
- Front height-adjustable shoulder belts
- Dual note horn
- Supplemental front side airbags
- Front side curtain airbags
- Front/rear side curtain airbags
- Dual-note horn
Dodge Ram 3500 Finance and Insurance Cost
If you are financing a Dodge Ram 3500, you will pay more if you purchase Dodge Ram 3500 auto insurance at the dealership, so be sure to shop around and compare Dodge Ram 3500 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Ram 3500 Insurance
There are many ways that you can save on Dodge Ram 3500 auto insurance. Below are five actions you can take to find cheap Dodge Ram 3500 auto insurance rates.
- Ask About Farm and Ranch Vehicle Discounts
- Ask About Seasonal Insurance for Your Dodge Ram 3500
- Remove Unnecessary Insurance Once Your Dodge Ram 3500 is Paid Off
- Use a Service Like Turo to Rent Out Your Dodge Ram 3500
- Get Cheaper Dodge Ram 3500 Insurance Rates as a Full-Time Parent
Top Dodge Ram 3500 Insurance Companies
The best auto insurance companies for Dodge Ram 3500 insurance rates will offer competitive rates, discounts, and account for the Dodge Ram 3500’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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