Compare Cheap Rates for Auto Insurance

Need cheap rates for auto insurance? Did you know that good driver, good student, and defensive driver discounts can save you up to 40% on your insurance costs?

Free Auto Insurance Comparison

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Before purchasing car insurance, determine your personal needs
  • Use an insurance comparison website to find the best deal on a policy
  • Maintain a good driving record and ask about what discounts you qualify for

Auto insurance rates rise year after year. What many people don’t know is that not all policies are created equally.

Some auto insurance companies offer similar products at premiums that may vary by hundreds and even thousands of dollars.

There are ways to reduce your car insurance rates even with the best companies.

You just need to shop around, compare several quotes, and select a well-established insurer that sells flexible policies at affordable rates.

Use our FREE auto insurance comparison tool by entering your ZIP code to find great rates now!

Determine Your Car Insurance Needs


Buying car insurance doesn’t have to be difficult. After you check the minimum coverage requirements in your state, evaluate your budget.

How much money are you willing to spend on auto insurance every month?

In addition to minimum coverage, insurance companies generally offer different types of car insurance with various levels of protection.

Try to find out what are the best types of coverage for your car. If you drive an older vehicle, it might not be worth buying comprehensive and collision insurance.

How easy is it to compare auto insurance rates? Use an auto insurance rate comparison website to get free car insurance quotes based on your location, income, make and model of your car, credit score, and driving record.

One of the best ways to save money on coverage is to buy your policy online. Drivers who compare at least three insurance quotes and then buy coverage online can save up to 10 percent on their policies.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Use a Quote Comparison Website


There are many car insurance comparison websites featuring informative articles, online comparison charts, and cost calculators.

Some of them provide more than 150 auto insurance rate quotes from different companies located in your state. These sites usually work with renowned insurers that have a strong financial background.

Using a quote comparison website is easy.

After you select the type of coverage you are interested in, you will receive several car insurance quotes that fit your specific needs.

Drivers can usually obtain major discounts simply by choosing an insurance policy that comes with a high deductible.

Comparing auto insurance quotes online will help you save hundreds of dollars and a lot of legwork in the process.

Filling out the application and comparing three to five quotes takes only a few minutes. Most insurance companies provide live support, so you can always talk to an agent and ask for more information.

Keep in mind that the Internet is an excellent resource for finding the best car insurance deals. Many insurance carriers offer discounts that are available exclusively online.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Understand Your Insurance Options

Shopping for car insurance is often confusing with so many choices available to protect you and your vehicle. If you do proper research, you will find a type of coverage that best suits your needs.

Most states require drivers to carry liability insurance. Car owners can also buy:

  • Personal injury protection coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage
  • Gap insurance
  • Rental reimbursement insurance

Comprehensive car insurance is no longer the most expensive type of coverage. Take the time to compare multiple quotes for each type of coverage you are interested in.

The difference between the highest and lowest insurance rates can be thousands of dollars. If possible, pay your auto insurance rates upfront on one lump sum.

If your car is valued less than $1,000, drop collision and comprehensive coverage. Review your policy for unnecessary add-ons.

Many insurance providers offer various benefits in addition to standard coverage. However, many of these features are added to your policy automatically and they can cost you extra money.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Maintain a Good Driving Record


Convicted drivers pay higher car insurance rates than those who have a clean driving record.

You won’t get cheap auto insurance if you have had one or more accidents and several speeding tickets in the last years.

Your car first accident alone may result in a 40 percent increase on your auto insurance policy.

Most insurance companies actually offer good driver discounts to those who maintain a clean driving record.

Being a safe driver can help you obtain a no-claims discount. If you haven’t filed any claims in the last five years, you can save up to 75 percent on car insurance.

The more years you stay claim free, the less you will pay for coverage.

Apply for Car Insurance Discounts


Although most insurance companies provide special discounts, they won’t tell you about them unless you ask.  If you want to get cheap car insurance, mention any clubs or organizations you are a member of. This might help you receive a discount.

Make sure your insurance provider knows that you are keeping your car off road or in a secured garage at night. Drivers who install approved security devices to their cars are eligible for special discounts as well.

Most drivers are surprised by the number of car insurance discounts that are being offered.

Comparing multiple quotes and applying for one or more discounts can help you save as much as 70 percent on auto insurance.

Make sure you request the same level coverage from each company.

Compare insurance rates now using your ZIP code in our FREE auto insurance comparison tool!

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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