Prudential Auto Insurance Review (2024)

Prudential insurance for car owners is underwritten by Plymouth Rock. Our Prudential auto insurance review found the company sells life, health, and group insurance, but you can't get a Prudential car insurance policy. Prudential insurance ratings are good, with an A+ from A.M. Best and a B- rating from the BBB.

UPDATED: Apr 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 18, 2024Fact Checked

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.

Licensed Insurance Agent

UPDATED: Apr 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 18, 2024Fact Checked
no image available
0 reviews

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Prudential

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Prudential is the largest insurance company in the United States
  • Prudential is in good shape, as they have an A+ rating from A.M. Best

Cons

  • Prudential does not offer auto insurance

Final Verdict: Review of Prudential

Does Prudential have car insurance? Our Prudential review found that the company doesn’t sell car insurance directlybut it partners with Plymouth Rock to offer customers both financial services and insurance products. 

So, to get a Prudential auto insurance quote, you’ll want to speak with a Plymouth Rock representative. For questions, the Prudential car insurance phone number is 1-800-437-5556, which redirects to Plymouth Rock Assurance.

Since its inception, Prudential has focused on providing policyholders with sickness relief, retirement benefits, and financial stability. Although Prudential has since expanded into industries like real estate, the company is sticking with its original tenets.

You may be wondering, “How can I buy Prudential car insurance near me?” Enter your ZIP code into our free tool above to instantly compare your Prudential car insurance quote against top competitors in your area.

Prudential was founded in 1875 by John F. Dryden in Newark, New Jersey, and its headquarters remain there to this day. At the time of its founding, Prudential was called The Widows and Orphans Friendly Society. The company settled on its current name in 1877. During its early days, Prudential sold industrial and life insurance to low-income Americans. Prudential quickly became a major innovator in the life insurance industry. By 1905, Prudential had 6.49 million policies and $102.38 million in assets. Over the next century, Prudential expanded its offerings to mortgage policies, residential real estate, and other programs. The company sold its healthcare division, Prudential HealthCare, to Aetna in 1999. Therefore, Prudential does not underwrite or administer health plans or health insurance policies.

What You Should Know About Prudential

What is the customer satisfaction of Prudential? Prudential has a B– rating from Better Business Bureau (BBB), and BBB’s users have given the company one out of five stars in their Prudential home insurance reviews.

Take a look at this table for the details:

Prudential Insurance's Better Business Bureau Statistics
BBB Customer Satisfaction FactorsDetails
BBB RatingB-
Customer Review Rating1/5 stars
Customer Complaint Statistics106 complaints closed in the last three years
BBB Accreditation Not accredited

As you can see, if you’re considering the pros and cons of Prudential insurance, customer service insurance ratings are definitely something to keep in mind. 

You might also be asking, “What rating does Prudential have for finances?” The company is in good financial shape, as the Prudential A.M. Best rating is A+, indicating financial stability both now and in the future.

If you’d like to reach out to the company directly, the Prudential auto insurance phone number is 1-800-437-5556.

Prudential Insurance Coverage Options

Even though there is no general Prudential auto and home insurance, the company does provide several other types. These include:

  • Life Insurance for Individuals: Individual life insurance gives you peace of mind by protecting the people you love. You can reach Prudential customer service for life insurance at 1-800-778-2255. Prudential customer service hours for life insurance are Monday through Friday, 8 a.m. to 8 p.m. ET.
  • Health Insurance for Individuals: Get quality individual health coverage that fits your needs.
  • Group Insurance for Employers:  Prudential group insurance can help your business by attracting top talent with benefit offerings, improve productivity by reducing disability durations, and increase employees’ protection with voluntary solutions.

Although Prudential’s primary business is insurance, the company offers additional financial programs like retirement solutions, annuity programs, financial education, and pension risk transfers for employers.

For questions about retirement plans, the Prudential retirement phone number is 1-800-621-1089 for policyholders who get pension benefits through a group annuity. If your retirement is through Empower, the Prudential life insurance phone number is 1-877-778-2100.

Prudential Financial also offers:

  • Investments
  • Residential real estate
  • Employee benefits
  • Mortgages

Prudential has stated that its mission is, “to help our customers achieve financial prosperity and peace of mind.” For questions about the Prudential auto insurance company, the Prudential car insurance contact number is 1-800-437-5556.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Prudential Insurance Rates Breakdown

If you are wondering how rates at Plymouth Rock auto insurance stack up, the table below shows the national averages so you can compare:

Car Insurance Monthly Rates by Age, Gender, and Marital Status
DemographicRates
Single 17-Year-Old Female$630
Single 17-Year-Old Male$752
Single 25-Year-Old Female$225
Single 25-Year-Old Male$241
Married 35-Year-Old Male$204
Married 35-Year-Old Female$204
Married 60-Year-Old Female$187
Married 60-Year-Old Male$192

All activities for auto insurance are conducted through Plymouth Rock. Therefore, there is no Prudential auto insurance login, claims phone number, customer service, or other contact numbers. And, in most cases, Prudential auto insurance reviews reference Plymouth Rock.

Comprehensive Insights: Evaluating Prudential Auto Insurance Reviews and Guarantees

Prudential insurance for auto owners stands out as a reliable choice for drivers seeking comprehensive coverage. With a reputation built on trust and reliability, Prudential car insurance delivers peace of mind on the road. Prudential insurance reviews consistently highlight its commitment to customer satisfaction, making it a top contender in the market. Whether you’re in need of basic liability protection or comprehensive coverage, Prudential guarantee car insurance offers flexible options to suit your needs.

For those navigating the complexities of disability insurance, Prudential disability insurance reviews offer valuable insights into its offerings. As a trusted provider in the insurance industry, Prudential delivers on its promise of financial security in times of need. Customers across various demographics have praised Prudential health insurance for its comprehensive coverage and excellent customer service. With Prudential life insurance reviews reflecting its dedication to policyholders, individuals can confidently plan for their future with peace of mind.

So, what are the key findings and ratings in recent Prudential car insurance reviews? In the realm of retirement planning, Prudential retirement reviews serve as a testament to its expertise and reliability. As one of the leading providers in the market, Prudential offers a range of retirement solutions tailored to individual needs.

Whether you’re considering Prudential life insurance for long-term financial stability or seeking retirement options, Prudential’s comprehensive offerings and positive reviews make it a trusted choice for individuals and families alike.

Looking for Prudential car insurance quotes? Enter your ZIP code into our free quote comparison tool below to shop for cheap insurance from Prudential and other top insurers.

Frequently Asked Questions

How long does Prudential take to payout?

That would depend on your claim. All Prudential car insurance claims have different payout timelines.

How do I check my Prudential policy details?

Go to the Prudential website and navigate to the account login options webpage. From there, you should be able to view your policy info and pay premiums.

For your Prudential car insurance login, you’ll want to visit Plymouth Rock’s website since it services Prudential auto insurance.

Where can you find Prudential careers?

At the bottom right-hand corner of the Prudential webpage, click on careers to access Prudential career options.

What is Prudential Brokerage?

Prudential Brokerage is an IRA retirement program.

Can I withdraw my money from my Prudential retirement IRA?

Check with your Prudential Brokerage agent to see when and how you can withdraw money from your IRA.

Are there any loyalty rewards or renewal benefits available for Prudential auto insurance customers?

Plymouth Rock, as the provider of Prudential auto insurance, may offer loyalty rewards or renewal benefits to their customers. It’s advisable to check with Plymouth Rock directly to learn about any available incentives for loyal policyholders.

How long does Prudential take to payout?

Prudential’s payout timelines vary depending on the nature of the claim. Each claim is unique and may have different processing times, so it’s best to contact Prudential directly for specific information regarding your claim.

Is Prudential a good life insurance company?

Prudential is recognized as a reputable life insurance provider with a long-standing history in the industry. With positive Prudential life insurance ratings from A.M. Best and a focus on financial stability and customer service, many consider Prudential to be a reliable choice for life insurance coverage.

Is Prudential insurance good?

Prudential’s insurance offerings, including life insurance, health insurance, and retirement solutions, are well-regarded in the industry. With a commitment to financial prosperity and peace of mind for its customers, Prudential is often viewed favorably by policyholders and experts alike.

Is Prudential life insurance good?

You might be wondering, “Are Prudential life insurance company ratings good?” Yes, Prudential life insurance is often considered to be a good choice for individuals seeking comprehensive coverage and financial protection.

With a long-standing presence in the insurance industry and positive Prudential insurance company ratings from reputable agencies such as A.M. Best, Prudential demonstrates a commitment to financial stability and customer satisfaction.

Is Prudential life insurance legit?

Yes, Prudential is a legitimate and established provider of life insurance products and services. With a strong reputation, positive Prudential life insurance rating from reputable agencies, and a commitment to customer satisfaction, Prudential offers legitimate and reliable life insurance options for individuals and families seeking financial protection.

Can I get Prudential Guarantee in the United States?

Looking for a Prudential Guarantee car insurance review in the US? With Guarantee, you can only get Prudential car insurance reviews in the Phillippines.

To file a Prudential Guarantee car insurance claim, call a Prudential representative to get started.

What is the scandal with Prudential?

In 2023, Prudential reached a settlement with the U.S. Department of Labor. The settlement addressed allegations that over 200 Prudential life insurance claims between 2017 and 2020 were denied after policyholders died, citing lack of evidence of insurability.

What company took over Prudential?

Prudential policyholders may wonder, “Who is buying out Prudential?” In April 2022, Empower completed its $3.5 billion acquisition of Prudential’s retirement business.

Does Prudential insurance still exist?

Yes, while Empower bought Prudential’s retirement business, Prudential continues to sell insurance products, such as life and health insurance.

Can I get Prudential car insurance in NJ?

Yes, you can purchase a Prudential vehicle insurance policy in New Jersey through Plymouth Rock.

How can I contact Prudential in New Jersey for car insurance? The Prudential insurance phone number to buy Prudential auto insurance is 1-800-437-5556, which redirects to Plymouth Rock.

Why is Prudential losing money?

Lately, Prudential financial reviews haven’t been the greatest, as the company reported a net loss of $802 million for the third quarter of 2023.

So, is Prudential financially stable? While it recently recorded a substantial loss, the company has significant assets totaling $1.3 trillion, and the Prudential credit rating from A.M. Best is A+.

What is Prudential known for?

Prudential is known for its large variety of financial and insurance products, such as life insurance, health insurance, and annuities. Check out Prudential health insurance reviews to see if the company’s rates and coverage options are right for you.

What is the Prudential 401k withdrawal phone number?

Call Prudential customer service at 1-800-778-2255 to request a loan or withdrawal from your policy.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption