Alfa Auto Insurance Review (2021)

Alfa insurance offers life, property, and auto insurance policies to its customers. Alfa may pay up to $2,500 in burial expenses in case of accidental death due to an accident.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 10, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2108 E. South Blvd
City: Montgomery
State: AL
ZIP Code: 36116
Phone Number: (800) 964-2532
Year Founded: 1946
AM Best Rating: A+
Company Rating 0 (0 reviews)

Things to Remember...

  • Alfa Insurance offers life insurance, property insurance, and auto insurance policies
  • Alfa Insurance provides several different discounts for a variety of circumstances
  • Alfa Insurance also offers a variety of coverage options

This Alfa Insurance review looks at the company’s claims, products, and general information with the intent of helping you select a car insurance company.

Alfa Insurance states that its customers will be calmed by the affordable auto insurance coverage which will protect them from the unexpected occurrences out on the roadways.

The company goes on to claim that while auto insurance can’t stop a car accident from occurring, a policy will be able to take care of an individual’s car, other vehicles, payments for medical injuries that were caused by an accident, rental vehicles, and other amenities.

Moreover, Alfa Insurance is able to offer additional discounts to drivers under certain situations and circumstances, through its generous insurance discount program.

Put in your zip code now to find countless auto insurance quotes now!

Who Is Alfa Insurance?

Sprouting out of the Alabama Farmers Federation, Alfa began its company in 1946 to provide superior fire insurance coverage to federation members, who were mostly farmers.

Today Alfa provides over a million customers in 12 states across the country some of the best insurance coverage in the areas of life, property, and automobile.

Alfa is also known for its exceptionally courteous customer service.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Will Alfa Give You An Auto Insurance Discount?

Alfa Insurance has a range of available discounts, putting affordable car insurance within reach:

  • Airbags
  • Anti-theft devices
  • Automatic restraints
  • Defensive driver discount
  • Discounted auto rates with multi-coverage of home or possessions
  • Driver training discount
  • Length of service discount
  • Multi-car discount
  • Youthful operator discount for honor students

Remember, the best way to see if you qualify for a policy discount is to speak with a customer service representative or an agent at your local insurance firm.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Which Alfa Insurance Option Is Right For You?

Here is a rundown of each insurance coverage option available from this provider.

– Medical Payments

  • Payment will be covered for any reasonable medical expenses resulting from a car accident regardless of the fault of the vehicular accident
  • Up to $2,500 in burial and funeral expenses covered
  • If you are a passenger in a vehicle not owned by you or a pedestrian that is in an accident, you will be covered for any and all reasonable medical expenses due to the collision
  • If a family member is injured in an accident, Alfa will pay for the overnight use of a bed for you in the hospital, as long as your family member is covered under your policy

– Liability, Property Damage, and Bodily Injury

  • This covers the financial obligation of damages caused by the insured driver that resulted in injury to your person and/or property damage of another party in a vehicular accident
  • Allows you to retain legal counsel to defend yourself in a court of law
  • Alfa will cover you $50 per day for any income lost to you due to having to attend a court trial by Alfa’s request

– Collision

  • This gives you coverage, minus your deductible, when the vehicle you are driving collides or is struck by some sort of mass or immovable body
  • Even if you don’t own the car you are driving, this coverage provides a degree of protection, but not to the extent of driving your own vehicle
  • You can be compensated no more than $200 for any loss or damaged clothing and baggage

– Uninsured or Underinsured Drivers

  • Financial payment for injuries and damages of your body caused by an uninsured or underinsured motorist while you were driving
  • Payment for injuries to your body caused directly by an uninsured or underinsured motorist while you were a pedestrian if the accident is deemed the driver’s fault
  • If there is a loss in property damage due to the negligence of an uninsured or underinsured driver, one will be covered for this occurrence

– Comprehensive

  • Whether your car or car you are driving is damaged due to nearly anything other than another car, you are covered
  • This coverage is for damages incurred to your car or non-owned vehicle due to broken glass, vandalism, collision with an animal, robbery, or fire
  • Covers transportation expenses, to the limitations of your policy, due to theft of your vehicle
  • There is limited coverage for even non-owned vehicles, such as rental cars
  • You can be compensated to no more than $200 for any loss or damaged clothing, and baggage due to the theft of your vehicle

What Alfa Locations Are There?

Along with insurance coverage, Alfa and its affiliates own and provide financial services in 12 states.

With Alfa’s main operations headquartered in Alabama, the other states providing mainly insurance are housed in Mississippi and Georgia.

Whether you live in these 12 states or not, you still need to do your research to find out what insurance provider is best for you.

The most suitable policy for one does not necessarily mean this same sort of policy will meet your own automobile insurance needs.

Input your zip code immediately onto this page to find out about nearly endless auto insurance rates!



Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption