Best Cheap Auto Insurance in Commerce, GA (2021)

The average Commerce, GA auto insurance rates are $420 per month. The minimum auto insurance in Commerce is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Commerce, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Commerce, Georgia is 25/50/25
  • The average commute length in Commerce is 25.0 minutes
  • Average auto insurance rates in Commerce, GA for senior drivers are $2,781 per year

Commerce, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Commerce can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Commerce, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Commerce to other Georgia cities, including Sandy Springs auto insurance rates, Roswell auto insurance rates, and Columbus auto insurance rates to see how Commerce, Georgia auto insurance rates stack up.

Before you buy Commerce, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Commerce, Georgia auto insurance quotes.

Minimum Auto Insurance in Commerce, Georgia

Commerce, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Commerce, Georgia.

Minimum Required Auto Insurance Coverage in Commerce, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Commerce, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Commerce, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Commerce, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,840 $2,840 $7,022 $9,093 $3,332 $3,643
GEICO $1,772 $1,749 $1,716 $1,716 $5,266 $6,314 $2,286 $2,533
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $3,782 $3,909 $3,737 $4,105 $11,817 $15,218 $4,616 $5,009
Progressive $2,934 $2,701 $2,523 $2,649 $9,160 $10,143 $3,388 $3,540
State Farm $2,197 $2,197 $1,972 $1,972 $5,846 $7,681 $2,411 $2,605
USAA $1,783 $1,781 $1,655 $1,661 $6,436 $7,621 $2,222 $2,456

Cheap Commerce, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Commerce, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Commerce, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Commerce, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $9,093
GEICO $5,266 $6,314
Liberty Mutual $23,310 $26,038
Nationwide $11,817 $15,218
Progressive $9,160 $10,143
State Farm $5,846 $7,681
USAA $6,436 $7,621

Cheap Commerce, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Commerce, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Commerce, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,840 $2,840
GEICO $1,716 $1,716
Liberty Mutual $4,473 $5,080
Nationwide $3,737 $4,105
Progressive $2,523 $2,649
State Farm $1,972 $1,972
USAA $1,655 $1,661

Cheap Commerce, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Commerce, Georgia compared to the annual auto insurance rates with a clean record in Commerce, Georgia.

Annual Commerce, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $5,506 $4,504 $3,765
GEICO $1,962 $2,463 $5,052 $2,199
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $5,024 $5,894 $9,088 $6,090
Progressive $3,626 $6,382 $4,289 $4,222
State Farm $3,063 $3,658 $3,360 $3,360
USAA $2,450 $3,102 $4,525 $2,731

Cheap Commerce, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Commerce, Georgia is not easy. Compare the annual rates for DUI auto insurance in Commerce, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Commerce, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,504
GEICO $5,052
Liberty Mutual $12,270
Nationwide $9,088
Progressive $4,289
State Farm $3,360
USAA $4,525

Cheap Commerce, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Commerce, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Commerce, Georgia

Insurance Company Poor Fair Good
Allstate $5,622 $3,907 $3,486
GEICO $3,671 $2,580 $2,505
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $7,771 $6,297 $5,504
Progressive $5,227 $4,502 $4,160
State Farm $4,762 $2,967 $2,351
USAA $4,170 $2,933 $2,503

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Cheap Commerce, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Commerce, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Commerce, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Commerce, Georgia

ZIP Code Average Annual Rates
30529 $4,860
30530 $4,893

Cheap Commerce, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Commerce, Georgia auto insurance. Find the cheapest annual Commerce, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Commerce, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,243 $4,434
GEICO $2,868 $2,970
Liberty Mutual $10,289 $10,289
Nationwide $6,524 $6,524
Progressive $4,630 $4,630
State Farm $3,360 $3,360
USAA $3,056 $3,348

Cheap Commerce, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Commerce, Georgia? Check out the comparison of annual Commerce, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Commerce, Georgia

Insurance Company Low Medium High
Allstate $4,047 $4,377 $4,592
GEICO $2,741 $2,932 $3,083
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $6,416 $6,639 $6,516
Progressive $4,240 $4,555 $5,095
State Farm $3,145 $3,362 $3,573
USAA $3,054 $3,185 $3,366

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Best By Category: Cheapest Auto Insurance in Commerce, Georgia

Compare the cheapest auto insurance companies in Commerce, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Commerce, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Commerce, Georgia Auto Insurance Companies

What auto insurance companies in Commerce, Georgia are the cheapest? Compare the top Commerce, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Commerce, Georgia

Insurance Company Average Annual Rates
Allstate $4,338
GEICO $2,919
Liberty Mutual $10,289
Nationwide $6,524
Progressive $4,630
State Farm $3,360
USAA $3,202

What affects auto insurance rates in Commerce, Georgia?

There are a lot of reasons why auto insurance rates in Commerce, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Commerce, Georgia. Many local factors may affect your Commerce auto insurance rates.

Commerce Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Commerce, Georgia commute length is 25.0 minutes according to City-Data.

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Compare Commerce, Georgia Auto Insurance Quotes

Before you buy Commerce, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Commerce, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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