Best Cheap Auto Insurance in Commack, NY (2021)

The average Commack, NY auto insurance rates are $478 per month. The minimum auto insurance in Commack is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Commack, New York, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Commack for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Commack, New York is 25/50/10
  • Average auto insurance rates in Commack, NY for senior drivers are $3,528 per year

Commack, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Commack can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Commack, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Commack to other New York cities, including Mount Vernon auto insurance rates, New York auto insurance rates, and Syracuse auto insurance rates to see how Commack, New York auto insurance rates stack up.

Before you buy Commack, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Commack, New York auto insurance quotes.

Minimum Auto Insurance in Commack, New York

Commack, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Commack, New York.

Minimum Required Auto Insurance Coverage in Commack, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Commack, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Commack, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Commack, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,883 $3,585 $3,681 $3,720 $11,720 $12,518 $3,698 $3,673
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,676 $3,310 $2,840 $2,912 $12,634 $13,778 $4,652 $4,360
State Farm $3,746 $3,746 $3,288 $3,288 $11,062 $13,586 $4,143 $4,359
Travelers $4,183 $4,106 $3,830 $4,029 $9,975 $11,847 $4,386 $4,474
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

Cheap Commack, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Commack, New York is a challenge. Take a look at the annual teen auto insurance rates in Commack, New York.

Annual Auto Insurance Rates for Teen Drivers in Commack, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,720 $12,518
GEICO $4,873 $7,224
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $12,634 $13,778
State Farm $11,062 $13,586
Travelers $9,975 $11,847
USAA $10,414 $12,337

Cheap Commack, New York Auto Insurance for Seniors

What are senior auto insurance rates in Commack, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Commack, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,681 $3,720
GEICO $2,194 $2,161
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,840 $2,912
State Farm $3,288 $3,288
Travelers $3,830 $4,029
USAA $2,329 $2,331

Cheap Commack, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Commack, New York compared to the annual auto insurance rates with a clean record in Commack, New York.

Annual Commack, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,876 $4,876 $7,259 $6,228
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,840 $5,840 $6,517 $5,883
State Farm $5,606 $5,606 $6,198 $6,198
Travelers $4,933 $6,287 $6,375 $5,820
USAA $4,387 $4,459 $6,400 $4,459

Cheap Commack, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Commack, New York is not easy. Compare the annual rates for DUI auto insurance in Commack, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Commack, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,259
GEICO $5,034
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,517
State Farm $6,198
Travelers $6,375
USAA $6,400

Cheap Commack, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Commack, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Commack, New York

Insurance Company Poor Fair Good
Allstate $8,472 $4,839 $4,119
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,799 $4,802 $3,459
State Farm $8,333 $5,226 $4,148
Travelers $8,232 $5,027 $4,302
USAA $7,537 $3,851 $3,391

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Commack, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Commack, New York can vary. Compare the annual cost of auto insurance by ZIP code in Commack, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Commack, New York

ZIP Code Average Annual Rates
11725 $5,821
11731 $5,810
11787 $5,740

Cheap Commack, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Commack, New York auto insurance. Find the cheapest annual Commack, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Commack, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,728 $5,892
GEICO $3,030 $3,215
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,020 $6,020
State Farm $5,685 $6,119
Travelers $5,854 $5,854
USAA $4,876 $4,977

Cheap Commack, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Commack, New York? Check out the comparison of annual Commack, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Commack, New York

Insurance Company Low Medium High
Allstate $5,335 $5,779 $6,316
GEICO $2,932 $3,111 $3,326
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,639 $5,973 $6,449
State Farm $5,542 $5,943 $6,222
Travelers $5,483 $5,778 $6,301
USAA $4,742 $4,893 $5,144

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Commack, New York

Compare the cheapest auto insurance companies in Commack, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Commack, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Commack, New York Auto Insurance Companies

What auto insurance companies in Commack, New York are the cheapest? Compare the top Commack, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Commack, New York

Insurance Company Average Annual Rates
Allstate $5,810
GEICO $3,123
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,020
State Farm $5,902
Travelers $5,854
USAA $4,926

What affects auto insurance rates in Commack, New York?

There are a lot of reasons why auto insurance rates in Commack, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Commack, New York. Many local factors may affect your Commack auto insurance rates.

Commack Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Commack, New York commute length is 34.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Commack, New York Auto Insurance Quotes

Before you buy Commack, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Commack, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption